Whats the best deals out there for first time buyers?
Looking to get a mortgage for 110k give or take 20k. As a joint application we have sufficient salaries in order to keep up with the repayments, the problem is getting our hands on a deposit.
We have enough for a 5% deposit at the moment, so the most important aspect of the mostgage must be as high a % of overall value of property as possible.
I spoke to Bank of Scotland, and at the moment they are only offering 70% mortgages to first time buyers.
Are there any 95% mortgages out there for first time buyers? If not, what are the best (if any) 90% deals?