Ok quick question regarding cat d cars
If I am wrong please correct me because I just want to understand the situation surrounding these cars thank you.
If for example
My car gets in a bump/ crash and needed a new number and side door new paintwork and dents removed
The cars worth 7k
I get quoted 3k repairs plus labour on top of that so say almost 5
To avoid the insurance companies
If I did this would I theoretically speaking avoid making my cat a Categorised D car because I avoided the insurance companies paying out.
I know this never happened but is that what would happen.