POINTS ON LICENSE FOR SPEEDING AND INSURANCE-RAISED PREMIUMS? - HotUKDeals
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POINTS ON LICENSE FOR SPEEDING AND INSURANCE-RAISED PREMIUMS?

EN1GMA Avatar
2y, 2m agoPosted 2 years, 2 months ago
Hey everyone

just wanted to know, will 3 points for speeding have a negative effect on my premium when i go about re insuring? just got stung a few days ago so its £100 and 3 points...which i will take cause obviously i was caught. but more bothered about the unsurance premuims next year to be honest.,

im thinking it will but just wanted to know eiter way if anyone knows for definate.

ta
EN1GMA Avatar
2y, 2m agoPosted 2 years, 2 months ago
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#1
According to confused.com..... your premium will rise by approx 34% for first offence.

Motoring convictions

Edited By: Ellie Phant on Jul 03, 2014 14:23
#2
I have had it a number of times and the most extra I found was £12 but it may go on age, just run a quote with and without to see
#3
in the past the first speeding ticket was ignored if it was a fixed penalty.

More serious speeding was not ignored and resulted in increased premiums

but I have not taken insurance for a few years now, so not sure what current policy is - why not call your insurer and ask! or try so online quote sites and try with and without teh speeding endorsement and see which insurance companies do load premiums

EliTom
#4
depends on a number of factors...
52 in a 40 zone raised my premium by £60 on renewal.
#5
Thanks for te responses guys. just wanted to know if there was standard from the industry. the limit the police allow was 36 on the road(inc the allowance) and i was caught on 36...Doh!

its not getting renewed till next year anyway but will run a few dummy quotes to see what happens.

thanks all!
#6
My Mrs was doing 50 on a 40 but it had no effect on her insurance.
#7
I only ask as its one of the questions they ask innit when getting a quote...i just assumed that seeing as they ask, it mihgt have a bearing..oh well, looks like i'll be getting fake quotes in over the weekend..:p
#8
OP, I think you will need to tell them as soon as you actually get the fine to comply with your insurance terms and conditions... it's worth checking your actual policy document just in case they try and wriggleout of any subsequent claim in the current year.
#9
depends on a number of factors...
52 in a 40 zone raised my premium by £60 on renewal.
#10
search 100 mph speeding scam
#11
IamMT
OP, I think you will need to tell them as soon as you actually get the fine to comply with your insurance terms and conditions... it's worth checking your actual policy document just in case they try and wriggleout of any subsequent claim in the current year.

yeah thats my next port of call...i bet the buggers put it up :(
#12
You need to tell your insurance now so that's likely another £25 or so 'admin fee' on top of any extra premium. It depends on where you live and changes in the insurance market between now and when you re-insure yourself for a person fitting your profile. You may find the price of insurance in general has gone down and therefore the year on year change is only a slight increase to you but on the flip-side it may go up for someone of your profile and then the difference year on year will be much higher.

stealth666
search 100 mph speeding scam

Appears to be a moron with an agenda, not content that he's got no where with his moaning he's decided to just list unrelated news articles to mouth off.

Also appears to be made by a teenager from 1999 with about as much skill in HTML coding as sitting a small child on the keyboard to do the typing. Made worse because he doesn't understand how to use copy and paste or a spell checker too

No issue with that, as it's his right to moan and waste his time on a pointless crusade, but if he wants to be taken seriously, maybe, just maybe he might want to put some effort into site design as currently it just looks like a poorly made scam site with an awful template and text that makes everyone else want to give him a slap for being so stupid.

If anything the person who's written the website seems to be obsessed with their own take on whatever the situation is and refuses to look at it with impartiality and make the right call.
#13
My daughter was caught speeding, she was offered the speed awareness course which was less than £100 and because she attended the speed awareness course she did not get the 3 points on her licence . It all depends how much you were over the speed limit .
#14
car insurance has gone down a bit recently so if you've had your policy a while it might be worth getting a new quote now anyway. You may find that it's gone down but with your points added it could just be about the same as last time. But you do need to tell them straight away of any points though.

I got 6 points ages ago for speeding (big fine/court job) and it put my yearly premium up by £50 or so.

I've grown up since, I hope you do too.
#15
Apogee00
.....I got 6 points ages ago for speeding (big fine/court job).....I've grown up since, I hope you do too.
a bit patronising oO

you were obviously speeding by a wide margin to go to court and get 6 points. 36mph in a 30 isnt quite the same.



Edited By: chocci on Jul 04, 2014 05:28
#16
chocci
Apogee00
.....I got 6 points ages ago for speeding (big fine/court job).....I've grown up since, I hope you do too.
a bit patronising oO

you were obviously speeding by a wide margin to go to court and get 6 points. 36mph in a 30 isnt quite the same.



While, I'll agree on the first point and that the comment is very people in glass houses, I can't help but think your second point is off by a long margin. Speeding in urban areas where a 30 limit is set is much more likely to cause death than one where it is 50+ as in general the former are areas that tend to have the most vulnerable groups when it comes to road safety awareness, unlike motorways/dual carriageways.

As a careful reminder that even a small difference in the speed can make a big difference in the outcome.
#17
chocci
Apogee00
.....I got 6 points ages ago for speeding (big fine/court job).....I've grown up since, I hope you do too.
a bit patronising oO

you were obviously speeding by a wide margin to go to court and get 6 points. 36mph in a 30 isnt quite the same.



Speeding is speeding. I was young, I learned my lesson. The OP is "more bothered about the insurance premium" so I was merely suggesting it can get much worse than points and a little hike on your premium i.e. if you hit someone so if they don't want their premium to rise don't speed!

:)
#18
When I received my first 3 points my premium went up buy £0
[mod][Mod Team]#19
Will possibly depend on the code. I got SP50 for doing 68 in a 50 back in 2011 and it didn't affect my insurance at all (happened about 2 weeks before the speed limit at this particular stretch of motorway was increased). SP30 is speeding on a public road which imo is much more dangerous than speeding on a motorway.

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