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Car Insurance Renewal Prices!

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Ok, so my car insurance is due to renew in a few weeks. So far the cheapest price I've found is around £100 more than I paid last year despite having an extra years NCB (now £500). Every company I've … Read More
terrortag Avatar
1m, 2w agoPosted 1 month, 2 weeks ago
Ok, so my car insurance is due to renew in a few weeks. So far the cheapest price I've found is around £100 more than I paid last year despite having an extra years NCB (now £500). Every company I've tried to haggle with so far refuses to budge. Does anyone know which companies are good for haggling or can provide cover for a reasonable price? (I am 24 - The cheapest companies so far are Aviva and First Central). Thanks in advance!
terrortag Avatar
1m, 2w agoPosted 1 month, 2 weeks ago
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#1
Have you checked with gocompare or comparethemarket ?
#2
Its because of this new law thats just come in. Everyone will be paying a lot more :(
#3
Go direct to admiarl or confused.com. I just renewed with 1 years no claims and saved over £500 with them.
#4
my renewal was 41% more than i paid last year £175 more, do searches and try to use cash back sites, i ended up with a policy for £30 more than last year with £32 cash back, i have 9 or more years no claims, gone are the days when your renewal was cheaper as you had another years of no claims, that went many years ago.
#5
the honest people pay for the the dishonest in all walks of life, so think about it when your neighbour boasts of doing the insurance over as you will be paying for it next year.
#6
As above all insurers have just had a big chunk taken off their profits leaving them in huge losses. The change means they can no longer pay compensation for injuries in a lump sum to save on settlement. So that margin now has to made up in the premiums.

There are many ways you can save on the premium if you want any help let me know.
#7
I've never heard of haggling with an insurance firm, unless it's to retain a customer.
Car insurance is all over the place and has been for a few years now. I recently got a cheaper quote for a car with no no claims bonus that the same quote with three years no claims!!
As said above, use comparison sites and cash back sites, although don't rely too much on even getting the cash back.
Get quotes and cut back where you can - i.e. Don't pay for 10k miles when you do 8k, make sure all the details are correct etc

Edited By: ktm666 on Mar 08, 2017 19:29: Added info
#8
Try admiral.
#9
you could try goskippy they usaully are cheaper than most companies
#10
Last year i paid £223 this years renewal from Hastings came in at £485, i have had 2 non fault acidents but in both cases the other insurer paid out. Tesco 's quote is £270 so i'm going with them.
#11
@terrortag Have you tried using the Aviva Drive app on your smartphone? Apparently it monitors your driving style for 200 miles and then gives you a discount on your premium. Worth a try.
#12
soulette65
Last year i paid £223 this years renewal from Hastings came in at £485, i have had 2 non fault acidents but in both cases the other insurer paid out. Tesco 's quote is £270 so i'm going with them.
Been with Hastings for around four years, just renewed mine on the 12th of march & they were expensive this time round, nearly double! Changed to Direct line in the end.
#13
soulette65
Last year i paid £223 this years renewal from Hastings came in at £485, i have had 2 non fault acidents but in both cases the other insurer paid out. Tesco 's quote is £270 so i'm going with them.


mine was with hastings also, 41% more than last year on renewal, 9 yrs and over no claims as well, one no fault claim from three years ago, no cost to my insurer, happened over night when car on driveway parked up.
#14
Thank's everyone, I'll give a few of the suggestions a go if not it looks like I'll just have to bite the bullet and suck it up for this year :{
#15
directline beat my aviva quote by a hundred
#16
Just renewed with Tesco. It was about £30 more than last year but when I did the comparison sites, a new policy would have been more expensive with more excess to pay! paid £258 for a clapped out Punto with 9 yrs ncd.
#18
I'm with aviva. The only bargaining you can do with them is download the aviva drive app, it gets you a 20% discount. They are cheapest anyway to insure my car so 20% off is just a bonus
#19
I've just renewed my car insurance (Policy with RAC), bizarrely for the first time ever I think the renewal was actually less than I paid last year oO

Left me little confused what to do If I'm honest. feels a little odd letting my car insurance renew without the usual haggling/quote hunting etc... :p
#20
I called my current insurance just to query about a new car I was thinking of getting once done guy was really helpful with info. he then went into current policy and said he can discount it for me, so 100 knocked off for nothing lol.

it says on letters don't need to call if renewing. but it's worth while, and I shall be doing everything year from now on.

I'm staying as it's cheaper then others, plus easy number to remember if you paid attention to history classes 1066. lol.

try calling current, as they each have quotas so can give discretionary discounts.
#21
terrortag
Thank's everyone, I'll give a few of the suggestions a go if not it looks like I'll just have to bite the bullet and suck it up for this year :{

I recently went through something very similar. Approaching the time of renewal, I rummaged on the usual sites. Go Compare etc etc and all quotes were twice the current price. I was really worried. Spoke to my current provider and they quoted me a couple of pounds more to renew. I queried why, as it would include another years NCB. 'Let me speak to my supervisor...', a few minutes later it's considerably cheaper. Happy days.
A long winded way of suggesting you speak directly to your current provider and ask them why, if so, the quote is higher, presuming no change of circumstance.
banned#22
my renewal with octagon is cheaper than moneysupermarket.com and the rest by £80.
look at your renewal.
maybe try getting it directly after comparing and try getting some quidco on top.
#23
Try the comparison sites,check cashback sites.ask current insurer to match it,if not go with your cheapest

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