The AA Breakdown Repair Cover/Parts and Labour - warranty type cover - they pay for upto £500 in repairs when your car breaks down. Upto £60 Quidco available. Read for more info... - HotUKDeals
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It doesn't seem, from the people I know, that many people are aware of the Breakdown repair cover, with The AA. You of course have to be a member with The AA in the first place, with basic breakdown cover, but with this gem added to your policy, the AA will pay up to £500 in repairs (minus £25.00 excess). This isn't just a way of selling something to you as I've used it. I drive a shabby Megane and a couple of months after purchasing it, the gearbox went. I called Renault and they quoted me almost £3000 for a new gearbox (thats on its own). I then went around and found a 2nd hand one. To cut a long story short, it cost me over £500 inc labour. The AA paid up. All they wanted was the invoice from the garage and proof the car had been serviced (proof in the form of a receipt). A few weeks later, they paid up. On the basis that they paid up, it paid for my membership 3 times over. Got my money back and more.

The Breakdown repair cover on top of my existing cover, cost me £84.00 (thats because mine is over 10 yrs old and over 100k mileage). It's normally a little cheaper. You can't get this as a stand alone policy - it has to be with breakdown cover.

On the AA site, you can get Roadside + national rescue + cover at home + parts and garage cover (breakdown repair cover) for around £158.00 approx
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Comments/page:
#1
Why is this a deal?
1 Like #2
Why isn't it?
#3
This cover has got many bad views, there is a bloody lot of terms and conditions which need to be met, they will try and find a reason to not pay out!!
#4
They paid me out. A bit cynical when you've no experience of the policy. All they wanted from me was a receipt to prove it had been serviced within a year. It took about 4 weeks to pay out admittedly, but they did.
#5
Iffi
They paid me out. A bit cynical when you've no experience of the policy. All they wanted from me was a receipt to prove it had been serviced within a year. It took about 4 weeks to pay out admittedly, but they did.


Hmmm, well I know I don't have it, but I have read stuff on the internet.. I'd love to pay for this though... so all I have to do is get it serviced then they will cover anything? :S
#6
Not necesarily anything. For me, they paid for the gearbox replacement and a coil, which would have cost £50 (in both cases, I just paid £25.00 excess). My dad has the same cover and his head gasket went on one occasion and they paid more than what they actually advertise (they paid in excess of £500 for some bizarre reason) then second time round, he had another expensive job and they paid the max amount £500 minus £25.00 excess. You get 5 claims per year and when you renew, they increase this. The RAC have a copycat policy, but they tend to want to see more, from what I've been told - stamps on your book, etc. Its definitely worth it mate. I'm always broke and this has saved me some money. I can't recommend them enough when it comes to this particular policy.
#7
These are just some of the parts they pay for:

•a battery can normally cost over £70 – roughly the cost of a year's cover
•radiator replacement – £264
•cam belt failure – £129
•alternator – £272
•head gasket – £386

The figures quoted are estimates or average costs from their site. One thing I've been told is they don't do wear and tear problems.
#8
Iffi
Not necesarily anything. For me, they paid for the gearbox replacement and a coil, which would have cost £50 (in both cases, I just paid £25.00 excess). My dad has the same cover and his head gasket went on one occasion and they paid more than what they actually advertise (they paid in excess of £500 for some bizarre reason) then second time round, he had another expensive job and they paid the max amount £500 minus £25.00 excess. You get 5 claims per year and when you renew, they increase this. The RAC have a copycat policy, but they tend to want to see more, from what I've been told - stamps on your book, etc. Its definitely worth it mate. I'm always broke and this has saved me some money. I can't recommend them enough when it comes to this particular policy.



So do they not even look in your service book mate?
#9
.

Edited By: [email protected] on Oct 28, 2011 22:45: typo
#10
[email protected]
lol, this is such a bad deal, only an idiot would buy this.


Im usually skeptical about things like this but dont beat the OP, he's clearly stated that both he and his father have made claims against the policy with no apparent issues.

I would suggest that anyone interested in this reads the Ts & Cs carefully. For example, if you take your car to a garage and they tell you the gearbox is bollocksed I guess the policy wont pay out since I would imagine you have to call in a breakdown first? Also you might be restricted to main dealers but I dont know as I have not studied the conditions.

Like any insurance policy, always read the small print.
#11
[email protected]
lol, this is such a bad deal, only an idiot would buy this.


well I have this and my ML270 power stearing fluid pipe replacement cost was 550
pounds. AA promptly paid 475 (500-25 excess) to my garage directly.
Till date I have influenced 4 of my friends to take this cover.
#12
Just to clarify, you're not restricted to main dealers. As long as they're VAT registered, you can go there and use them. As well as family members having used this policy, friends have had success. If I had kept letters proving payments were made, I would have included these. They don't ask to see the service book by the way - just a receipt from the company will suffice.
#13
Iffi
Just to clarify, you're not restricted to main dealers. As long as they're VAT registered, you can go there and use them. As well as family members having used this policy, friends have had success. If I had kept letters proving payments were made, I would have included these. They don't ask to see the service book by the way - just a receipt from the company will suffice.


Again, I would have to read the small print in detail but this is sounding more and more like a deal to me. I already have breakdown cover with the AA, perhaps I will have to investigate adding this to my policy.

Are there any restrictions on vehicle age?

Thanks OP, ignore the haters :)

Edited By: thezoidberg on Oct 28, 2011 21:55
#14
You also have to pay £35 excess each claim and you have to call out the AA to the breakdown

Please note:
In order for Your AA Breakdown Repair Cover to apply, the nominated vehicle must:
a) breakdown as a result of Mechanical or Electrical Failure, and
b) as a result, be prevented from continuing its journey safely, and
c) have been attended by the AA under Your AA Membership, and
d) need the repair or replacement of insured part(s) to enable the journey to be resumed or, if
applicable, commenced.
• You can claim up to £500, including VAT and subject to a £35 excess per claim. If garage repairs
are required, the hourly labour rate will be paid at the standard rate charged by the garage, up to a
maximum of £85 per hour (excluding VAT).
• You can make up to 5 paid claims a year. If Multiple Vehicle Cover is held with Joint or Family
Membership only, the total maximum paid claims per year is increased to 6.

http://www.theaa.com/breakdown-cover/pdfs/breakdown-repair-cover-policy-july-2011.pdf


Edited By: deanos on Oct 28, 2011 21:57
#15
Iffi
These are just some of the parts they pay for:

•a battery can normally cost over £70 – roughly the cost of a year's cover
•radiator replacement – £264
•cam belt failure – £129
•alternator – £272
•head gasket – £386

The figures quoted are estimates or average costs from their site. One thing I've been told is they don't do wear and tear problems.


BTW... what are the prices listed here? The cost of a cam belt failure is most likely going to be more than £129, can range into thousands depending on how much damage is caused to the engine internals. Bent valves, stuff through piston etc.. can be extremely expensive to repair.
#16
I've noticed some of their own quotes in terms of repair costs are somewhat unrealistic, however they pay upto £500 in repairs (minus the excess of course). If it's going to cost a lot more, then I suppose it's down to the individual to find a garage that is reasonably priced.

As for restrictions on vehicle age, there aren't any. However, it will cost you a little more if your car is over a certain age (I think 5 or 6 yrs, can recall) and has over 100k mileage. Mine was over on both counts and cost £84.00. I don't think there's a hugely sliding scale. Ring and get a quote is what I would say. I would also bear in mind that the AA record ALL CALLS. So if they misquote you, the call is recorded and they will be held to any quotes. This has also happened on one or 2 occasions - once relating to courtesy car cover. I purchased the add on during a breakdown situation, which should have bene active on my next breakdown. As I was told it would be active immediately, they had to stick with that!
#17
are ya not better with that parkers ultimate warranty thing? ive jus been quoted £260 for my golf mk6, and heres what it includes:

Engine
Manual and Auto Gearbox
Front-Wheel Drive
Four Wheel Drive
Rear Wheel Drive
Engine Cooling system
Steering
Brakes
Clutch
Front & Rear Suspension
Coil springs
Torque Converter
Casings
Propshaft
Differential
Fuel System
(Diesel & Petrol)
Turbo charger
Anti-lock Brake System
(Factory Fitted)
Wheel bearings
Starter Motor
Wheel cylinders
Brake calliper seals
Electrical System



Front & Rear Windscreen Wiper Motor
Electronic Ignition Amplifier
Window & Sunroof Motors
Electric Window Switches
Radiator Fan Motor
Fuel Injection System
Heater Fan Motor
Distributor
Sunroof Switch
Central Locking Motors
Engine Management (ECU)
Horn
Multi-Function Stalk Switch
Air Conditioning
(Factory Fitted)
Alternator
Indicator Flaher Relay
Radiator Fan
Working materials

My warranty with VW ends in February and im really interested in getting one of those extended warrantys sorted, or even something like that AA repair/cover parts and labour, what to do what to dooooo :/
2 Likes #18
Next time save your AA money and buy a better car. You buy french **** you get what you deserve.
#19
lol!
#20
Hmm, I got offered this for around £35 this week
#21
I would love this cover but do my own servicing so never signed up. Can you ask the others you got to sign up if they had to show a service book during a claim? Otherwise I might just sign up to it.
#22
I would love this cover but do my own servicing so never signed up. Can you ask the others you got to sign up if they had to show a service book during a claim? Otherwise I might just sign up to it.

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