Ive been paying into the Help to Buy ISA and have £3,400 up to now and still going.
When should I start the Lifetime ISA assuming I want to buy a house after a year or two from now?
(I know you need at least a year before bonus can be used)
How do I maximise the Help to Buy before transferring it into the Lifetime ISA?
It's confusing after reading so many articles on what to do including the Moneysavingexpert advice.
Is the best scenario to make last payment into the Help to Buy in April (before the 6th), stop payments, open and deposit £4,000 into Lifetime and then transfer Help to buy into Lifetime?