Hi. A friend of mine has her car insurance due 5th of March. So just looking around for quotes on internet and the renewal is in the regions of 3k plus! Which is very very expensive for her car. Last year she paid around £900. Her car is a 2005 golf. The question im asking is, are her renewal quotes excessive because her insurance is due next month. Should she wait a bit closer to the renewal date to look for quotes. She has not had a renewal quote from her current insurance company yet, it could be a reasonable price. How do insurance companies work? Do you get cheaper quotes nearer to the time than you do a lot earlier. What should she do. If she waits until next month and insurance is excessive then no time to shop around. Advice please.