Pet Insurance For 2 Terriers - HotUKDeals
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Pet Insurance For 2 Terriers

steveuk Avatar
5y, 10m agoPosted 5 years, 10 months ago
We've got two terriers that we need to insure and was wondering which company would be best to go with on service and cost??
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steveuk Avatar
5y, 10m agoPosted 5 years, 10 months ago
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#1
Pet insurance is a rip off really.
Best to put aside money each week/month in a savings account and use that when the case arises!
#2
We have our Bedlington Terrier insured through Homebase! Sounds strange I know but we shopped around and they seemed to offer the best value for money, we wanted one which would not exclude claiming again or have a ceiling amount for the same complaint and after only a few months membership we have already had to claim twice! There was no issues whatsoever, we handed the claim form to our vets and they sent it off and were paid without question.
If we had gone the put the £18 away route we would have had less than £100 to pay for a £1200 bill!!! It has def been worth it from our point of view ;)
#3
Use Topcashcashback.co.uk for massive savings on pet insurance compared to going direct
#4
simon1966
Pet insurance is a rip off really.Best to put aside money each week/month in a savings account and use that when the case arises!

that is what everyone told me, luckily I ignored them and went with petplan who just forked out over £2000 on Winston (my dog), more than I had paid them over the last few years let alone all the other claims I have made! I highly recommend petplan, bit pricey but excellent cover.

Edited By: Jake1983 on Jan 21, 2011 21:34
#5
Definitely get pet insurance if you can afford it as it can save you thousands in later years of your dogs lives.The main checks are like other insurances what is the excess and that some companies wont insure if your dogs are over 8 years old.Certain breeds suffer very badly from arthritis and as my neighbour found out cost hundreds of pounds for splints in each of her dogs legs.Personally we use sainsbury pet insurance and never had a problem with payouts etc.
#6
Make sure it insure the condition for life, some only cover for 12 months

Halifax is pretty cheap

Edited By: deanos on Jan 21, 2011 23:34
#7
simon1966
Pet insurance is a rip off really.
Best to put aside money each week/month in a savings account and use that when the case arises!


Load of rubbish. Most of us who have dogs have had to make large claims at one point or another, which would easily cover everything we've ever paid in to pet insurance.

steveuk: also look at insurance companies who will insure your dogs after the age of 8; the companies have a habit of deeming dogs to be elderly at this point and some will stop insuring dogs altogether. Petplan has worked for me numerous times with two dogs, and has easily forked out in the region of £4,000 per dog as both developed a chronic systemic disease.

Edited By: roof30 on Jan 22, 2011 09:52
#8
Yes i agree its not like TV insurance, pet insurance is a must have IMO as vets bills can be vast
#9
thanks everyone, homebase seem to have competitive quotes!
#10
Hi, be very careful with these insurances...........definately read the small print. Just had me 2x mini jack pupz in the vets for 3weeks with parvovirus....... the insurance companies will not pay out on treatments where the pet has been vaccinated against it eg, hardpad, parvo etc. On another note, be aware that the very cold weather increases the potential of the parvovirus....vets told us that they have had alot of dogs fall sick to this virus prior to christmas.......even if your dog has been vaccinated it can still kill them, if not diagnosed in time. If you are in any doubt ask for a test at vets...

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