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best car insurance for new drivers?? any suggestions.

sarasand001 Avatar
2y, 5m agoPosted 2 years, 5 months ago
need suggestions for best car insurance for new drivers, comprehensive coverage.
sarasand001 Avatar
2y, 5m agoPosted 2 years, 5 months ago
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#1
cooperative have been cheapest by a long way for 4 years for me and my partner (he was a new driver)
#2
Elephant were the cheapest for me, had both parents as named drivers and were abot £250 cheaper than anyone else
#3
Elephant were by far the cheapest for my son who started driving in April 2013 (aged 22) after holding his licence for 13 months (too expensive before that). He didn't have any named drivers.
#4
Myself and my husband are both with privilege

We have a nearly 17 year old son who will be learning to drive just after christmas and we have agreed to pay his insurance for the first year.

After doing quite a lot of mock quotes with a few different cars Privilege again came out cheapest for him,that is with an extra discount because we both have policies but even without that they were still a bit cheaper than the next company,Tesco :)

The policy I was looking at was fully comp,lowest excess possible and myself and husband as named drivers,it came in at around £900 which is not bad really I think. Husband didn't agree but I had to remind him that we are no longer in the Stone Age when his first insurance was cheaper!

Edited By: takethatfan1978 on Jul 24, 2014 13:15
#5
Try Ingenie, they use black box technology to bring down the cost of car insurance, especially for the under 25's.

Link below:

http://www.ingenie.com/?gclid=CJCkkfP03b8CFWnpwgodhhUABg
#6
elephant is the cheapest so far, will try some insurance comparison site.
#7
takethatfan1978
Myself and my husband are both with privilege

We have a nearly 17 year old son who will be learning to drive just after christmas and we have agreed to pay his insurance for the first year.

After doing quite a lot of mock quotes with a few different cars Privilege again came out cheapest for him,that is with an extra discount because we both have policies but even without that they were still a bit cheaper than the next company,Tesco :)



The policy I was looking at was fully comp,lowest excess possible and myself and husband as named drivers,it came in at around £900 which is not bad really I think. Husband didn't agree but I had to remind him that we are no longer in the Stone Age when his
first insurance was cheaper!



insurance is quite high for new drivers, but yes 900 is acceptable.
#8
Just try comparison sites, some seem to be cheaper for old cars and some for new, admiral/elephant (same company) are cheaper for new cars and 1st direct for old cars.
#9
Was with 1st direct first year of driving in a mk2 golf and they wanted £850, then bought a brand new fiat 500 and they wanted about a hundred more a year, admiral only wanted £550 total, so I left 1st direct.
#10
MIDURIX
Was with 1st direct first year of driving in a mk2 golf and they wanted £850, then bought a brand new fiat 500 and they wanted about a hundred more a year, admiral only wanted £550 total, so I left 1st direct.

thnx ya going thru some comparison sites but nothing coming below 1000 is it norm for new drivers.
#11
sarasand001
takethatfan1978
Myself and my husband are both with privilege

We have a nearly 17 year old son who will be learning to drive just after christmas and we have agreed to pay his insurance for the first year.

After doing quite a lot of mock quotes with a few different cars Privilege again came out cheapest for him,that is with an extra discount because we both have policies but even without that they were still a bit cheaper than the next company,Tesco :)



The policy I was looking at was fully comp,lowest excess possible and myself and husband as named drivers,it came in at around £900 which is not bad really I think. Husband didn't agree but I had to remind him that we are no longer in the Stone Age when his
first insurance was cheaper!



insurance is quite high for new drivers, but yes 900 is acceptable.

Yes it is high,some were a lot higher and if course it depends on the car.

The ones that were cheapest for son were new shaped ka or a pug 107. Both would be fine for scooting back and forwards to work/college for a couple of years.

Those quotes were adding other drivers and having a discount otherwise would be a lot more.

My renewal came in a couple if weeks ago and managed to get it for £180 fully comp,no excess and protected no claims. Cheapest I have ever had it so chuffed. I moan about getting old but it pays to be 35 lol
#12
sarasand001
MIDURIX
Was with 1st direct first year of driving in a mk2 golf and they wanted £850, then bought a brand new fiat 500 and they wanted about a hundred more a year, admiral only wanted £550 total, so I left 1st direct.

thnx ya going thru some comparison sites but nothing coming below 1000 is it norm for new drivers.

Yes. But of course it depends on your age and the car. My son was 22, had held his licence for 13 months (that makes a big difference), and has a 12 yr old Honda Civic 1.6. His insurance (paying monthly) was almost £2000. This was very normal for someone that doesn't have experienced drivers on their insurance.
#13
it is scary looking for insurance for kids these days. I just payed £1700 for my 19 year old son to insure a 1.8 golf gti as his first car and only done that because we were getting quotes of £1400-£1700 for much lesser cars. He loves it and fingers crossed it lasts him a few years
#14
If you have a partner who drives another car I'd try admiral multi car they've been good for me.
#15
Drive like a girl, fantastic!
#16
thnx all, comparison sites are giving the best and cheapest quotes with elephant.
#17
My first year was 1600, when I was 20!! In a yaris. You guys are getting them cheap, however you are doing it.

Also with admiral (as with elephant and diamond - all the same), the secondary driver (non policy holder ) has only 3rd party protection.


Edited By: smellyonion on Jul 25, 2014 09:59: a
#18
not planning for secondary driver anyways, need a comprehensive cover. satisfied paying 1000+ after reading all the comments :)
banned#19
sara
#20
sarasand001
not planning for secondary driver anyways, need a comprehensive cover. satisfied paying 1000+ after reading all the comments :)
The secondary drivers don't actually have to drive the car you know, but it usually knocks a good amount off.

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