£20,000 and £30K off your Rent/Mortgage
Here's your chance to win your Mortgage or Rent cleared for 2 years up to the value of £30,000 plus £20,000 cash!
No question, just enter your details.
The closing date for online entries is 3rd July 2014 at 12pm.
Up to 6 entries per unique phone number. There is no charge for online entries.
The winner must be a UK resident, aged 18 years or over.
Entrants must have an existing mortgage in accordance with a valid written mortgage agreement in respect of their main residence located in the United Kingdom, Channel Islands or Isle of Man or be paying rent in accordance with a valid written tenancy agreement in respect of a property located in the United Kingdom, Channel Islands or Isle of Man and have made all payments due at the time of entering the Prize Draw. The Promoter will not pay any mortgage arrears or unpaid rent existing at the time of entering into the Prize Draw.
Payments will be calculated by the Promoter based on the winner’s existing monthly payments at the time of entering the Prize Draw, and will include the following elements:
a) capital repayments; and/or
b) interest charges on the mortgage; and/or
c) payments of premiums due in respect of an endowment or similar insurance policy directly linked to the mortgage; and/or
d) the monthly rent payment as specified in the winner’s tenancy agreement. Where payments are weekly, the Promoter will make the appropriate re-calculation.
The Promoter shall require documentary evidence of any such mortgage or rent existing payments e.g. mortgage statements, bank statements, rent books, etc. In the event that the winner is unable to provide the Promoter with such evidence to the Promoter’s satisfaction, the Promoter shall be entitled to disqualify the winner from winning the mortgage payment element of the prize. In the event that the winner’s mortgage or rent payments are not as described above (e.g. a current account mortgage such as a ‘Virgin One’), or if the winner’s mortgage or rental arrangements are not clearly identifiable from a mortgage agreement or tenancy agreement, then the Promoter shall decide in its sole discretion the amount to be paid to the winner based on any other evidence of mortgage or rent payments that can be given by the winner.
In the event that the winner disagrees with the Promoter’s decision as to the amount to be paid by the Promoter the dispute shall be referred (at the Promoter’s cost) to an independent financial advisor, to be appointed by the Promoter, who shall decide upon the dispute and whose decision shall be final and binding upon the Promoter and the winner.
Where the winner has a joint mortgage and/or rent, the Promoter will pay an amount calculated upon the full amount of the monthly payment due, and not just the winner’s share. In the event that the winner’s monthly payments increase at any time, the Promoter shall have no obligation to make any additional payments to cover any such increase.