I've been driving for nearly 20 years now and I have full no claims discount. I had money problems two years ago and had to sell my car. I'm now in a position to buy another car but my girlfriend thinks I might have lost all my no claims because I haven't driven for two years. The same happened to her and she is paying over a grand a year for a Citreon Saxo worth only £500. I hope she is wrong and I haven't lost all my years of no claims. I'm 39 and she is 46.