Car Insurance after Driving Conviction (6 points)? - HotUKDeals
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Car Insurance after Driving Conviction (6 points)?

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My husband has just received 6 points for a driving conviction but our current insurers have now refused to insure him. I've been on Go Compare but wonder if anyone can recommend a particular insurer …
fruityloops Avatar
3m, 1w agoPosted 3 months, 1 week ago
My husband has just received 6 points for a driving conviction but our current insurers have now refused to insure him. I've been on Go Compare but wonder if anyone can recommend a particular insurer for someone with higher points please?
fruityloops Avatar
3m, 1w agoPosted 3 months, 1 week ago
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#1
I would definitely keep going on the comparison websites. Have you got a broker nearby? I had nine points once upon a time and it didn't affect the amount I paid massively as they were all for speeding (inc 6 at once). The amount it would affect your husbands insurance quotes would obviously be based on the offence, speeding isn't looked upon as bad as other offences. Basically try not to worry too much and keep your heads up as I know how worrying it is :)
#2
Thank you. It was driving without due care and attention.
#3
They won't insure him with 6 points! Sounds a rubbish insurance bin them. Theres loads out there, I'm with Sky insurance give me a cracking deal all the time
#4
It's Hastings Direct, I was more than a little surprised to be honest but I'm out of my depth as have never had more than 3 points.
#5
fruityloops
It's Hastings Direct, I was more than a little surprised to be honest but I'm out of my depth as have never had more than 3 points.


It's maybe the offence that concerned them not the points. Keep hammering it on the compare websites
#6
we had the same problem. hubby had 8 points
and all insurance companies refused to insure us or gave us a sky high quote. I was told aviva was good so gave then a call and they were happy to insure us at a reasonable price. actually it was a third of what we were paying with quinn
#7
fruityloops
It's Hastings Direct, I was more than a little surprised to be honest but I'm out of my depth as have never had more than 3 points.
Hastings Direct are shifty about insurance claims as well. I would just use another insurer, have you tried 1st central ?
#8
kester76
fruityloops
It's Hastings Direct, I was more than a little surprised to be honest but I'm out of my depth as have never had more than 3 points.
Hastings Direct are shifty about insurance claims as well. I would just use another insurer, have you tried 1st central ?

No I haven't, not heard of them. I was with Direct Line for years and then only changed to Hastings last year. Will have a look at them, thanks.
#9
zaira876
we had the same problem. hubby had 8 points
and all insurance companies refused to insure us or gave us a sky high quote. I was told aviva was good so gave then a call and they were happy to insure us at a reasonable price. actually it was a third of what we were paying with quinn

Thank you, will give them a call in the morning.
#10
What was he doing to get 6 points?
#11
termite
What was he doing to get 6 points?

Driving without due care and attention, because he caused a crash, lost control of his works vehicle, not speeding, texting, overtaking, braked (possibly could be accused of driving too close to the vehicle infront).
#12
at least he didn't wipe a family out
#13
elliott1982
at least he didn't wipe a family out

Yep. He should have to go to the naughty boy insurance company.
#14
don't you now have to declare it to other insurers that you have been refused insurance , im sure that's one of the questions asked
#15
deanos
don't you now have to declare it to other insurers that you have been refused insurance , im sure that's one of the questions asked

Yes you do. We aren't trying to defraud anyone.
#16
Provident look cheapest
#17
i didn't say you were trying to defraud, you just have to be so careful with insurance

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