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car insurance with non driving convictictions but with criminal convictions

£0.00 @
hi my fre Read More
saneasaduck Avatar
4m, 2w agoPosted 4 months, 2 weeks ago
saneasaduck Avatar
4m, 2w agoPosted 4 months, 2 weeks ago
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(24) Jump to unreadPost an answer
Responses/page:
#1
Google
"criminal conviction specialist car insurers"
#2
tell your 'friend' he shouldn't have been such a thug and wait 5 years before he can afford insurance. (said with love from a far far distance)
#3
Try aviva or go to a insurance broker and get them to ring the insurers for you.
#4
All the above is brilliant advice!
Just out of interest, why can't he sort it out himself?

Edited By: ktm666 on Feb 01, 2017 19:18: Amendment
#5
Maybe he'll think twice before thumping someone in future.
#6
Upskilled to getaway driver, got to admire someone with ambition
#7
Don't tell them simple.
#8
joecope
Don't tell them simple.
The second he tries to make any kind of claim they'll do checks, looking to find a way to not payout.
Once they discover he has a non-disclosed convition they'll not pay out and invalidate the policy, he can then run the risk of driving without insurance technically.

He'll find cover from someone but at a huge price, might be cheaper for him to get taxis until the conviction is spent, which is 3.5 years after being sentenced if he wasn't jailed,
#9
PKRichie
joecope
Don't tell them simple.
The second he tries to make any kind of claim they'll do checks, looking to find a way to not payout.
Once they discover he has a non-disclosed convition they'll not pay out and invalidate the policy, he can then run the risk of being prosecuted for driving without insurance technically.

He'll find cover from someone but at a huge price, might be cheaper for him to get taxis until the conviction is spent, which is 3.5 years after being sentenced if he wasn't jailed,
#10
joecope
Don't tell them simple.

The second he tries to make any kind of claim they'll do checks, looking to find a way to not payout.

Once they discover he has a non-disclosed convition they'll not pay out and invalidate the policy, he can then run the risk of being prosecuted for driving without insurance technically.

He'll find cover from someone but at a huge price, might be cheaper for him to get taxis until the conviction is spent, which is 3.5 years after being sentenced if he wasn't jailed.


Edited By: PKRichie on Feb 01, 2017 19:50
banned#11
PKRichie
until the conviction is spent, which is 3.5 years after being sentenced if he wasn't jailed.

No it isnt

I suggest you look again & stop giving dodgy advice.
#12
japes
tell your 'friend' he shouldn't have been such a thug and wait 5 years before he can afford insurance. (said with love from a far far distance)


he pushed ex wife outta door. but i agree after 4 hrs of phone calls i now hate him
#13
xxjennxx69
Try aviva or go to a insurance broker and get them to ring the insurers for you.


aviva were brilliant not intrested in non drivinving convictions unless it was fraud they have insured him for 11.75
#14
ktm666
All the above is brilliant advice!
Just out of interest, why can't he sort it out himself?


i just asked myself that quest after 4hrs of phone calls. mates eh u gotta love em Mmm
#15
YouDontWantToKnow

No it isnt
I suggest you look again & stop giving dodgy advice.

I can see it's age dependant and also depends where you live, how many other convictions they have, info we don't have.
#16
saneasaduck
xxjennxx69
Try aviva or go to a insurance broker and get them to ring the insurers for you.


aviva were brilliant not intrested in non drivinving convictions unless it was fraud they have insured him for 11.75


1175 edit
#17
State that on any compare site they wont quote . You'll have to phone them (brokers mostly) then they will give you a quote . Maybe do a dummy run not stating the conviction to see which companies / brokers do the best quote for his driving history (or lack of it) - then phone that broker/company and get a quote after revealing all details . I take it "your friend" is actually yourself .

Edited By: rogparki on Feb 01, 2017 20:24
#18
saneasaduck
japes
tell your 'friend' he shouldn't have been such a thug and wait 5 years before he can afford insurance. (said with love from a far far distance)


he pushed ex wife outta door. but i agree after 4 hrs of phone calls i now hate him


was the ' door ' a second floor balcony? Sorry but I find it very hard to believe the police would bother convicting a one off "push". They simply do not get involved in domestics unless there is history or evidence of violence. A judge& jury would never convict this. Your friend doesn't deserve friends. The money would be better spent on anger management.
#19
What has a non driving conviction got to do with insuring a car...... I wouldn't tell them only way there find out is by a cbr check what costs and if they want a way out of not paying on a claim there more likely look for different wheels fitted to the car from standard or an aftermarket stereo
#20
joecope
What has a non driving conviction got to do with insuring a car...... I wouldn't tell them only way there find out is by a cbr check what costs and if they want a way out of not paying on a claim there more likely look for different wheels fitted to the car from standard or an aftermarket stereo


It has a huge impact. A person such as this, convicted of a violent crime has a proven higher chance of road rage / red mist / aggressive driving. Even the calmest of people get upset behind the wheel. If this guy thinks it's acceptable to push/hit/hurt someone else in general life then they're at a higher risk behind the wheel of a half ton killing machine. I'm in no way a saint but we all pay for our mistakes. This guy should just accept he's gonna be paying double for his car insurance for the next 5 years. In that time if he can prove he can be calm then all is good. It's a bit like an adult naught step.
#21
Worth reading that .http://hub.unlock.org.uk/knowledgebase/spent-now-brief-guide-changes-roa/
Also be aware that when your/ your friend's / the man with no name's conviction is spent you can legally answer no to the question "Have you ever been convicted of a crime?" The insurer's should really phrase it as "Do you have any unspent convictions?".They are supposed to disregard spent convictions, but some use the former question to try to weed out ex-cons.You can quite legally answer "no" to this as long as the rehabilitation period has passed.
#22
Take out a policy in another name i.e. yourself and make him the named driver. This means his conviction does not need to be disclosed.
banned#23
PKRichie
YouDontWantToKnow

No it isnt
I suggest you look again & stop giving dodgy advice.
I can see it's age dependant and also depends where you live, how many other convictions they have, info we don't have.

Unless you spend time in jail it will NOT be more than a year. You have to be a hardcore criminal to have to wait 4 years for the conviction to be spent.

For your information. Its the "new period" that applies

http://hub.unlock.org.uk/wp-content/uploads/roachangesadult.png


Edited By: YouDontWantToKnow on Feb 02, 2017 01:10: c
suspended#24
joecope
What has a non driving conviction got to do with insuring a car...... I wouldn't tell them only way there find out is by a cbr check what costs and if they want a way out of not paying on a claim there more likely look for different wheels fitted to the car from standard or an aftermarket stereo


Stupid advice. 1. If you don't tell them, you may find you are actually uninsured as a result. 2 its CRB not CBR. In fact, it's actually called a DBS check now. 3. Not telling them is simply dishonest and unlawful. Says a lot about you as a person giving such crap advice out.

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