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help with flights please

lisajohnsonxxx Avatar
2y, 2m agoPosted 2 years, 2 months ago
Evening all. Me and my boyfriend are going to majorca august 22nd until august 25th and staying at his sisters. This is the first time booking flights only and I'm abit confused. Our flights going there are sorted, its the flights coming back I'm having problems with. The cheapest flights I can find departing from Palma and arriving to East Midlands is £108 on skyscanner but when it takes me to the Ryanair website it goes up to £130.99. Now I get even more confused, on the skyscanner website it gives you the option of booking the same flights but on a different website (ebookers.com) which is only £114.50. Is this site trust worthy? Thanks if anyone can help me out.
lisajohnsonxxx Avatar
2y, 2m agoPosted 2 years, 2 months ago
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Best Answer
The price on Ryanair is £104.22. If you go to the site you will see the price as €130.99 as it assumes your place of residence is Spain which currency is the Euro.

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Responses/page:
#1
Ebookers is a safe site. If at all worried, pay with credit card.
#2
Ebookers is a very well known site, also try opodo for flights


Edited By: garbageguy on Jul 02, 2014 23:23
#3
garbageguy
Ebookers is a very well known site, also try opodo for flights

Thanks its only £110.89 on opodo
#4
chrsinne
Ebookers is a safe site. If at all worried, pay with credit card.
Only got debit card
banned#5
lisajohnsonxxx
chrsinne
Ebookers is a safe site. If at all worried, pay with credit card.
Only got debit card

your covered with debit card too if it says visa on. or pay with Paypal
banned#6
What consumer rights do you have if you paid for something with a debit card?

Under consumer law you may have the right to take action against a trader if there's a problem with something you've bought. For example, if it's faulty, damaged or it doesn't turn up.
You should always try to sort out the problem with your trader first, but if there's a problem doing this and you can't get a refund from the trader you may also have the right to get a refund from your debit card provider if they take part in a Chargeback scheme.
Chargeback if you paid for something with a credit card

Chargeback schemes may also cover things you've bought on your credit card which cost less than or up to £100 and which aren't covered by equal liability.
More information about equal liability
What is a Chargeback scheme?

Under the Chargeback scheme, if you dispute a transaction that's been made on your card, you can ask your bank to ask the trader’s bank to reverse the transaction and refund the money back into your account. This gives you extra protection if your card is used fraudulently.
Chargeback may also cover you if you have a consumer problem and can't get a refund from the trader, but you may have to prove there’s been a breach of contract first. For example, you may be able to get a refund if:
goods you've ordered aren't delivered
goods you've ordered arrive damaged
goods aren't the ones you ordered or are not as described
goods are faulty or are not of satisfactory quality
you don't receive a service you've paid for.
It's usually quicker and more straightforward to try to sort your problem out with the trader first. But getting a refund through Chargeback might be useful if:
you're unable to contact the trader
the trader has gone out of business
the trader has not responded to you.
You can only claim refunds through Chargeback. You won't be able to get a repair or a replacement for items that are damaged or faulty. Also, there are no guarantees your card provider will be able to get the money back for you, particularly if the trader has gone out of business.
How much can you claim on Chargeback?

There is usually no minimum or maximum limit to the amount you can claim.
Can I make a claim at any time?

You must make a Chargeback claim within a certain time limit, usually within 120 days of when you bought the goods or service. You should check the terms of your chargeback agreement to find out the time limit for your card provider.
Next steps

It's usually quicker and more straightforward to sort out your problem directly with the trader before you think about using Chargeback.
Contact your card provider for details of how to make a Chargeback claim. You may need to speak to a supervisor.
If you're not happy with how your card provider handles the Chargeback claim and you want to make a complaint, ask them for details of their complaints process.
Your debit card provider should agree to look into your complaint within eight weeks. If they do this and you don't agree with their decision, you can ask for a letter of deadlock and take your complaint to the Financial Ombudsman Service (FOS). A letter of deadlock confirms that you have been unable to reach an agreement.
If your debit card provider doesn't respond to your complaint within eight weeks, you can take your complaint to the FOS without a letter of deadlock.
banned#7
You are protected by Section 75 of the Consumer Credit Act whenever you make a purchase for goods or services worth between £100 and £30,000 using your credit card.

Section 75 states that you and your credit card provider are 'jointly and severally liable' for your purchase, meaning if something should go wrong, your credit card provider must refund you if the retailer won't.

In terms of 'things going wrong' this includes cases when the goods you've paid for fail to materialise, are poor quality, or are in some other way inadequate. In all such cases your credit card provider is legally required to refund your money.

As such the way in which your credit card purchases are protected is very black and white, but when it comes to debit cards, it's more of a grey area.

How are debit card purchases protected?
While credit card purchases are protected under Section 75 of the Consumer Credit Act, debit card purchases don't qualify for this protection simply because they don't form part of a credit agreement.

However, most debit card providers are starting to offer a form of protection when you make purchases using your card.

You have some protection for purchases made using Visa, Visa Electron, MasterCard and Maestro debit cards, through something called Chargeback. (There is a similar purchase protection scheme in place for Amex charge cards.)

The scheme makes it possible for you to claim a refund if a purchase made using your debit card is unsatisfactory, if you are billed multiple times, if you don't receive goods you've paid for, or if your card is used fraudulently.

You can claim a refund for any amount of money so it can also be invoked if you have problems with a credit card purchase over £30,000 or under £100 in value.

Remember that any protection offered isn't a legal obligation (like Section 75 for credit cards) but an in-house rule: this means that the exact rules for chargeback schemes vary by card provider, so you should make sure you are aware of your debit card's chargeback rules.

If you want to make a claim, you'll have to contact the bank who provided you with the card within 120 days of when your goods should have been delivered. If the goods are faulty or your card was used fraudulently, contact your bank within 120 days of when you are first made aware of this.

Ask them to initiate the Chargeback process and a dispute will be opened by your bank, who will investigate the matter and refund your money when this is settled.

If your Chargeback claim fails, you can take it to the Financial Ombudsman Service within six months of being notified.

PayPal's purchase protection scheme
Unfortunately, you are unlikely to be protected under debit card Chargeback schemes for items purchased using PayPal. In these cases the act of loading money onto your PayPal account counts as the debit card transaction, so unless the money fails to be credited it won't be covered.

PayPal runs its own purchase protection scheme which extends some cover to your purchases, but again it is in-house rather than regulated by law. You can read about the scheme on the PayPal website.

It's worth noting however that while credit card providers are under a legal obligation to refund you because of the Consumer Credit Act, debit card providers are not legally required to honour your refund request. Therefore a little more persistence may be needed when claiming a refund for your debit card transaction.

In all cases of purchases made using a credit or debit card which are unsatisfactory, it is always a good idea to take up the matter with the retailer or service provider first before claiming for a refund from your card provider - they may be able to settle the dispute themselves, saving you potential hassle.



Read more: http://www.money.co.uk/article/1004510-is-debit-card-protection-the-same-as-for-credit-cards.htm#ixzz36M7f9Hpk
#8
leelee6781
lisajohnsonxxx
chrsinne
Ebookers is a safe site. If at all worried, pay with credit card.
Only got debit card
your covered with debit card too if it says visa on. or pay with Paypal

Thanks for your help, much appreciated.
#9
The price on Ryanair is £104.22. If you go to the site you will see the price as €130.99 as it assumes your place of residence is Spain which currency is the Euro.
#10
GAVINLEWISHUKD
The price on Ryanair is £104.22. If you go to the site you will see the price as €130.99 as it assumes your place of residence is Spain which currency is the Euro.

Ohhhhhhh! Haha any idea how to change it please?
#11
lisajohnsonxxx
GAVINLEWISHUKD
The price on Ryanair is £104.22. If you go to the site you will see the price as €130.99 as it assumes your place of residence is Spain which currency is the Euro.

Ohhhhhhh! Haha any idea how to change it please?

At the payment page it will ask if you want them to covert to gbp or pay in euro and let your bank do the conversion. It's usually cheaper to let the bank do it. I did the same thing with monarch the other day.
#12
sherbolton
lisajohnsonxxx
GAVINLEWISHUKD
The price on Ryanair is £104.22. If you go to the site you will see the price as €130.99 as it assumes your place of residence is Spain which currency is the Euro.

Ohhhhhhh! Haha any idea how to change it please?
At the payment page it will ask if you want them to covert to gbp or pay in euro and let your bank do the conversion. It's usually cheaper to let the bank do it. I did the same thing with monarch the other day.

Thankyou, I've been trying to work it out all morning!

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