Sorry if this question should be filed under obvious but I've recently gotten my first car insurance renewal letter and I would like some advice :)
For my first year I paid £100, for year two they've dropped it to £75 (Hastings Direct). If I find it cheaper on a comparison site would I need to pay any fee for cancelling or/and are these firms willing to lower the monthly cost if someone else is offering it cheaper.
I'm admittedly not the best negotiator when it comes to money (when I say not the best I mean I'm pretty awful) so any advice would be appreciated. Thank you. :)