does smashed windscreen ruin no claims bonus and increase insurance? - HotUKDeals
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does smashed windscreen ruin no claims bonus and increase insurance?

£0.00 @
someone smashed my front windscreen...
tince666 Avatar
2y, 2m agoPosted 2 years, 2 months ago
someone smashed my front windscreen...
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tince666 Avatar
2y, 2m agoPosted 2 years, 2 months ago
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Best Answer
Not normally counting as a claim, check your policy but it would be very unusual

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Responses/page:
#1
Not normally counting as a claim, check your policy but it would be very unusual
#2
not if you have screen cover with full comp
#3
Each policy is different. Swiftcover for example class it as a claim but they will keep your no claims the same as what it was when you joined for a screen replacement.
#4
Would you have to declare it when gettimg a quote next year?
#5
didn't on mine last year. I was with RAC insurance, I also declared it when I got my new insurance and it made no difference, I was no claims protection though, which is well worth getting.
#6
smashes
oO
How often do they do it!


Edited By: Canary0500 on Dec 20, 2014 20:57
#7
tince666
Would you have to declare it when gettimg a quote next year?
Would be unusual. Check your policy.
#8
Get money from the idiots who did it.
shame you have to go through this
#9
Your no claims usually remain unaffected, although it does vary, however your renewal premium will probably be higher than it would had you not made a claim. As for no claims protection its not worth it, they increase premium rather than deduct 2 years no claims, you also have to inform new insurance of any claims etc renders no claims protection a pointless extra.

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