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car insurance for learner drivers..x 2 for Audi A4

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confused confused... I have an Audi A4, I have rang my insurance company to add my 17yr old twins, they say no chance! they will not put them on my insurance as my car is in too high insurance grou…
miss money saver Avatar
7y, 4d agoPosted 7 years, 4 days ago
confused confused...
I have an Audi A4, I have rang my insurance company to add my 17yr old twins, they say no chance! they will not put them on my insurance as my car is in too high insurance group. I cant afford another car. :-(

carcaptain will insure 28 days seperate learner insurance for £96.50 per learner.

does any one know of any better deals as private lessons cost a fortune, and how does individual learner insurance effect my insurance.

Thank you all. you will be repped for your help.
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miss money saver Avatar
7y, 4d agoPosted 7 years, 4 days ago
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#1
Insurance tends to be rated on the age of the youngest driver, or even in your case - they won't take them at all. Audi A4's aren't a low group insurance either.
#2
meandog101;8139768
Insurance tends to be rated on the age of the youngest driver, or even in your case - they won't take them at all. Audi A4's aren't a low group insurance either.

tell me about it. lessons are also soo expensive. which is why I thought of a stand alone insurance.
#3
It is a big car to learn in. I am not sure how much lessons will cost you - are they about £20 a go? x2 for the twin factor and that is 40 a week, say 10 to 15 weeks of lessons, that comes to 600. Wow. Maybe you can negotiate a discount for the twins but even still it is going to be steep.

What about saving for their 18th? Or else selling the A4 for something smaller/cheaper.

A cheap runabout may be the best bet. Although you cannot afford a second car it may be the cheapest option.

Final option would be to encourage them to learn how to hotwire, though not to be encouraged.
#4
If u think the quote is steep check for immediately after they have passed! Tends to be over 1000 quid for even a cheap car! After all while learning they are unlikely to race but once having passed------!!!!! Thats a tip for using these price comparison sites for adding learners- see what it will be after passing and then choose. Some companies lure you with cheaper "while learning" quotes only to double premium after passing and by then its expensive to cancel. I'm paying around 800 quid on my Mini Cooper to allow my 20yr old daughter to learn as a named driver but it will only go up about 50 quid after she passes.
#5
anyone used these provisional insurance only companies?
#6
http://www.collingwoodlearners.co.uk/

My daughter went with this company for around £80 per month until she passed. She learnt in my Audi A4. The Insurance is in her name and she would make a claim if anything happened.
I would highly recommend.
#7
I also recommend collingswood, there prices have gone up a tat but its still very good
#8
cheapest option would be for you to send them to work and get them to pay for there own, otherwise they'll rely on you for any other motoring exspenses, petrol, insurance, new tires, alloy wheels, cd players X2 for twins.

Make them self sufficiant while you can :thumbsup:

will help them understand the value of money especially in this recession when its most important.
#9
The simple fact is that the days of 17 year olds driving have passed.

I guess you knew when they were 13/14/15/16 that they would one day be 17 so you could have planned for this but the answer is for them to just wait. They should not need cars until they are in their 20s and out of university anyway.
#10
Please dont scrimp on professional lessons whatever else you do - only a professional instructor can show them all the things they really need to know for safe driving for life - from attitude to test routes. Remember driving has changed enormously over the last 20 years or so and they really need the professional tuition. You wouldnt give a 17yr old a dangerous weapon of any other sort without plenty of professional tuition would you ?? :-)
#11
3.1415926
The simple fact is that the days of 17 year olds driving have passed.

I guess you knew when they were 13/14/15/16 that they would one day be 17 so you could have planned for this but the answer is for them to just wait. They should not need cars until they are in their 20s and out of university anyway.


who says they are going to university? lol
#12
EvoFq3o0
cheapest option would be for you to send them to work and get them to pay for there own, otherwise they'll rely on you for any other motoring exspenses, petrol, insurance, new tires, alloy wheels, cd players X2 for twins.

Make them self sufficiant while you can :thumbsup:

will help them understand the value of money especially in this recession when its most important.


+1

Too many kids get it all on a plate and don't realise the cost of things!
(not saying this is necessarily true of your twins as I don't know you - I learned to drive at 17, paid for my own lessons and bought and paid for my own car after!)
#13
listen to all you meanies!
#14
nseaman
listen to all you meanies!


I've got 4 kids - twice as many as the twins LOL so don't call me mean. I've helped them all, but would never do something for one that I can't do for the others!

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