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credit card question

taiko Avatar
2y, 7m agoPosted 2 years, 7 months ago
Hi guys , quick question i normally pay off my cards or if i can't afford it then the minimum , but today I went to pay it off and it shows this , i think i have caught it in between statement but I want to make sure before i don't pay and they charge me missed payment etc

http://oi60.tinypic.com/ja9nyo.jpg
http://oi60.tinypic.com/200pxg3.jpg
taiko Avatar
2y, 7m agoPosted 2 years, 7 months ago
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#1
http://oi60.tinypic.com/ja9nyo.jpg

and when I go to pay it


http://oi60.tinypic.com/200pxg3.jpg
#2
It should tell you what your minimum payment is and the balance. from the pics it is hard to know what you owe but I would think to pay it off you need to send them £229.93.

Was last months £1270.07 perchance?
#3
It looks like the balance will need paying by next month, not this month. Maybe give them a call to confirm, the number will be on your card.


Edited By: joshp on Jun 18, 2014 14:52
#4
Is it showing you in credit i.e. you have overpaid last month?
banned#5
natwest eh, today I paid credit card balance on the iphone app and it has taken the money from my current account but nothing has shown on my credit card

<.<
#6
Hi, you have upto 56 days interest credit on purchases. As a natwest customer too, I can tell you that:your current statement due now (June) is £0.00. You have made purchases of £229 since when the statement was generated and this will be added onto your next statement ( July). You are not accumulating interest on the £229 at the moment. however, you still owe £229 to the bank and wil have to pay it sometime.

i regularly have the same thing on my card natwest app: I just pay off the whole balance each month on whatever is on the card at the time, not when the statement was generated but I appreciate that you may not be in such a position.


Don't forget, you can pay little and often onto it using the app and clear it off but to avoid interest payments, pay your closing statement balance each month.
#7
1207.07 is your. remaining credit limit of money you could borrow before going unauthorised.
#8
CBBE2: it will take a few days for the credit to be applied to your card but for interest purposes it is removed from your current account immediately.
#9
I just paid it off as i am sure that like redcastle said it would be interest free but dont want to risk it :)

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