Ok so I know this deal is not for everyone. But for those who are Prudential Vitality members they have partnered with Apple.
You pay £69 up front and then you sign up to a 24 month direct debit, if you do enough exercise then you can get it for free each month or if you do none you get the Watch for £12.50 per month.
42mm is £99 up front
Depending on how much exercise you do it goes down from £12.50, £10.00, £7.50, £5.00 & £nil.
For those that aren't members and NEED life insurance you can take out life cover, other benefits include free starbucks, free Vue Cinema tickets and iTunes vouchers.
Life cover not the much more expensive health cover.