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Home insurance needed

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Hi, I'm looking for home insurance for my 3 bedroom house, would like to find the cheapest and best place to get the insurance, i've never had home insurance before so i don't really know how to go ab… Read More
daveshop Avatar
9y, 3m agoPosted 9 years, 3 months ago
Hi, I'm looking for home insurance for my 3 bedroom house, would like to find the cheapest and best place to get the insurance, i've never had home insurance before so i don't really know how to go about it plus i wanted to ask yous if home insurance covers break down of thing's like washing machine/cookers/plasma tv's/computers etc ? plus does it covers the garden? like fencing/ shed etc? any help would be great.

Thanks
daveshop Avatar
9y, 3m agoPosted 9 years, 3 months ago
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#1
Hi-most include anything in your boundary as ar as I am aware. Some things covered on buildings and some on contents insurance. If you look at quidco they will give a large cashback with lloydstsb or asda (last tme I looked around £60 a policy-i just took out buildings and contents £256 and £130 back quidco.
#2
A good place to start might be here :
http://www.moneysupermarket.com/home/
This will Compare Over 60 Leading Home Insurance Companies

Compare home insurance quotes from leading insurers including:

AA Insurance, Barclays, Halifax, esure, Budget Insurance, Liverpool Victoria, MORE TH>N, Legal & General, Post Office, Norwich Union, Marks and Spencer, Yes Insurance and more!

When you find the cheapest go to Quido to see which one gives the most cash back !

GOOD LUCK:thumbsup:
#3
Thanks for the info, it's gave me a great start and i should find one that's right for me plus the great cashback from Quido is a real bonus too.

Thanks again
#4
For general information on household insurance, look at this link - from Association of British Insurers http://www.abi.org.uk/Display/default.asp?Menu_ID=1140&Menu_All=1,946,1140&Child_ID=395
#5
I have just had fantastic customer service with ESURE, rang to say item broken, they rang me back next day, recieved replacement item the following day!
#6
I had a brill bargain with mine, last year i paid 12.00 for buildings and about the same for contents. Renewal time ( 2 weeks ago) I found a company who offered exactly the same cover WITH accidental damage BOTH for 8.60!! per month!!
#7
pcnutta;1724456
I had a brill bargain with mine, last year i paid 12.00 for buildings and about the same for contents. Renewal time ( 2 weeks ago) I found a company who offered exactly the same cover WITH accidental damage BOTH for 8.60!! per month!!

£12 for the year? What do you live in?
#8
Definately look at going through quidco - and take out separate policies for buildings and contents. I did this last year and got £75 back for each policy. Looking back, I paid £141 for Prudential buildings and £132 for Esure contents. Both had accidental damage. Total paid = £273, cashback paid to me £150. Net cost £123 for the year. (£250K 3 bed detached)
#9
warmapplepie
£12 for the year? What do you live in?


LOL no i was paying abut 12 quid per month for buildings and about the same per month for contents... average .... 24quid per month.... my new cover is under 9.00 per month for both !
#10
I just got annual insurance with Churchill, buildings and contents (on a 4 bed semi) for £200 a year including accidental damage, with £80 quidco cashback for each policy. It cost just £40! ooohh yes!

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