I think this is cheap. You guys will have to let me know what you think. I have been looking for Annual insurance that covers Airline failure and worldwide including the USA. I stumbled across this and figured out that Topcashback give you 20.2% back off your purchase which brings the policy down to £36.84. This covers a couple with free kids worldwide multitrip annual insurance. with airline failure also. Cant complain at that for the year too.
There is also a few codes going which are GIFT15 this gives 15% off and GIFT20 this gives 20% off.