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Help: Collision with a bus

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So I was turning left to get into the left hand side of the lane to go straight. There had been a number of busses on that side of the road so I left them all go pass however the last one was a sm…
royalkay Avatar
1w, 5d agoPosted 1 week, 5 days ago
So I was turning left to get into the left hand side of the lane to go straight.

There had been a number of busses on that side of the road so I left them all go pass however the last one was a small single decked bus. As is moved off it turned slightly to the right and came into my lane and it's back (right side) skimmed the front (left of my bumper and side panel Astra.

I tried to flag him down to stop however at this point I didn't stop to see the damage.

As I couldn't flag him down I drove down to a convenient spot to stop and see the damage.

When I saw the damage I drive to the route of the bus and stopped to confront him.

Where he stated he didn't even realise the damage or when we came to contact.

He refused to give me his address and contact details but I got the name, driver number, reg of the bus.

I've filled in the form with the police, so reported it there.

Anyone else can help with any other suggestions...

Thanks in advance peeps
royalkay Avatar
1w, 5d agoPosted 1 week, 5 days ago
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Top Responses

(1)
It seems as though OP does not want to go through insurance but still wants to have his car repaired, and maybe collect a few extras as well.

And all of it to come out of the bus drivers pockets!!

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(55) Jump to unreadPost an answer
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#1
Best you can do is contact your insurance, give them the crime reference number and let them deal with it.

It's a good thing you got the Bus details.
#2
The_IMF
Best you can do is contact your insurance, give them the crime reference number and let them deal with it.
It's a good thing you got the Bus details.
Any way to get this done without insurance?
Have you delt with this issue before?
#3
Tell you're insurance company and the bus company who may help you
#4
Similar thing happened to my friend, most buses have cameras all over so if he denies it being his fault there will be evidence, as for sorting it, the only way would be insurance, they're not like a private motorist who may give you a few quid to sort it.
#5
I hope you took a picture of the damage to the bus, I suspect it will be your word against his. Get a dashcam
#6
This will likely go down as your fault.

Any collision to the rear of a vehicle, where there are no witnesses and both parties say it was the other ones fault, unfortunately will highly likely be the fault of the person behind the vehicle they hit.

Depending on the damage and the excess involved with your ins company, you may be better off just getting it repaired yourself .
#7
bubblegum2910
I hope you took a picture of the damage to the bus, I suspect it will be your word against his. Get a dashcam
Yes got picture of him and the damage of the bus and my car..
#8
J4GG4
This will likely go down as your fault.

Any collision to the rear of a vehicle, where there are no witnesses and both parties say it was the other ones fault, unfortunately will highly likely be the fault of the person behind the vehicle they hit.

Depending on the damage and the excess involved with your ins company, you may be better off just getting it repaired yourself .
I had a witness in my car, and I'm thinking the same.. but surely there must be a way of doing this without the insurance? Contacting tfl?

Edited By: royalkay on Feb 12, 2017 17:43
#9
Do you have insurance? Why the reluctance to use it?
#10
royalkay
J4GG4
This will likely go down as your fault.
Any collision to the rear of a vehicle, where there are no witnesses and both parties say it was the other ones fault, unfortunately will highly likely be the fault of the person behind the vehicle they hit.
Depending on the damage and the excess involved with your ins company, you may be better off just getting it repaired yourself .
I had a witness in my car, and I'm thinking the same.. but surely there must be a way of doing this without the insurance? Contacting tfl?

Don't think they'll usually accept your friend/family as a witness.

The official route would be to go via insurance, that's what its there for. But like i say, it'll highly likely end up costing you.

You wont get cash or cheque from TFL lol. They'll simply go through insurance. So instead of wasting time, work out if its worthwhile for you to go via insurance. You don't need to contact TFL or anyone else other than your ins company, seen as you have the reg, pics and location.

Edited By: J4GG4 on Feb 12, 2017 17:55
#11
royalkay
J4GG4
This will likely go down as your fault.

Any collision to the rear of a vehicle, where there are no witnesses and both parties say it was the other ones fault, unfortunately will highly likely be the fault of the person behind the vehicle they hit.

Depending on the damage and the excess involved with your ins company, you may be better off just getting it repaired yourself .
I had a witness in my car, and I'm thinking the same.. but surely there must be a way of doing this without the insurance? Contacting tfl?


​not if you have all ready gone to the police
#12
You do not need to go through your insurance, you can deal with their insurance yourself.
#13
andrewlaw9
royalkay
J4GG4
This will likely go down as your fault.
Any collision to the rear of a vehicle, where there are no witnesses and both parties say it was the other ones fault, unfortunately will highly likely be the fault of the person behind the vehicle they hit.
Depending on the damage and the excess involved with your ins company, you may be better off just getting it repaired yourself .
I had a witness in my car, and I'm thinking the same.. but surely there must be a way of doing this without the insurance? Contacting tfl?
​not if you have all ready gone to the police
I don't understand...
So if I've gone to the police they'll take it up the their insurance or what?
#14
i was on the bus & this was 100% your fault...unless you buy me some beer & then we can pin it on the lunatic bus driver, I can feel some delayed shock & whiplash coming on now X)
#15
All honestly it's all scratched and a minor indent scratch on the bumper.... With the red colour running through(front the bus colour)...
If ive contacted the police will they automatically take it up with the insurance?
#16
DarkEnergy2012
i was on the bus & this was 100% your fault...unless you buy me some beer & then we can pin it on the lunatic bus driver, I can feel some delayed shock & whiplash coming on now X)
Was it the red bus
#17
The bus driver was totally in the right. He probably didn't realise he had clipped you. He doesn't have to give you his name and address, or admit liability. He doesn't even have to give you insurance details. All he has to do is stop and get your details, give you his registration and company name. If no one is injured or drunk he can continue on his way.
He was not being obstructive as it is common practice in a service industry, such as bus service, for the company to insist that drivers do not disclose any personal information except to an officer of the law or an officer of DVSA.

You will probably find the bus company surprisingly easy to deal with - they are used to having accidents (think of the amount of miles covered, in rush hour, with car and cycles weaving in and out around them. Buses have a much lower accident rate than cars, pro -rata.).

I an a bus driver, I had a similar thing happen to me. The rear swing as the bus turns forced the corner into the neighbouring lane. A car didn't realise this and drive into my nearside corner as I turned right. I didn't realise there had been a collision until he drove alongside screaming at me. Buses just shrug a minor collision off, the driver can't feel it. Not bad driving, poorly designed roads. Roads aren't big enough for buses.
My advice is don't get angry. When the bus company gives you details of their insurance company - deal with them or preferably let your insurance company deal with them.
#18
royalkay
andrewlaw9
royalkay
J4GG4
This will likely go down as your fault.
Any collision to the rear of a vehicle, where there are no witnesses and both parties say it was the other ones fault, unfortunately will highly likely be the fault of the person behind the vehicle they hit.
Depending on the damage and the excess involved with your ins company, you may be better off just getting it repaired yourself .
I had a witness in my car, and I'm thinking the same.. but surely there must be a way of doing this without the insurance? Contacting tfl?
​not if you have all ready gone to the police
I don't understand...
So if I've gone to the police they'll take it up the their insurance or what?


​they will probably follow it up with the bus company as you have accused the driver more or less of driving away from an accident which will need to be followed up. The bus company if there is any damage to the bus will more than likely want to try and blame you via insurance.
#19
mrty
The bus driver was totally in the right. He probably didn't realise he had clipped you. He doesn't have to give you his name and address, or admit liability. He doesn't even have to give you insurance details. All he has to do is stop and get your details, give you his registration and company name. If no one is injured or drunk he can continue on his way.
He was not being obstructive as it is common practice in a service industry, such as bus service, for the company to insist that drivers do not disclose any personal information except to an officer of the law or an officer of DVSA.
You will probably find the bus company surprisingly easy to deal with - they are used to having accidents (think of the amount of miles covered, in rush hour, with car and cycles weaving in and out around them. Buses have a much lower accident rate than cars, pro -rata.).
I an a bus driver, I had a similar thing happen to me. The rear swing as the bus turns forced the corner into the neighbouring lane. A car didn't realise this and drive into my nearside corner as I turned right. I didn't realise there had been a collision until he drove alongside screaming at me. Buses just shrug a minor collision off, the driver can't feel it. Not bad driving, poorly designed roads. Roads aren't big enough for buses.
My advice is don't get angry. When the bus company gives you details of their insurance company - deal with them or preferably let your insurance company deal with them.
Is there any way to go with out insurance companies?

Edited By: royalkay on Feb 12, 2017 18:32
#20
What cost of damages are we talking? As from the sounds of it they sound minimal. My guess is insurance will call this a 50/50 so will be fault on both parties. Meaning you'll have to pay excesses almost making a small claim pointless. Just a notification is going to bump up your insurance premium from renewal unfortunately. Even if settled as a non fault it will affect your insurance premium. Hopefully you have a low insurance bracket (£200 per year) as an increase wouldn't be great in that scenario. If your premium is generally high (£500ish) expect £100+ extra for the next 3 years. If the latter scenario you was better off not even saying anything.

Edited By: JohnnyRoller on Feb 12, 2017 18:33
#21
It seems as though OP does not want to go through insurance but still wants to have his car repaired, and maybe collect a few extras as well.

And all of it to come out of the bus drivers pockets!!
#22
JohnnyRoller
What cost of damages are we talking? As from the sounds of it they sound minimal. My guess is insurance will call this a 50/50 so will be fault on both parties. Meaning you'll have to pay excesses almost making a small claim pointless. Just a notification is going to bump up your insurance premium from renewal unfortunately. Even if settled as a non fault it will affect your insurance premium. Hopefully you have a low insurance bracket (£200 per year) as an increase wouldn't be great in that scenario. If your premium is generally high (£500ish) expect £100+ extra for the next 3 years. If the latter scenario you was better off not even saying anything.
I'm guess in the region of £250 damage...
So not really worth going through insurance.
My year price is £1590 for insurance.
No that the driver had my details is it likely he will go to his insurer?
#23
Gollywood
It seems as though OP does not want to go through insurance but still wants to have his car repaired, and maybe collect a few extras as well.
And all of it to come out of the bus drivers pockets!!
Honestly just want it repaired
I like to have my items in good nick... So why the car different.
I'm happy for me to take it to his garage or something....Only got the car end of December too.

Edited By: royalkay on Feb 12, 2017 18:45
#24
royalkay
JohnnyRoller
What cost of damages are we talking? As from the sounds of it they sound minimal. My guess is insurance will call this a 50/50 so will be fault on both parties. Meaning you'll have to pay excesses almost making a small claim pointless. Just a notification is going to bump up your insurance premium from renewal unfortunately. Even if settled as a non fault it will affect your insurance premium. Hopefully you have a low insurance bracket (£200 per year) as an increase wouldn't be great in that scenario. If your premium is generally high (£500ish) expect £100+ extra for the next 3 years. If the latter scenario you was better off not even saying anything.
I'm guess in the region of £250 damage...
So not really worth going through insurance.
My year price is £1590 for insurance.
No that the driver had my details is it likely he will go to his insurer?
Ouch... Seriously bad idea going anywhere with this. With that premium we're talking about a 20% increase regardless of fault. It will need to be declared for 3 years so your talking £300+ per year (£900+). Insurance is a killer on premiums like yours.
#25
So peeps, is it best to say to just leave it and get it repaired myself.

I exchange name and vehicle details with the driver and reported it to the police.
Would he likely to go through the bus insurance? Or leave it as it stands?

Edited By: royalkay on Feb 12, 2017 18:53
#26
If you don't want to go through insurance, No chance you will get money to get it repaired.
I guess if you ask the bus driver politely, he could give you free bus rides.
#27
royalkay
So peeps, is it best to say to just leave it and get it repaired myself.
I exchange name and vehicle details with the driver and reported it to the police.
Would he likely to go through the bus insurance? Or leave it as it stands?
It's hard to say because generally as soon as you report it to the police and exchange details, there is a record on the CUE database. If you've even spoken to your insurer then it's definitely down as an incident already. Best way to check is ring up an insurer to get a quote don't mention about the incident and get to the point where they say they will check external claims databases. If it pops up then it is already there.
#28
You need to go though your insurance. You always get asked if you've had any accidents. If you lie you have no insurance.
#29
If it is a TFL company then the only way it will be resolved is via insurance. They will not 'do a deal' as this means admitting liability, and you could come back later with whiplash or psychological problems from the accident. A small provincial company may offer to repair it themselves, but not a major company.
Sorry, the choice is either fix it yourself, go through insurance or wake up one morning to find your car 'stolen' from outside your house.
#30
I'm by no means an expert but I would say you are now too far into this. Informing the police and insurers you might as well carry on with the claim because they won't just drop it now. The damage to the bus is probably less than what is on your car and might never be repaired or only done while some more serious repairs are being done on it. Either way it would probably be done in house at the bus company's workshop. Little scraps like these happen on a daily basis.
#31
As long as it still go's from A to B whats the problem with a little scuff or two, just get on with your life, its people like you that pump up all our insurance premiums!

Make a claim and they probably will write it off or pay over the odds for it to be fixed, raising your own future insuranc/ncd gone!, in the process, its just silly dont make a claim inless you really need to.




Edited By: Moonwolf1976 on Feb 12, 2017 19:42
#32
mrty
The bus driver was totally in the right. He probably didn't realise he had clipped you. He doesn't have to give you his name and address, or admit liability. He doesn't even have to give you insurance details. All he has to do is stop and get your details, give you his registration and company name. If no one is injured or drunk he can continue on his way.
He was not being obstructive as it is common practice in a service industry, such as bus service, for the company to insist that drivers do not disclose any personal information except to an officer of the law or an officer of DVSA.
You will probably find the bus company surprisingly easy to deal with - they are used to having accidents (think of the amount of miles covered, in rush hour, with car and cycles weaving in and out around them. Buses have a much lower accident rate than cars, pro -rata.).
I an a bus driver, I had a similar thing happen to me. The rear swing as the bus turns forced the corner into the neighbouring lane. A car didn't realise this and drive into my nearside corner as I turned right. I didn't realise there had been a collision until he drove alongside screaming at me. Buses just shrug a minor collision off, the driver can't feel it. Not bad driving, poorly designed roads. Roads aren't big enough for buses.
My advice is don't get angry. When the bus company gives you details of their insurance company - deal with them or preferably let your insurance company deal with them.

Wrong! You do have to exchange details at the scene of the accident. If the bus driver refuses to give you details, immediately call the police for assistance.
#33
So you had pulled out after the bus had gone past and went past it on the offside and it moved over into your lane?
#34
Right, TFL has a central number and email contact and they can advise what to do next. However since you have a photo of the bus and its bus route number. Then you can immediately find out which bus company it is. Then look up the bus company's HQ, HO telephone number, call that. Then ask to speak to someone about reporting accidents or incidence if there is not already an option to choose when you call the main switchboard on Monday.
#35
royalkay
mrty
The bus driver was totally in the right. He probably didn't realise he had clipped you. He doesn't have to give you his name and address, or admit liability. He doesn't even have to give you insurance details. All he has to do is stop and get your details, give you his registration and company name. If no one is injured or drunk he can continue on his way.
He was not being obstructive as it is common practice in a service industry, such as bus service, for the company to insist that drivers do not disclose any personal information except to an officer of the law or an officer of DVSA.
You will probably find the bus company surprisingly easy to deal with - they are used to having accidents (think of the amount of miles covered, in rush hour, with car and cycles weaving in and out around them. Buses have a much lower accident rate than cars, pro -rata.).
I an a bus driver, I had a similar thing happen to me. The rear swing as the bus turns forced the corner into the neighbouring lane. A car didn't realise this and drive into my nearside corner as I turned right. I didn't realise there had been a collision until he drove alongside screaming at me. Buses just shrug a minor collision off, the driver can't feel it. Not bad driving, poorly designed roads. Roads aren't big enough for buses.
My advice is don't get angry. When the bus company gives you details of their insurance company - deal with them or preferably let your insurance company deal with them.
Is there any way to go with out insurance companies?


That's misleading and untrue - you need to get your facts right mate unless you will be committing quite a few summary traffic offences. I suggest you check out Road traffic legislation in relation to moving traffic accidents as what you have said is not correct and what concerns me more is that you are driving about as a qualified professional driver !!
#36
The driver of the mechanically propelled vehicle] must stop and, if required to do so by any person having reasonable grounds for so requiring, give his name and address and also the name and address of the owner and the identification marks of the vehicle.

(3)If for any reason the driver of the mechanically propelled vehicle does not give his name and address under subsection (2) above, he must report the accident.

(4)A person who fails to comply with subsection (2) or (3) above is guilty of an offence.

(5)If, in a case where this section applies by virtue of subsection (1)(a) above, the driver of [F4a motor vehicle] does not at the time of the accident produce such a certificate of insurance or security, or other evidence, as is mentioned in section 165(2)(a) of this Act—
(a)to a constable, or
(b)to some person who, having reasonable grounds for so doing, has required him to produce it,the driver must report the accident and produce such a certificate or other evidence.
This subsection does not apply to the driver of an invalid carriage.
(6)To comply with a duty under this section to report an accident or to produce such a certificate of insurance or security, or other evidence.
#37
It's when the 32 passengers on the bus complaining of whiplash you need to worry
#38
mrty
The bus driver was totally in the right. He probably didn't realise he had clipped you. He doesn't have to give you his name and address, or admit liability. He doesn't even have to give you insurance details. All he has to do is stop and get your details, give you his registration and company name. If no one is injured or drunk he can continue on his way.
He was not being obstructive as it is common practice in a service industry, such as bus service, for the company to insist that drivers do not disclose any personal information except to an officer of the law or an officer of DVSA.

You will probably find the bus company surprisingly easy to deal with - they are used to having accidents (think of the amount of miles covered, in rush hour, with car and cycles weaving in and out around them. Buses have a much lower accident rate than cars, pro -rata.).

I an a bus driver, I had a similar thing happen to me. The rear swing as the bus turns forced the corner into the neighbouring lane. A car didn't realise this and drive into my nearside corner as I turned right. I didn't realise there had been a collision until he drove alongside screaming at me. Buses just shrug a minor collision off, the driver can't feel it. Not bad driving, poorly designed roads. Roads aren't big enough for buses.
My advice is don't get angry. When the bus company gives you details of their insurance company - deal with them or preferably let your insurance company deal with them.


How on earth are you a "qualified" bus driver when giving out misinformation like this?! Which company do you drive for?
#39
royalkay
All honestly it's all scratched and a minor indent scratch on the bumper.... With the red colour running through(front the bus colour)...
If ive contacted the police will they automatically take it up with the insurance?


​Police aint got time or manpower to investigate real crime so i dont think your minor accident is going to be even showing on their 'to do ' list.
Just stop trying to bypass the system and let your insurance sort it.
#40
Looks like the bus driver has done you a favour anyway, ditch the Astra snd get a decent motor.

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