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Excess on home insurance claim

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Hi, This may seem like a silly question but if you put a claim on your home insurance and its clearly your neighbours fault (Their water pipe caused damage to your property) then who pays the excess … Read More
NuffinisFree Avatar
7m, 1w agoPosted 7 months, 1 week ago
Hi,
This may seem like a silly question but if you put a claim on your home insurance and its clearly your neighbours fault (Their water pipe caused damage to your property) then who pays the excess on your home insurance claim?
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NuffinisFree Avatar
7m, 1w agoPosted 7 months, 1 week ago
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Responses/page:
#1
You do, however, you can claim on there insurance under there excess.
#2
Tell your insurance company got will not be of of pocket one penny die to a 3rd party fault. Tell them to claim the excess from the neighbour.
#3
Also make sure the claim is not registered by your ins co as your claim a this will increase future premiums
#4
its recorded anyways...just in case of complications e.g. further work required.
sowotsdis
Also make sure the claim is not registered by your ins co as your claim a this will increase future premiums
#5
Excuse me? oOoO

artnada
Tell your insurance company got will not be of of pocket one penny die to a 3rd party fault. Tell them to claim the excess from the neighbour.
#6
Thanks everyone,
From the sounds of it if i tell my insurance company about the issue and ask them to claim the excess from my neighbours i should be ok......of course we need to proof its the neighbours at fault
#7
Splodger101
Excuse me? oOoO
artnada
Tell your insurance company got will not be of of pocket one penny die to a 3rd party fault. Tell them to claim the excess from the neighbour.
Sorry. lol bloody autospell in the mobile app. Goes crazy sometimes.

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