I want to get onto the property ladder. I am a first time buyer and I'm based in Northern Ireland.
Wages in Northern Ireland are not great, I am full time employed and have a good deposit saved up.
When I looked for a mortgage the amount I was offered was way below what I thought I could get.
Does anyone know if I contacted my bank whom I've been a customer with for nearly 15 years if they would offer me a better possible special rate and possibly more money as the bank can see exactly my incoming and outgoings for past 15 years?
I have been working on budget and saving every week.
I was told that the bank would have special rates available, has anyone been in the same position?
I'd be grateful for any advice, I would need at least 10-15k more on my first time buyer mortgage...
Any suggestion on how I could save this quickly, I've seen a house I would like to buy but just can't afford it..
Waiting in anticipation