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Cheap Travel insurance

dantoe12 Avatar
9y, 10m agoPosted 9 years, 10 months ago
Any help greatly appreciated.
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dantoe12 Avatar
9y, 10m agoPosted 9 years, 10 months ago
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#1
Try moneysupermarket.com,they list a good range of insurance providers at good prices.Check the level of cover carefully to make sure you have the cover you require as some do not include personal items,money,passports etc.

i got annual travel insurance £15 cheaper than going through the company's website direct(£63 for worldwide cover for a me and OH) with essential travel.

essential travel,insure and go,columbus....they all seem to do reasonable cover for reasonable prices.
#2
My girlfriend used them last year on a back packing holiday - best price over 12 month and 6 month periods. She had some medical expensese and a mobile phone claim when she got back and they dealt with it fine (albeit a little slowly!).

I've taken out travel insurance with them for my holiday this year.

Hope this helps

John
#3
sorry, but taken out the insurance with who?
#4
go to quidco and try the travel insurance on there. I paid about £4 for a 5 day trip to amsterdam
#5
I've used these several times and normally been the cheapest http://www.direct-travel.co.uk
#6
I've used these 4 times so far http://www.atlasdirect.net/index.asp
#7
great, thanks for all the help everyone.
#8
I work for most of those companys and you will find (With the exception of Atlas) that most things are excluded and excesses are high.

Boots is a very good scheme, but more expensive, but if anything does go wrong and they decline you, quite often if you appeal the decision they will give in, because they are very customer service based.

Churchill and Prudential are also very good policies.
#9
What would be a good price for Travel Insurance to Europe for a week????

I tried the Post Office as they have always been cheap, but that worked out at £40 for 2 people.

Just gone through Quidco and Direct Line is working out at £36 for a couple with £17 cash back! Do you think I would be able to get it cheaper than this????

Thanks in advance.
#10
I use this lot for annual travel worldwide £33 last time November 2006

http://www.simpletravelinsurance.co.uk/index.html
#11
I always use OPTIONS -http://www.optionsinsurance.co.uk
very helpful, friendly, book online if you want, CHEAP!!!!!!!!!!! We have had both their annual and short term policies
Rosemaryx
#12
i sometimes use [url]www.onestoptravelinsurance.com[/url]

tend to be cheap
#13
Be very very careful with cheap travel insurance, my sister works for a claims handling company, most cheap travel insurance will exclude all pre existing medical conditions (and anything that could be possibly connected with them!!) and they also exclude war and terrorism cover, fairly unlikely I know but plenty of people caught up in Egypt a couple of years ago found they had no cover.

Absolutely no point buying a cheap 'piece of paper'.

Make sure your read the documentation very very carefully :thinking:
#14
darknoiz
Be very very careful with cheap travel insurance, my sister works for a claims handling company, most cheap travel insurance will exclude all pre existing medical conditions (and anything that could be possibly connected with them!!) and they also exclude war and terrorism cover, fairly unlikely I know but plenty of people caught up in Egypt a couple of years ago found they had no cover.

Absolutely no point buying a cheap 'piece of paper'.

Make sure your read the documentation very very carefully :thinking:


Good advice. The cheapest policy is not always the best one. The main thing to check for is the amount of medical over, £1 million minimum but if travelling further afield then £5million is a more realistic figure, especially if you have an accident and have to be repatriated to this country.

Make sure you read the policy thoroughly e.g limits for personal items etc, some policies will only cover individual items up to £200 or £250 which isn't enough if taking an expensive camera etc with you. Check policy excess as well, some don't make it obvious how much the excess is.

It is normally only when you have to claim that you find out how good the insurance company is. With an insurance company you must disclose any pre-existing medical conditions, if you don't and you have to claim then your claim will be turned down. Some pre-existing medical conditions don't make any difference to the policy cost they just have to be noted and you may not be covered for anything relating to the condition but it is always better to let the company know than to chance it!
#15
I have just been looking around for travel insurance after I discovered that my current insurance did not cover me for award flights taken using my frequent flyer points.

You can pay all sorts of money and get all sorts of cover but in the end I went for Insurandgo at 55 quid for a years cover.

It seemed reasonable and you are covered for most things. I know insurance companies will do anything to get out of paying. Sometimes though the more expensive ones are not the best, they are just expensive.

This is what I got although they gave me winter sports and I could not cancel that, closest I get to winter sports is throwing the odd snowball at someone.

Cancellation £3,000
Curtailment £3,000
Medical Expenses £5,000,000
Repatriation £5,000,000
Hospital Benefit £1,000
Delayed Baggage £100
Travel Delay £300
Holiday Abandonment £3,000
Hijack £500
Missed Departure £500
Personal Accident £20,000
Personal Liability £2,000,000
Catastrophe Cover £1,000
Legal Expenses £15,000 £15,000
Pet Care £200 £200
Max days per trip 45 days 45 days
#16
Seems a good level of cover for the amount you paid. Have a good trip
#17
If you are going to Europe Amex are currently offering 40% off their annual budgt insurance - just £30.
#18
darknoiz
Be very very careful with cheap travel insurance, my sister works for a claims handling company, most cheap travel insurance will exclude all pre existing medical conditions (and anything that could be possibly connected with them!!) and they also exclude war and terrorism cover, fairly unlikely I know but plenty of people caught up in Egypt a couple of years ago found they had no cover.

Absolutely no point buying a cheap 'piece of paper'.

Make sure your read the documentation very very carefully :thinking:


The vast majority of insurance companies will not cover for pre-existing medical conditions. Those that will cover it will give a higher premium. And I think 100% of insurers will not cover for terrorism or acts of god. I could be wrong. I know our place (loan repayment insurance) do not cover pre existing medical, terrorism and act of god.

Try [url]www.insureandgo.com[/url] - I use them all the time and I know somebody from here did in the past also.

Ah, here it is http://www.hotukdeals.com/forums/showthread.php?t=63391&highlight=insureandgo

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