Right, promise this is my last very computing deal! After looking for a decent laptop for the last few weeks and taking in all of your comments hopefully I have got it right this time! Pretty sure this one ticks all the boxes...
Hard drive... SSD and HDD
RAM... 8gb and DDR4
Processor... it's a U unfortunately but an i5 should be good paired with the SSD, my old i3 4005u has great load times on windows
dedicated graphics card... NVidia GeForce GTX 950M 4GB, not the most up to date card but should still run older games great and newish ones on low settings
Screen... 15.6 inch (39.6cm) Full HD LED-Backlit Display (1920x1080)
here's a video of the CPU and GPU running gta5 at a good 30fpshttps://youtu.be/6t9SVI31bc4
the build quality looks pretty decent too, now I know this isn't a high end gaming machine but for 550 after cash back it seems great. compared to the other deals like the lenovo i7 which badly needed an SSD, to have two spaces for hard drives is a massive bonus and the graphics card on this one looks a lot better.
as always use buy now pay later but don't pay anything off until the 100 has been received on your account, then just pay it off and close your credit account if you want ?