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Best Loans Wanted

nikkipink Avatar
7y, 9m agoPosted 7 years, 9 months ago

We are looking to borrow about £6k or £7k for a conservatory, the best loan i can find is Halifax at 8.1% then £50 quidco, looking to take it over about 72 or 84 months.
nikkipink Avatar
7y, 9m agoPosted 7 years, 9 months ago

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(5) Jump to unreadPost an answer
I think at the moment with halifax you can only do the personal loan over 6 years as the maximum, can you not get a home owner loan? as personal loan rates are a bit high
The homeowner loans are still coming up at 8%
Virgin money ( 7.8% unsecured and will do up to 84 months.
Your best option is always to approach the institution you either bank with or hold a credit card with. They will offer you the best rates as they know your payment history.

My credit card is with Barclaycard platinum and they offered me a rate of 4.9% for the life of the balance transfers, and I just wrote myself a cheque to pay into the bank.
I have applied for the simplicity card as it is 6.8% interest for the life time of the card, lets hope i can get a 6k limit. Unless i can get another card with less interest in the mean time.

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