Credit rating query. Bill payer or account holder? - HotUKDeals
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Credit rating query. Bill payer or account holder?

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Hi, I have a few direct debits set up but I am not the account holder, I simply pay by direct debit for them each month as they are in another family members name. Who would benefit from this on th…
MrScotchBonnet Avatar
5m, 1w agoPosted 5 months, 1 week ago
Hi,

I have a few direct debits set up but I am not the account holder, I simply pay by direct debit for them each month as they are in another family members name. Who would benefit from this on their credit rating? me as the bill payer or them as the account holder?

Thanks.
MrScotchBonnet Avatar
5m, 1w agoPosted 5 months, 1 week ago
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Best Answer
The account holder. You have no relationship with the creditor, so there is no way it could show up on your credit report.

All Responses

(6) Jump to unreadPost an answer
Responses/page:
#1
The account holder.
#2
I've got a few that need paying,can you help with those too X)
#3
The account holder. You have no relationship with the creditor, so there is no way it could show up on your credit report.
#4
OK thanks.
#5
Yep unfortunately it has no effect on you.. I've been paying car loans in a family members name for the past 7 years flawlessly as my credit was never high enough for the loan. Still isn't as they can't see me paying this every month!
#6
Deaa
Yep unfortunately it has no effect on you.. I've been paying car loans in a family members name for the past 7 years flawlessly as my credit was never high enough for the loan. Still isn't as they can't see me paying this every month!

That's pretty annoying!

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