Alliance and Leicester Car Insurance 1 year free if they can't beat your renewal.
I was searching for car insurance the other day and came across this.
Alliance and Leicester guarantee they can beat your insurance renewal quote or if they can't they'll give you a whole year free.
My current renewal was £740 (Third party Fire and Theft) but when i filled out their form I entered £500 (Comprehensive). They quoted me £489. I checked all the policy wording and can't find anything saying they need proof.


All Comments (104)
Jump to unread Post a Comment*’One year’s cover free’ would be for the year from your next renewal date and would only apply if we cannot beat your existing renewal quote, and excludes existing Alliance & Leicester Car Insurance customers. In addition, this offer relates to like for like cover on equivalent terms to your renewal notice only and is subject to a minimum £100 damage and theft excess and a minimum renewal premium (£194 comprehensive and £95 non-comprehensive). Subject to our insurer’s normal underwriting criteria. Excludes optional extras e.g. legal expenses and breakdown cover. This offer can be withdrawn at any time. A copy of your renewal invitation or notice from your previous insurer will be required. In the event that the above terms and conditions are met, and we are unable to beat your existing renewal quote, the free cover would be provided when you take out the policy with Equity Insurance Brokers Ltd and will be by way of a cheque to the value of the annual premium charged, payable to the policy holder. The free cover will apply to the first year’s premium only.
I was really looking at the price they quoted me as its the cheapest by a longshot so far. It Doesn't say anything about proof if they do beat your current quote.
Defo going to try this when mine is up... usually noone gets near my renewal by a good 400 quid!
A bit naughty, and i suggest something that will come back to bite them on the bum.
I keep getting a message saying to phone instead.
They won't get near my quote from CIS of £176 (+ £60 cashback from quidco), and I doubt if they'll even come close to my renewal from Halifax, but I'm 5 weeks away from renewal.
I'll maybe phone nearer the time.
i hope that makes sense!
So basically if they can beat the quote they will and if they cannot they will ask you to phone them. I think there are two chances of getting a tears free insurance, Bob Hope and No hope!
I found this. They were happy to quote me based on their assumptions however as soon as I changed the assumptions to reflect my circumstances they were unable to quote. When I removed my renewal price though they were happy to provide a price.
Definitely a con...
M
I keep getting a message saying to phone instead.
They won't get near my quote from CIS of £176 (+ £60 cashback from quidco), and I doubt if they'll even come close to my renewal from Halifax, but I'm 5 weeks away from renewal.
I'll maybe phone nearer the time.
hi casey can you tell me if you quidco tracked for CIS as they dont have any feedback and i did my insurance through quidco last year with budget and it never tracked and got rejected after enquiry , only the quote from CIS for me is rather hansome this year.;-)