Car Insurance (2 Cars) - HotUKDeals
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Car Insurance (2 Cars)

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I am looking for the cheapest way to insure 2 cars. Can I have both cars on 1 policy? Or is it best to have separate policies? I am the main driver for both cars but my partner is a named driver on 1 …
BenPS26 Avatar
1m, 3w agoPosted 1 month, 3 weeks ago
I am looking for the cheapest way to insure 2 cars. Can I have both cars on 1 policy? Or is it best to have separate policies? I am the main driver for both cars but my partner is a named driver on 1 of them.
BenPS26 Avatar
1m, 3w agoPosted 1 month, 3 weeks ago
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Responses/page:
#1
best to insure both on 1 policy plus depends on how much no claims bonus you and you're partner have to decide which is better....good luck try a few insurers either ringing or internet ..best to do both when you've decided who to go with
#2
sum786
best to insure both on 1 policy plus depends on how much no claims bonus you and you're partner have to decide which is better....good luck try a few insurers either ringing or internet ..best to do both when you've decided who to go with


​So I've been insured on 1 policy for just over 3 years with my partner but I now have another car. Is it best to just add to that policy? Or start fresh?
#3
BenPS26
sum786
best to insure both on 1 policy plus depends on how much no claims bonus you and you're partner have to decide which is better....good luck try a few insurers either ringing or internet ..best to do both when you've decided who to go with
​So I've been insured on 1 policy for just over 3 years with my partner but I now have another car. Is it best to just add to that policy? Or start fresh?

Many insurers will give you a discount equivalent to matching your 3 years NCB from your main policy on your additional policy. This however should not be confused as official NCB. You may get a discount equivalent to 3 years NCB but after you complete a years, you will only get documentation of 1 year NCB on the second car.

However, many insurers will give you similar deals with second cars but the common insurance comparison sites are not very good at flagging these up so may need a fair bit of phone-call work with insurance companies or brokers.

Oh, and if your partner is not inexperienced / young, you will find that adding them on as named driver even on the first car would usually bring down the premium.
#4
I got my 2nd car on another policy. but my insurance did what they call mirror insurance. basically mirror your ncb on to another policy.
#5
Try Admiral they do multi car policies with pretty good deals for new customers.

Edited By: Taliban_Army on Dec 27, 2016 13:13
#6
I'm with Aviva, insuring both myself and my husband on one policy for both cars. They did a great deal - even on high performance and modified cars! Also(so far) great customer service, this is my 2nd year with them and by far the cheapest
#7
corinnaflynn14
I'm with Aviva, insuring both myself and my husband on one policy for both cars. They did a great deal - even on high performance and modified cars! Also(so far) great customer service, this is my 2nd year with them and by far the cheapest


​I second Aviva can't fault them on multiple car policy and multi property polices the cheapest by far and excellent customer service amend your polices online as you choose without occurring stupid Admin charges. I recommend other people and we both received £25 Amazon gift voucher s. Trust me I really do my homework before purchasing the best buy policies.
#8
it's pointless people saying I'm with such and such. for some odd reasons they don't be cheapest for everyone do the usual check firstly on a comparison site for the new car add 3 years ncb as a guide whichever one u find cheapest ring them and see if they will let u use ncb from old policy on both some do I'd u insure both cars with them some don't. then try multicar insurers u will be able to do some online but u will have to ring around aswell as some don't give qoutes online. try all the differnt combos. e.g multicar with all both drivers in both cars 1 driver on one car etc etc. good luck happy hunting prices down. remember all comparison sites don't do the full insurers on the sites.
#9
then u can decide if it's worth getting a new policy for both cars or keep the current one running for know as sometimes u don't get much back from them after fees and stuff.

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