Good morning all.
Can anyone shed any light as I’m confused as blind badger.
My wife (48 years) and I (47 years) have always worked throughout our lives, but unfortunately due to a life changing event and without going into too much personal detail, my wife is no longer able to work as of 6 month ago.
Unfortunately, my wife’s condition is worsening by the day and I feel I may have no other option but to 'possibly' take a leave of lengthy absence from work in order to take care of her full time. A responsibility that is currently shared between myself, my son and my daughter. I state this as my son and daughter will in the next couple of months be moving away from the area we live in. My daughter has now given birth to her daughter and is moving away to start her own life with her new husband, and my son is moving to an area to be with his girlfriend over 200 miles away, so me leaving work, I feel, may be the only option left.
I have tried and tried to try and understand the benefit system but as I have never had any dealings with this, I’m confused to the hilt.
The question I ask is, what type of benefits would I be entitled to (if any) in order to look after my wife full time and would I be penalized for leaving work in order to achieve this? Again, I have never received any sort of benefits previously.
I read this may have to be a joint claim, but seeing as she currently receives Employment support allowance (ESA ) and a Personal independent payment (PIP) the Daily living standard rate with a review after 3 years, I am still none the wiser.
We don’t have much in the way of savings, (under 2k) nor do we own our own house and if I am being totally honest, I’m not happy about having to look into this, but as stated, I may not have any choice in the near future and I’m trying to get a perspective look at what options we may have.
I must also state that this may or may not be for a lengthy period of time as of right now, as we are unsure as to whether or not her future treatment might work.
Any information would be gratefully received.