After some serious advice from you guys. Had my third offer accepted on my first property in Milton Keynes a couple of weeks ago. I have also received from the estate agent the certificate of structural adequacy issued by some company instructed by Aviva house insurance back in 2012, which talks about 'clay shrinkage subsidence' with mitigation action including removal of vegetation. Now, of course I am going to instruct a structural engineer to have a look at the property before properly signing it all off. And I read a little bit about issues with house insurance and lack of competition due to having to use specialist brokers and companies. Is there any additional paperwork I should be requesting through my solicitor? How much is the new insurance likely to cost? I know that there is some sort of agreement that previous company should cover me when buying the property, but at what cost? Really unsure what to do and have no one to ask as parents don't really have any clue how it all works? Appreciate your help.