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Best way to exchange Pounds to Indian Rupees?

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Got a holiday planned to India and was wondering what the best way is to take spending money to get the best rate etc? Anyone in the know offer up some advice? Will Halifax Clarity card be ok over… Read More
Sharpharp Avatar
4d, 19h agoPosted 4 days, 19 hours ago
Got a holiday planned to India and was wondering what the best way is to take spending money to get the best rate etc?

Anyone in the know offer up some advice? Will Halifax Clarity card be ok over there, or better exchanging into rupees before going etc?

Thanks
Sharpharp Avatar
4d, 19h agoPosted 4 days, 19 hours ago
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Responses/page:
#1
When i go pakistan i get it exchanged over there, much better rates
#2
Revolut
#3
we just came back from India and changed money there. take £50 notes and you get a much better rate. just ask in a few places. I didn't end up using my Halifax clarity card so no idea how that works. with the £50 notes you can get the full rate and sometimes more as they seem to like those notes.

hope that helps.
#4
if you want to have some cash with you just in case then refer to the below link

http://travelmoney.moneysavingexpert.com

however, it probably is a better rate for you if you were to exchange in India.

Hope that helps!
#5
Thanks for your replies, anyone know what the current limit in UK Pounds is for taking as travel money?
#6
which city you are going to? do u know someone in India who can help you? there are online fx transfer options where you can transfer to a bank account in India. they have almost near perfect rates and have 10-20£'s off on first transfer. if you can find someone who can take money out of ATM and give to u in India, this will be best option.
#7
There was a lot of issue with notes in India, I think it's all sorted now. I think you can get them changed either here or there, but be wary of where u do it go to official places. Also there are alot of atms in India so I had no issue taking money out with my HSBC card got charged a fee but wasn't really bothered as it was one off use. If you change it here, keep it close when u go through security over there can never be too sure
#8
Sharpharp
Thanks for your replies, anyone know what the current limit in UK Pounds is for taking as travel money?


equivalent to €10,000
gov.uk
#9
as an Indian i suggest - get it over there, having said that - you should know where you doing it, also ensure you take some money with you, such as for taxi etc when you get there.
#10
Re Clarity Card. Mine works fine in India both for retail sales and to get cash from ATM's. Revolut is also fine but not 100% reliable in some ATMs. As for changing cash, I use the local jewelry store near our hotel. Gives the clean bank rate. Cash is king if you are out and about.

ps I don't know if this is still the case as I've had Clarity for years, you used to have to tell them what country you were visiting before use abroard. You could also ask them to clear it for worldwide use, which is what I did.

Edited By: airbus330 on Apr 18, 2017 12:56
#11
Abra cadabra! Pfff magic done :)
#12
Does your family have a bank account where you can transfer some money into their account ? Halifax Clarity card works fine over there but its best to inform credit card company before you go. Airport is a pain in the backside. Make sure before you leave India that you have your boarding pass with you as the won't let you into the airport without it. FX is the quickest way and cheaper to transfer funds. Hope this helps.
#13
I watched the Marigold Hotel on TV and Paul Nicholas had to pay 1 rupee to have a dump. They didn't take cards so I'd get some from the post office before you go.
#14
termite
I watched the Marigold Hotel on TV and Paul Nicholas had to pay 1 rupee to have a dump. They didn't take cards so I'd get some from the post office before you go.


Same in bulgaria 1 lev for toilet lol
#15
Just got back from Goa beginning of February where there were problems with a shortage of notes. I took a load of pounds with me but the exchange rate was 73 rupees to the pound in local exchanges which was pretty woeful. So I used Barclaycard creditcard to withdraw from the ATM Zero charges and a rate of between 82- 84 rupees and used the cash that I took to pay it off when I got home, no interest. Just an option to consider ;)
#16
Currently in India right now. I am using Halifax clarity card everywhere and it works fine. I called Halifax to advise that i am travelling to India and they said it can also be done online through the Halifax online website (so no need to call).

As for cash, i got it via family. I can also withdraw cash with my Halifax debit card which is charged at 2.5% of the total balance plus £1.

I would not advise on taking cash out of ATM using clarity as they charge interest on the amount daily until you pay the balance off. Use your debit card to avoid this.

If your going on a connecting flight then exchange cash at India airport so you have enough for local taxi and shops but every major shop accepts clarity.

Final advise, don't go to India in the summer, it's about 43 degrees at the moment during the day!!
#17
summerof76
Does your family have a bank account where you can transfer some money into their account ? Halifax Clarity card works fine over there but its best to inform credit card company before you go. Airport is a pain in the backside. Make sure before you leave India that you have your boarding pass with you as the won't let you into the airport without it. FX is the quickest way and cheaper to transfer funds. Hope this helps.
Didn't know you were an Indian Summer ;)
#18
I struggled to get rupees changed back to GBP when I got back to the UK so it may be worthwhile exchanging back what you have left over, or leaving as a tip is a small amount, before you leave.
#19
vassy4u
summerof76
Does your family have a bank account where you can transfer some money into their account ? Halifax Clarity card works fine over there but its best to inform credit card company before you go. Airport is a pain in the backside. Make sure before you leave India that you have your boarding pass with you as the won't let you into the airport without it. FX is the quickest way and cheaper to transfer funds. Hope this helps.
Didn't know you were an Indian Summer ;)
Also Summer loving, summer nights, summer breeze X)
#20
harams
I struggled to get rupees changed back to GBP when I got back to the UK so it may be worthwhile exchanging back what you have left over, or leaving as a tip is a small amount, before you leave.
You're not suppose to bring Indian currency out of India.
#21
ceanth
Currently in India right now. I am using Halifax clarity card everywhere and it works fine. I called Halifax to advise that i am travelling to India and they said it can also be done online through the Halifax online website (so no need to call).

As for cash, i got it via family. I can also withdraw cash with my Halifax debit card which is charged at 2.5% of the total balance plus £1.

I would not advise on taking cash out of ATM using clarity as they charge interest on the amount daily until you pay the balance off. Use your debit card to avoid this.

If your going on a connecting flight then exchange cash at India airport so you have enough for local taxi and shops but every major shop accepts clarity.

Final advise, don't go to India in the summer, it's about 43 degrees at the moment during the day!!
The mosquito's will be rampant by now oO
#22
summerof76
vassy4u
summerof76
Does your family have a bank account where you can transfer some money into their account ? Halifax Clarity card works fine over there but its best to inform credit card company before you go. Airport is a pain in the backside. Make sure before you leave India that you have your boarding pass with you as the won't let you into the airport without it. FX is the quickest way and cheaper to transfer funds. Hope this helps.
Didn't know you were an Indian Summer ;)
Also Summer loving, summer nights, summer breeze X)
Power of Summer ;)
#23
summerof76
ceanth
Currently in India right now. I am using Halifax clarity card everywhere and it works fine. I called Halifax to advise that i am travelling to India and they said it can also be done online through the Halifax online website (so no need to call).
As for cash, i got it via family. I can also withdraw cash with my Halifax debit card which is charged at 2.5% of the total balance plus £1.
I would not advise on taking cash out of ATM using clarity as they charge interest on the amount daily until you pay the balance off. Use your debit card to avoid this.
If your going on a connecting flight then exchange cash at India airport so you have enough for local taxi and shops but every major shop accepts clarity.
Final advise, don't go to India in the summer, it's about 43 degrees at the moment during the day!!
The mosquito's will be rampant by now oO

Na, no stagnant water as its too hot. There are some in the evening, but with the fan on all night i guess they get blown away.
#24
ceanth
summerof76
ceanth
Currently in India right now. I am using Halifax clarity card everywhere and it works fine. I called Halifax to advise that i am travelling to India and they said it can also be done online through the Halifax online website (so no need to call).
As for cash, i got it via family. I can also withdraw cash with my Halifax debit card which is charged at 2.5% of the total balance plus £1.
I would not advise on taking cash out of ATM using clarity as they charge interest on the amount daily until you pay the balance off. Use your debit card to avoid this.
If your going on a connecting flight then exchange cash at India airport so you have enough for local taxi and shops but every major shop accepts clarity.
Final advise, don't go to India in the summer, it's about 43 degrees at the moment during the day!!
The mosquito's will be rampant by now oO
Na, no stagnant water as its too hot. There are some in the evening, but with the fan on all night i guess they get blown away.
They get you if you are travelling in a car on an evening, they bite your ankles X) Make sure the air con is on and car windows are shut :3
#25
summerof76
ceanth
summerof76
ceanth
Currently in India right now. I am using Halifax clarity card everywhere and it works fine. I called Halifax to advise that i am travelling to India and they said it can also be done online through the Halifax online website (so no need to call).
As for cash, i got it via family. I can also withdraw cash with my Halifax debit card which is charged at 2.5% of the total balance plus £1.
I would not advise on taking cash out of ATM using clarity as they charge interest on the amount daily until you pay the balance off. Use your debit card to avoid this.
If your going on a connecting flight then exchange cash at India airport so you have enough for local taxi and shops but every major shop accepts clarity.
Final advise, don't go to India in the summer, it's about 43 degrees at the moment during the day!!
The mosquito's will be rampant by now oO
Na, no stagnant water as its too hot. There are some in the evening, but with the fan on all night i guess they get blown away.
They get you if you are travelling in a car on an evening, they bite your ankles X) Make sure the air con is on and car windows are shut :3
Mosquito repellent cream? ;)

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