Alliance & Leicester - Premier 21 Current Account - Free Euro Travel insurance, 5% intro AER + NOW £55 QUIDCO - HotUKDeals
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Earn 5% AER (FIXED FOR ONE YEAR) on balances up to £1,000
For customers under 21.
Get a market-leading rate just by managing your bank account online.

* Free annual multi-trip European travel insurance.

* Earn 5% AER (fixed for one year) on balances up to £1,000. After one year, 1% AER (variable) applies. Balances over £1,000 earn 0.10% AER (variable).

* You must be aged between 16 and 20. You need an e-mail address and access to the internet.
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(7) Jump to unreadPost a comment
I have this account and it has the best interest rate in both savings and current account i have seen for a while. I really dont want to turn 21 cos soon as i do i will not have this amazing account anymore :(. I would suggest this account to someone who is getting something like EMA or ALG from college yes you dont get any free gifts but you do get a great rate.
bunch of b******s.

They still charge 40p a day for being OD. Even if 1p OD.
I can't see anything about travel insurance. Is that really for the Premier 21 a/c?
bunch of b******s.

They still charge 40p a day for being OD. Even if 1p OD.

Is that on top of other charges as it seems cheap otherwise. My bank would charge me £25 - £30 instantly for going over drawn.
bunch of b******s.

They still charge 40p a day for being OD. Even if 1p OD.

Then start saving instead of living on the redline and avoid being charged.
bunch of b******s.

They still charge 40p a day for being OD. Even if 1p OD.

I have been overdrawn in this account a few times and i have never been charged at all and i went over by £20 unlike hsbc who charged £10 a day for being 50p over drawn
I have had two major complaints with Alliance & Leicester since joining them in August last year, both of which were settled in my favour after relentlessly arguing with them. They both had to go as far as the group's customer relations department before they realized they were in the wrong on both occasions, due to making mistakes in regards to dealing with figures that frankly you'd deal with at primary school level mathematics. The customer service is absolutely appalling. You literally get a different answer every time you speak to someone different in their call center. This company caused me an immense amount of stress and dealing with them was like constantly banging my head against a brick wall. Yesterday I was actually overcome with delight when I finally managed to close my account and say goodbye to them. It felt like a tremendous weight was off my shoulders. It felt like I was finally freed from a nightmare. You might think describing it this way is a bit overkill, but trust me, it's not.

Without even the absolute slightest shadow of doubt, it's the worst company I have EVER dealt with. I would strongly recomend to anyone to NEVER do business with A&L. As far as I'm concerned every company makes mistakes, but to do it twice and to constantly misadvise, well there's clearly a massive training issue that needs to be sorted out to say the least.

Voted cold for this reason, I'm afraid. Not good value for money because when you inevitably need customer service, it won't be there, and you'll get shat on from a great height.

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