32m 0% Balance Transfer Credit Card, just 0.7% fee, £20 TCB/Quidco AND Halifax £20 cashback @ Halifax - HotUKDeals
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32m 0% Balance Transfer Credit Card, just 0.7% fee, £20 TCB/Quidco AND Halifax £20 cashback @ Halifax

£0.00 @ halifax bank
Link - https://www.halifax.co.uk/creditcards/low-fee-offer/ A great deal to get your Xmas spending into shape - 0% for 32 months Just 0.7% fee £20 cashback They also do 43 months … Read More
samspud Avatar
4m, 1w agoFound 4 months, 1 week ago
Link -

https://www.halifax.co.uk/creditcards/low-fee-offer/

A great deal to get your Xmas spending into shape -

0% for 32 months

Just 0.7% fee

£20 cashback

They also do 43 months with a higher fee if you prefer.

Also £23 Topcashback or £20 Quidco

- cliosport65
More From halifax bank:
samspud Avatar
4m, 1w agoFound 4 months, 1 week ago
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2 Likes #1
0% for up to 43 months from account opening on balance transfers made in the first 90 days.
Minimum £100 balance transfer. At least 51% of customers will get 0% on balance transfers for the first 43 months and a representative rate of 18.9% APR (variable). Others will get 0% on balance transfers for the first 43 months and a rate of 21.9% APR (variable), or 0% on balance transfers for the first 21 months and a rate of 27.9% APR (variable).
3.28% effective fee applies on each balance transfer made in the first 90 days.
An initial 3.5% fee applies; we'll then refund 0.22% within 90 days, so the effective fee is 3.28%. The refund applies for balance transfers in the first 90 days from when we open your account, after which a 3% fee applies for each balance transfer.
0% for 6 months from account opening on purchases.
3 Likes #2
3.28% effective fee applies on each balance transfer made in the first 90 days.is not 0.7%
1 Like #3
The link seems to be wrong, try this: https://www.halifax.co.uk/creditcards/low-fee-offer/
#4
Applied a few days ago and it's 0.7% fee
#5
Also £23 Topcashback or £20 Quidco ;)
#6
Heat added by the way just been waiting for the right offer to come along :D
#7
Just wish my credit score was any good oO .
#8
So, put 1k on this and get £7 charges, but get £20 back plus a further £23 from TCB?
#9
mnneast
Applied a few days ago and it's 0.7% fee


As in description
#10
tek-monkey
So, put 1k on this and get £7 charges, but get £20 back plus a further £23 from TCB?


U got it :D
1 Like #11
There is a zero fee with 26 months BT also with Halifax. Stooze pot moved
#12
is this for new customers only as I'm currently with Halifax and my 28month term has come to an end.
#13
Perfect timing - got £1350 to transfer as interest free running out end of this month.

Nice one OP!
#14
Just wish they'd make it easy to overpay the thing without a Halifax account..
2 Likes #15
abovethewater
Just wish they'd make it easy to overpay the thing without a Halifax account..

Switch an account to Halifax. Get £100!
#16
abovethewater
Just wish they'd make it easy to overpay the thing without a Halifax account..
what, you can't overpay unless you've got a Halifax account?
Is this becoming an industry norm?
I know Mortgages were one thing with their introductory discount period and max over payment but this takes bisciuit
1 Like #17
srjondhale
3.28% effective fee applies on each balance transfer made in the first 90 days.is not 0.7%
can anybody confirm what the 3.28% is in reference to please
#18
Don't see any reference to the 0.7% fee on the website

3.5% fee, reduced to 3.28% fee
3 Likes #19
bailey87
Don't see any reference to the 0.7% fee on the website
3.5% fee, reduced to 3.28% fee

You have to view all balance transfer cards, the one that OP has referenced is there, 32 months interest free on balance transfers with a 0.7% fee and £20 cashback credited to your account within 60 days of a balance transfer of over £100 being made.

Go through Quidco and you get a further £20. You could get £23 through topcashback but the minimum transfer has to be £1500.

There are other balance transfer offers for example 43 months or 23 months but those aren't the deals OP has posted.

Use your initiative and you will find the deal, I did so and was able to avail of the offer. Thanks OP
1 Like #20
narstar
bailey87
Don't see any reference to the 0.7% fee on the website
3.5% fee, reduced to 3.28% fee

You have to view all balance transfer cards, the one that OP has referenced is there, 32 months interest free on balance transfers with a 0.7% fee and £20 cashback credited to your account within 60 days of a balance transfer of over £100 being made.

Go through Quidco and you get a further £20. You could get £23 through topcashback but the minimum transfer has to be £1500.

There are other balance transfer offers for example 43 months or 23 months but those aren't the deals OP has posted.

Use your initiative and you will find the deal, I did so and was able to avail of the offer. Thanks OP


Or alternatively, the OP could provide a link to the card referred to

https://www.halifax.co.uk/creditcards/low-fee-offer/
#21
loofer
abovethewater
Just wish they'd make it easy to overpay the thing without a Halifax account..
what, you can't overpay unless you've got a Halifax account?
Is this becoming an industry norm?
I know Mortgages were one thing with their introductory discount period and max over payment but this takes bisciuit


Of course u can over pay whenever u want. Don't know what that comment is about. Set up a Faster Payment / Bill Payment from your internet banking of your current account. Easy
1 Like #22
bailey87
narstar
bailey87
Don't see any reference to the 0.7% fee on the website
3.5% fee, reduced to 3.28% fee

You have to view all balance transfer cards, the one that OP has referenced is there, 32 months interest free on balance transfers with a 0.7% fee and £20 cashback credited to your account within 60 days of a balance transfer of over £100 being made.

Go through Quidco and you get a further £20. You could get £23 through topcashback but the minimum transfer has to be £1500.

There are other balance transfer offers for example 43 months or 23 months but those aren't the deals OP has posted.

Use your initiative and you will find the deal, I did so and was able to avail of the offer. Thanks OP


Or alternatively, the OP could provide a link to the card referred to

https://www.halifax.co.uk/creditcards/low-fee-offer/


Done. Hand held
1 Like #23
Great deal.. Took 4k balance transfer 0.7.. Considering it gives back 20 £ it's like approx £8.00 cost for 30 months it's no brainer..
1 Like #24
I've had this app for months and never do any of the deals but is too good to miss. thanks
#25
samspud
mnneast
Applied a few days ago and it's 0.7% fee


As in description


It was reply to a comment above! Verifying was definitely a 0.7% fee making BT
1 Like #26
cliosport65
Heat added by the way just been waiting for the right offer to come along :D
Dont wait too long ;). Think we have peaked with offers now...
#27
Heat added, now to buy that new phone
#28
samspud
loofer
abovethewater
Just wish they'd make it easy to overpay the thing without a Halifax account..
what, you can't overpay unless you've got a Halifax account?
Is this becoming an industry norm?
I know Mortgages were one thing with their introductory discount period and max over payment but this takes bisciuit


Of course u can over pay whenever u want. Don't know what that comment is about. Set up a Faster Payment / Bill Payment from your internet banking of your current account. Easy


You cannot, unless you have a Halifax account you need to ring up. Well at least to make a card payment.

Cannot recall seeing direct debit details online either.
2 Likes #29
From Halifax website but check yourself before using:
Make a one-off payment from a current account that is not with Halifax - make a payment from your current account in the same way that you usually pay a bill or a person.
1. Choose the amount you want to pay.
2. Pay it to:
Bank account number: 0000 0000
Sort code: 77 29 00
Payment reference: the longest number on the front of your credit card (often 16 digits)
http://www.halifax.co.uk/creditcards/help-guidance/existing-customers/
#30
Babbler
cliosport65
Heat added by the way just been waiting for the right offer to come along :D
Dont wait too long ;). Think we have peaked with offers now...


Learnt a long time ago to do it sooner rather than later so I don't miss out ;) all done and accepted :)
#31
There are 0%fee as well but not for 32 months
#32
Can this money be transferred into my bank account by any chance to offset a mortgage? Stoozing i believe. There used to be an egg card to transfer this onto as a positive balance and then you could move it a bank account then. Not sure if there is a way now.
#33
Tesco 0% on balance and new purchases (forget the length) fee free plus £30 quidco.
#34
Applied and accepted.... Great timing and thanks for posted.... :)
#35
samuelphilipt
Applied and accepted.... Great timing and thanks for posted.... :)


Pleasure
#36
itsnotmeitsyou
From Halifax website but check yourself before using:
Make a one-off payment from a current account that is not with Halifax - make a payment from your current account in the same way that you usually pay a bill or a person.
1. Choose the amount you want to pay.
2. Pay it to:
Bank account number: 0000 0000
Sort code: 77 29 00
Payment reference: the longest number on the front of your credit card (often 16 digits)
http://www.halifax.co.uk/creditcards/help-guidance/existing-customers/


Easy
#37
DaveIB
Heat added, now to buy that new phone


Lol
#38
poopeetoo
I've had this app for months and never do any of the deals but is too good to miss. thanks


Pleasure
#39
Are you sure it's quidco money on top as well, quidco just explains about the £20 Halifax cashback not that it's £20 through them too ?
#40
Title bit misleading should say £23 TCB / £20 Quidco ;)

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