Is this a good insurance quote - HotUKDeals
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Is this a good insurance quote

Taz1529 Avatar
2y, 1m agoPosted 2 years, 1 month ago
£1329 on a 1.4 MG ZR, 19 years old, held a license for 2 months now, mum as a named driver (60 y.o, no claims). Only downside is a black box.

Anyone any prior experience insuring under similar circumstances?
Taz1529 Avatar
2y, 1m agoPosted 2 years, 1 month ago
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(21) Jump to unreadPost an answer
Responses/page:
#1
As it's first year and classed as a sports car. Tbh it's not bad considering I paid 2500 on a 1.6 astra
#2
That's not to bad really we paid £1700 for sons 1.8 golf gti this year he's 19 to, no box though fingers crossed it will half next year
#3
critster
That's not to bad really we paid £1700 for sons 1.8 golf gti this year he's 19 to, no box though fingers crossed it will half next year

Who with? And 2 parents on the policy? I have maybe 2 weeks to find a new quote. Currently got box insurance but no box fitted yet
#4
barrel24
As it's first year and classed as a sports car. Tbh it's not bad considering I paid 2500 on a 1.6 astra

Yeah. I think it could be lower tho
#5
It is cheap. Only issue is that you wont be gaining no claims since youre not the named driver.
#6
Yes it is a decent quote. Mine was £1000 for a 1.2 Punto with no box, a year after I passed my test.
#7
Is that with woop cover?
#8
His mum can sign the no claims over to his name later on, so still counts. my friends son has a box fitted, they track every journey and he's been emailed twice to say what he's done wrong but on the whole it's a great idea.
#9
Taz1529
critster
That's not to bad really we paid £1700 for sons 1.8 golf gti this year he's 19 to, no box though fingers crossed it will half next year

Who with? And 2 parents on the policy? I have maybe 2 weeks to find a new quote. Currently got box insurance but no box fitted yet

Sorry should have said its on a multi car policy with admiral with me and his mum on his side of the policy.
#10
Jellybellies
His mum can sign the no claims over to his name later on, so still counts. my friends son has a box fitted, they track every journey and he's been emailed twice to say what he's done wrong but on the whole it's a great idea.

No i'm the policy holder, mum is a named driver
#11
critster
Taz1529
critster
That's not to bad really we paid £1700 for sons 1.8 golf gti this year he's 19 to, no box though fingers crossed it will half next year

Who with? And 2 parents on the policy? I have maybe 2 weeks to find a new quote. Currently got box insurance but no box fitted yet

Sorry should have said its on a multi car policy with admiral with me and his mum on his side of the policy.

Asked my mum about doing multicar but seemed easier doing it myself really. I'll give them a ring
#12
That seems a normal price for a first year insurance.

Personally I wouldn't go for black box insurance as it allows them to fully monitor your driving habits. How much you accelerate, the way you brake, at what times in the day you drive the car etc


Edited By: speedy2014 on Dec 09, 2014 09:10
#13
speedy2014
That seems a normal price for a first year insurance.

Personally I wouldn't go for black box insurance as it allows them to fully monitor your driving habits. How much you accelerate, the way you brake, at what times in the day you drive the car etc


Unless you're driving like a dick I don't see the problem with that.
#14
sancho1983
speedy2014
That seems a normal price for a first year insurance.
Personally I wouldn't go for black box insurance as it allows them to fully monitor your driving habits. How much you accelerate, the way you brake, at what times in the day you drive the car etc
Unless you're driving like a dick I don't see the problem with that.

I take great pride in my driving but Its my OH who drives like a dick oO

Edited By: speedy2014 on Dec 09, 2014 09:26
#15
Has the head gasket gone yet :)
#16
mintcondition
Has the head gasket gone yet :)

No, because it gets looked after!
#17
sancho1983
speedy2014
That seems a normal price for a first year insurance.

Personally I wouldn't go for black box insurance as it allows them to fully monitor your driving habits. How much you accelerate, the way you brake, at what times in the day you drive the car etc


Unless you're driving like a dick I don't see the problem with that.

102bhp in a 1500kg car isn't amazing, although the k is a good sounding engine above 4k
#18
mintcondition
Has the head gasket gone yet :)

Funny too that you'll own your brill BMW for 3 years then get rid. Probably charged through the roof for servicing, too
#19
smellyonion
It is cheap. Only issue is that you wont be gaining no claims since youre not the named driver.

You dont know how insurance works do you?

A names driver is a specific person that has been added to a policy. It is NOT the policy holder/main driver.
#20
adam_holcombe
smellyonion
It is cheap. Only issue is that you wont be gaining no claims since youre not the named driver.

You dont know how insurance works do you?

A names driver is a specific person that has been added to a policy. It is NOT the policy holder/main driver.

Yes youre right. Mistake.

It's not about not knowing how insurance works but mixing up the terminology.

Edited By: smellyonion on Dec 09, 2014 11:46: f
#21
Still brings up a valid point. It shouldn't even be an easy option for teens to do that.

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