Small used car recommendation? (to be used as 1st car with low insurance premium) - HotUKDeals
We use cookie files to improve site functionality and personalisation. By continuing to use HUKD, you accept our cookie and privacy policy.
Get the HUKD app free at Google Play

Search Error

An error occurred when searching, please try again!

Login / Sign UpSubmit
Expired

Small used car recommendation? (to be used as 1st car with low insurance premium)

getknk Avatar
5y, 11m agoPosted 5 years, 11 months ago
Hi Friends,

Any recommendations for small used cars which would be low in insurance (to be used as 1st car ) ? This is for sis and want to learn her driving and pass the test..
I can see few cars in autotrader etc.. but when it comes to insurance, we are being looted.. any small cars from ur experience which could be low in insurance?
getknk Avatar
5y, 11m agoPosted 5 years, 11 months ago
Options

All Responses

(16) Jump to unreadPost an answer
Responses/page:
#1
Ford Ka's are low insurance - which is strange as they are not very strong at all.

Do you have a budget in mind at all, a lot of the new ish cars come with low insurance.
#2
Just to add anyway - the 1.0l Vauxhall corsas (Corsa C shape) - are very low insurance. And actually good engines. If you can get one 2003> it will come with the better engine tensioner.

If <2003, only buy if it is well serviced, and quiet.
#3
Daewoo Matiz. Great wee car, and a lot bigger inside than it looks! Good to drive, good on fuel, and cheap to insure. I had one for a while and I highly recommend it!
#4
Thanks folks.. Have put a like button for you both..
I'm looking for a insurance range of <400 quid,
Thanks for putting options of Ford Ka, 1.0 Corsa and Matiz

More options welcome
#5
How much are you looking to spend on the car?
#6
I'll second the matiz, I had one when I was learning and just after I passed, it was a great little car.
#7
You will struggle to get insurance below £400 for a new driver......

Is the insurance in her name ? Presumably with zero no-claims bonus ??

If she is under 21 then you are probably looking nearer £1000 depending on where you live. The insurance group of the car won't make a lot of difference since the risk is the new driver and what she is likely to hit and/or injure.
#8
tintin7
You will struggle to get insurance below £400 for a new driver......

Is the insurance in her name ? Presumably with zero no-claims bonus ??

If she is under 21 then you are probably looking nearer £1000 depending on where you live. The insurance group of the car won't make a lot of difference since the risk is the new driver and what she is likely to hit and/or injure.

hmm :(
#9
any idea if she can be added to my insurance?
i meant will it be more cost effective though mine is around 5yrs no claims and its a 2.0 litre engine one..
#10
She probably can be added to your insurance but the additional premium probably same kind of increase (£1000+ ish). But that does not help with insurance in her name and another car.

Insurance will be cheaper on a provisional then double when she passes her test.
#11
As a relatively new driver I say look up some cars on auto trader of what people are saying and actually type the number plates into comparison sites and judge for yourself as to whether its actually cheaper insurance. On my search even if I put in a 10 year old 1L corsa or a fancy BMW or Audi new or old the change in premium price was in the few pounds. The risk is in the driver not the car!
#12
I really liked my fiat punto and had little trouble with it.
#13
Niz
As a relatively new driver I say look up some cars on auto trader of what people are saying and actually type the number plates into comparison sites and judge for yourself as to whether its actually cheaper insurance. On my search even if I put in a 10 year old 1L corsa or a fancy BMW or Audi new or old the change in premium price was in the few pounds. The risk is in the driver not the car!


Exactly !

My son is 21 and the difference between the quotes for a Group 1 car and a Group 8 car (a Focus 1.8 which he bought as a first car) was about a 10% increase in the premium.

Male drivers under 25 apparently pay an average of £2500 pa for car insurance - females average around £1600.

I agree on the advice to use the comparison sites and just change the vehicle reg no and see what happens.
#14
when i first passed 2 years ago i checked out getting my own insurance it was going to cost me over £800 im 28 now, I put the insurance in my mums name with myself as a named driver and its now under £400 so might be something to think about :) i have a ford focus 1.4 and never had any problems with it apart from needing it dug out of the 3ft snow we have now lol
#15
I strongly recommend that you don't insure your childs car... It is classed as fraud. I used to be an risk underwriter in the insurance industry and if you're found out following a claim, the cost can be far worse.

To put it into perspective... this is worse than benefit fraud.
#16
pink_koo
I strongly recommend that you don't insure your childs car... It is classed as fraud. I used to be an risk underwriter in the insurance industry and if you're found out following a claim, the cost can be far worse.
.


wow I had no idea just thought that it was ok as the insurance company done it all for us, will contact them and sort it out, thanks for the advice :)

Post an Answer

You don't need an account to leave a response. Just enter your email address. We'll keep it private.

...OR log in with your social account

...OR comment using your social account

Thanks for your comment! Keep it up!
We just need to have a quick look and it will be live soon.
The community is happy to hear your opinion! Keep contributing!