I took out a new car insurance policy yesterday and paid via credit card (halifax clarity). However my new Amex reward card today arrived which i would have rather used(i have to reach a spend in the first few months). I have spoken to the insurance company who have said they can refund the payment but it may take 3-5 working days.
My statement date has historically been 23-25th of the month and i don't want the balance to carry over into the next month where interest might be payable on the amount which is to be credited.
Do you think there is a risk this could happen or would the credit be placed on the account and there be no risk of having any fees on my halifax account?
thanks in advance.