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mortgage advice

luvadealme Avatar
5y, 7m agoPosted 5 years, 7 months ago
Hi All,

I need a mortgage at short notice for a property i have seen in auction.

I have spoken to my own bank and another.

As time is tight, is there any risk of doing 2 applications at same time, reason is one bank has a better fixed rate at 4.09, while the other bank has a no set up fees tracker at 2.99% (that can be easily fixed if necessary).

*there is no guarantee either bank will have mortgage approved in time.*

Ideally we want the second rate, what's the risk of having 2 mortgage applications at go at same time?

I know it effects the credit score doing more than one check, but our credit health is good.

Any thoughts?
luvadealme Avatar
5y, 7m agoPosted 5 years, 7 months ago

All Responses

(3) Jump to unreadPost an answer
if you do 2 mortgage applications at go it will just hold things up best just stick to one place
talk to your broker
can i ask where these rates are from?

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