Alliance and Leicester £100 cashback + £45 Quidco - HotUKDeals
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Alliance and Leicester have relaunched their £100 cashback for switching to a Premier Current Account this is on top of £45 from Quidco.

I benefitted form this free money the last time it was offered and the process was painless. A&L wrote to my employer informing them of new account details, all standing orders and Direct Debits were switched without a hitch.

Here's how to qualify..
How to qualify for this great offer£100 cashback when you open and switch to a Premier Current Account using our Switching Service. (See note 1 below).
To qualify for this offer you must switch all your Direct Debits using our Switching Service and meet the monthly funding requirements below.
The £100 will be paid into your new current account with 3 months of opening, providing you meet the qualifying criteria.
This offer isnt available if you already hold or have held one of our current accounts or a Santander UK, cahoot or Cater Allen current account in the last 3 months.
This offer is limited and depends on availability.
Youll need to pay at least £500 every month into your bank account (or fees may apply).
You must be over 21.
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topnotchbloke Avatar
6y, 6m agoFound 6 years, 6 months ago
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#1
Sounds good, until I read all the small prints. If you cant meet all the requirements after you've switched, they can charge you fees. I hate to think I'll get charged for using my current account, but for £100 cashback its tempting.
#2
I did this a couple of months ago. Took a while for it all to go through - only had my salary and two DDs to switch.
It was very easy though, they do all the legwork and you just fill in a couple of forms and send it back.

This is better than before aswell as you used to have to pay at least £1000 per month in. It's now only £500.

My quidco didn't track but I put a claim in and it was validated straightaway. Just waiting for it to be paid.
The £100 incentive was paid in to my account one week after my first salary went in so that was nice and swift.

I wasn't keen on the online banking at first as transactions take several days to appear although the running balance is always bang up to date which wasn't the case with my old bank and led me to overdraw a couple of times.

Another thing that bothered me was that my nearest branch is around 12 miles away and what to do if I urgently need to pay some money in. Step forward the Post Office where you simply pay money in there with your card and pin and it instantly shows in your account.

Overall no complaints whatsover and I'm glad I switched.
1 Like #3
Thier customer service also poor
worth avoiding this
#4
Bank of Scotland (i.e. HBOS, i.e. Halifax/Bank of Scotland) were doing a similar deal a few years ago and I went for it (switched from Cahoot). It was a nightmare. A&L may be a lot better, of course, but my experience of going through this with Bank of Scotland has put me off doing this sort of thing.
#5
I've been tempted by this for the last week or so, but I also think that I'll fall foul of the T&C's. I'll probably keep thinking about it for another few days then forget about it until the next time the offer comes along.
#6
scm8jet
I've been tempted by this for the last week or so, but I also think that I'll fall foul of the T&C's. I'll probably keep thinking about it for another few days then forget about it until the next time the offer comes along.


What's the big deal about the T&Cs?

You're over 21, they switch your salary (at least £500pm) and DDs from your existing account to them.

That's it! Seems pretty simple to me.
#7
When I did this swicth the last time my quidco tracked quickly and the £100 cash back was in my account within a few weeks.
#8
Good offer, easy to do.

CS is awful, but then it is at most places these days. I've had around £200 extra off them because of the bad service, every cloud and all that.
#9
I did this last time it was on.......... They offered me a £5000 interest free overdraft for a year as well.

You don't need to keep the direct debits with this account you just need to use the switching service. So once it's been set up you can move the direct debits back to your old account.

I set up a standing order to pay £500 into this account when I get paid and then another to transfer the money straight back. I'll close the account after a year.......... Free money, thank you very much.
#10
I did this thru topcashback earlier this year, no problems, FREE MONEY if you pay in three (i think) monthly payments in excess of £500
#11
I had loads of probs with one of these, they failed to transfer the dd's for which I incurred charges, reduced the overdaft without telling me, for which I incurred more charges and then wrote and said the account had breached t &cs .........I know the score I work for a bank. Be careful they worm out of as much as they can.
#12
just did this ... just hope my DD change over ok! Luckily i only have 1 DD and 1 standing order :)
#13
no1retired
I did this last time it was on.......... They offered me a £5000 interest free overdraft for a year as well.

You don't need to keep the direct debits with this account you just need to use the switching service. So once it's been set up you can move the direct debits back to your old account.

I set up a standing order to pay £500 into this account when I get paid and then another to transfer the money straight back. I'll close the account after a year.......... Free money, thank you very much.


What am I missing here?
Why set this up and change the DD's back to your old account?:thinking:
#14
Not voting - I'd say HOT but as they're now part of Santander it would take more than £100 up front to tempt me ;-)
#15
Pluun
What am I missing here?
Why set this up and change the DD's back to your old account?:thinking:


If you think it's a bad bank just bag the cash and return to where you were.
#16
I've been waiting for this deal to come back - I'm tempted, but good luck to them if they want my salary to go into that account - I also work for a bank and my employer will only pay my salary into my account with them!!! I'll need to investigate further...
Voted hot anyway...
#17
Aarrrrrrgggghhhhhh I just opened one last week. I only received the letter today but I did not do quidco arrrrgggghhhhhh.
#18
I transferred my account to A&L via Quidco in March. The £50 tracked very quickly and has just verified. The £100 was paid into my new account once all the direct debits had been transferred which was done very efficiently. This is not paid by Quidco but by A&L themselves.

There is no fee to use the account. There is a 50p per day fee if you use your overdraft but the terms and conditions in the paperwork received suggest you don't pay this for the first 3 months presumably to allow for any difficulties whilst you transfer.

I was a bit sceptical at first about transferring but I must say A&L have excelled themselves and it has been done very smoothly.

HOT from me obviously.
#19
do you have to leave the £500 in each month? or can you put £500 in and spend some of it eg do shopping etc ?
1 Like #20
CuteKitty26
do you have to leave the £500 in each month? or can you put £500 in and spend some of it eg do shopping etc ?


It just needs to be funded with £500.00 minimum per month. It matters not whether you leave it in or spend it.
#21
Shame, i want to do this but im not 21 till the 26th of this month :x
#22
Pay the £500 in from another bank account by standing order each month, pay it back again the same way if you want to! If you know someone who already has one of these accounts they can recommend-a-friend for you via A&L website and you both get additional £25! Once you have Quidco / TCB and £100 and £25 bonus, close the account (look for other bank deals and if more free cash transfer to them) - after three months apply for A&L / Santander again and get yet more free money!(See previous deals on this account).

:thumbsup:
#23
I Bank with A&L, but disappointed with customer service... be careful you will be charged £5.00 penalty if you fail to pay min £500.00 monthly.

Worst thing I found is u will be charged for any statements.

I ended up paying £15.00 for getting my tax statement and nightmare for getting any services request done.
#24
I have been with Alliance and Leicester for years and never had any problem with them.
My Daughter rececenty took up the £100 offer and it seems to have worked out ok.
There's nothing to stop you changing accounts if you aren't happy with them
#25
I like my original bank but went for a deal with another online bank. I have now openend one of these accounts and find it very easy and somwhat enjoyable to keep switching my direct debits from here to there. I have very cleverly set up my standing orders, If you think hard enough you could do this to. I have a standing order going from my original account to the other online bank and then from the other online bank to this new one and then here's the clever bit I have another standing order sending the money back to my original account, beat the system!!! oh wait I have to go and sort out another direct debit..............
#26
I took advantage of this last time round, got my quidco and £100 within 2/3 months - no complaints so far. I also transferred an overdraft which was no problem with A&L as long as I had 3 days minimum in credit per month on my previous 3 monthly statements.
#27
AVOID ALL COST SO HARD TO GET RID OF THE ACCOUNT. AVOID AVOID AVOID!. Put your money else where...... I voted cold due to this reason.
#28
I did this about 6 months ago, was pain free. took about 6 weeks to be credited the £100. the couple of occasions I've gone over drawn they havn't charged me. And the customer service has been good when I have had to call them, That said it may be different if there was a problem on the account. certainly been a much more pleasent experience with them than RBS.
#29
Very Poor customer service, If your going to pay over 1500 a month go with first direct and get £100 from them, and there customer service is outstanding. :thumbsup:
#30
scm8jet
I've been tempted by this for the last week or so, but I also think that I'll fall foul of the T&C's. I'll probably keep thinking about it for another few days then forget about it until the next time the offer comes along.



I kept saying i was going to open this account as i was being charged phenomenal fees from HSBC but couldn't be bothered. Did it in Jan and i have been really happy with it so far. They put the £100 for using switching service within 2 weeks of opening account. I have a free overdraft for 12 months which will save me £15 per month. The only problem i have is the internet is not real time banking but apart from that i'm really happy. All direct debits were switched no probs.
#31
I did this last year, £100 paid & £50 Quidco.

I only moved one of my DD's over, not all of them (Lotto)

I still put the £500 in each month and pay my credit card off with it.
#32
Yep, I did the same thing a few months back. Received the A&L cashback within a month and £50 got paid via Quidco soon after.
#33
.....
#34
RogerN
Pay the £500 in from another bank account by standing order each month, pay it back again the same way if you want to! If you know someone who already has one of these accounts they can recommend-a-friend for you via A&L website and you both get additional £25! Once you have Quidco / TCB and £100 and £25 bonus, close the account (look for other bank deals and if more free cash transfer to them) - after three months apply for A&L / Santander again and get yet more free money!(See previous deals on this account).

:thumbsup:


So do you have to switch from another account or can this be a new account. You see I dont want to bother with switching the direct debits (which seems to be a condition)
#35
johnyb
So do you have to switch from another account or can this be a new account. You see I dont want to bother with switching the direct debits (which seems to be a condition)


I want to know this too... I don't want to actually switch, but it's worth settin gup as a new account for a few months. Small print says you have to use their switching service though...
#36
Freezing, freezing cold. Went for this last year, 6 months in total to sort the changeover, 9 months to finally get the £100, 3 justified complaints settled 100% in my favour, appalling customer service. Ended up getting about £150 off them in total but it wasn't even nearly worth the completely soul-draining experience that was trying to deal with this bank. If I'd have known the terrible customer service that awaited me I would have never have picked up the phone.

Working in customer service, I firmly believe there's times that you need to say "the buck stops here" and deal with a customers problems head on. Sadly, A&L staff don't seem to have the same train of thought. I've dealt with many companies over the years, and (remarkably, this includes Three), A&L are the worst company I have ever dealt with.
#37
I took this offer before. They got into a muddle with my direct debits resulting in some late payments, but they gave me £50 compensation when I complained so that wasn't so bad.
#38
Rory Joe
Freezing, freezing cold. Went for this last year, 6 months in total to sort the changeover, 9 months to finally get the £100, 3 justified complaints settled 100% in my favour, appalling customer service. Ended up getting about £150 off them in total but it wasn't even nearly worth the completely soul-draining experience that was trying to deal with this bank. If I'd have known the terrible customer service that awaited me I would have never have picked up the phone.

Working in customer service, I firmly believe there's times that you need to say "the buck stops here" and deal with a customers problems head on. Sadly, A&L staff don't seem to have the same train of thought. I've dealt with many companies over the years, and (remarkably, this includes Three), A&L are the worst company I have ever dealt with.


Similar experience for me, I think I put the details above. They do appear to hand out cash if they've wasted your time though so don't be afraid to ask!
banned#40
orrr i dont have any direct debits so can i not take this offer up

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