Applied Leasing Deals & Sales for 2016 - HotUKDeals
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Applied Leasing Deals & Discounts

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827Expired

Audi A6 2.0 TDI Ultra S Line £239.99 PM / 24mths (+ £2159.91 initial payment) Applied Leasing £7,919.67

100
Looks like a reasonable deal for a brand new A6, I know a lease deal isn't everyone's cup of tea and only 8,000 miles PA is restrictive, but works out just over £3800 a year all in. No insurance in…
Glesgabear Avatar2y, 5m agoFound 2 years, 5 months ago100 Comments
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bleasdale1
Not worth the money, it's only leasing! You don't own it!

Owing a car is a mugs game. Why would anyone want or need to own one? Its not an investment is it.
Pretty decent.

How much more for auto?
silo24
JetBrink


I really really don't. I'm not trolling or wanting to bicker with anyone because it obviously suits you all fine, but for me, I don't want a new car every 2 years so I buy one I like and use it for a very long time. after I pay off any finance its money in the bank and a nice car still on my drive. yeah it depreciates but I can't understand why its better to always have money going out.

having a new car every few years is the only advantage I see from it

Actually you may find out that it's cheaper to lease or PCP in the long run. I certainly did. It's not about it being better to always have money going out, it's about the best way to use the money you have.

First of all, let's define a very long time: Even those who keep cars for a long time tend to get rid long before the 10 year mark, so i'll use 8 years for the example.

Next, the car itself is £32,835 list with no options or metallic paint. Reality though is that via Drive The Deal, you are going to get this car for around the £25,000 mark.

This car at 8 years old is going to be worth around £5,000 based on <80,000 miles cars on Autotrader.

So you are paying over 8 years depreciation of £20,000, so £2500 per annum in straight-line depreciation which is not bad at all, but that's not the whole story....

If you pay £25,000 cash, that money is tied up in a depreciating asset and not earning you anything.....

So we go another way.....

Let's say we invest £25,000 in a 5yr fixed bond paying 3%. At the end of the 5years, the £25,000 is now £29,040. If we take that bond on to 8years, it becomes £31,771, although I hope to God bond yields are better than 3% 5 years from now!

If we also take the assumption that we can get similar deals on leases throughout the term, and use £3,950 per annum over the 8 years to cover the deposits and monthly payments, the amount spent is £31,600.

So the cost of having a car that is ALWAYS under manufacturer cover versus buying outright and having 5 years of warranty risk is - (negative) £171!!!!!

So I would say that, quite honestly, changing your car every 2-3 years on these deals is a more sensible bet than ploughing all your cash into one vehicle. All you are doing is using YOUR money in a different way to enhance your spending power at no real cost to yourself as the Bank issuing the Bond are paying the interest you are paying to the Lease/Finance Company.

Obviously de-fleet/repair costs on end of lease excluded, but if you keep a car 8 years, you take care if it right?? :-)

As they say, if it appreciates, buy it. If it depreciates, lease it.

Oh, almost forgot.... over those 8 years you'd have to pay £240 in total for VED. In the lease it's included....

Sorry for the late reply, I've only just seen your reply as I usually just use mobile, I just wanted to thank you for a decent response and explanation without resorting to name calling or half arsed reasoning.

I will take it all on board if/when the opportunity of purchasing a car from new comes around.

Thanks
monkeyhanger75


You do pay a penalty for being an early adopter of a new model though. I bought a MK7 GTD on spec, placing my order Good Friday 2013, before VW were making them even for demos. You couldn't get any lease quotes then, competitive or not, so I ended up buying (without going through VW finance. Likely to get an Audi S3 next time, and i'm sure it'll be a lease. If you rotate your tyres and you're on a 20k/2 year deal you will probably be paying for your punctures and nothing else as my 170TDIs of the past have gone at least 13k on the fronts without rotation. Even on my £600 a year assumption, if someone told me I could run car x for 8 years by buying upfront and having no warranty coverage for the latter 5 years or I could pay £50 a month more , have a new car 3 times in my 8 year term, and see about 1/3 of that cost back in tyre savings for car 2 and 3, there's no way i'd be running the one car for 8 years and crossing my fingers for 5 years of the term.

I sometimes wonder if modern car reliability is engineered to be a bit on the low side, so that you daren't own one out of warranty if you're used to buying new and have had a few small things fixed under warranty..

Tell me about it. I was originally going to get a Mk7 GTI with the Performance Pack, but when I got the finance quotes, I realised I could get an A7 3.0TDI Black Edition for less than £50 a month more (both PCP). Admittedly I got (slightly) better figures than DTD due to knowing a man who can, but the premium being charged for the MK7 was horrendous.

I guess the key is to make sure you don't order a car in it's first year of production.....and don't get an A7 with 21" rims but thats a different story.....
silo24
monkeyhanger75
Silo: It's not quite as clear cut as that - your interest savings (or at least a fair chunk of them) will be wiped out by VW price rises for cars 2 (at 3 years into 8) and 3 (6 years in). But, in the grand scheme of things, it is coppers (£600-800 a year more than keeping it 8 years) to get a new car every 3 years and always under warranty as well as enjoying the latest tech as model updates and better standard equipment become the norm. With getting a new car every 3 years there's 8 new tyres that come with cars 2 and 3 that you won't be buying, no gearbox oil changes or timing belt changes to pay for etc. If that's not worth £600 a year then what is? Plus you get a nice tight new car more than twice as often.

VW engineer these cars with high RRP and high residuals so they get top whack for their cars and owner 1 doesn't pay well over the odds vs a Ford/Vauxhall/Frency/Italian model costing 20% less (RRP). Most cars with high residuals fall off a cliff once they leave the dealership network, otherwise you'd have the Ford equivalent costing less than half as much 5 or 6 years down the line.

From a simple financial analysis point it's a no brainer either way to me. I don't necessarily think it would be £600 per annum difference, but even still, the case is made. Your point about tyres is absolutely clear cut however. Many people taking a 2yr/20,000 deal may never have to pay for them.....

I think we've answered the whole, 'Why wouldn't you just buy the car if you have the cash' question quite comprehensively....but eager to hear any counter arguments..... :-)

You do pay a penalty for being an early adopter of a new model though. I bought a MK7 GTD on spec, placing my order Good Friday 2013, before VW were making them even for demos. You couldn't get any lease quotes then, competitive or not, so I ended up buying (without going through VW finance. Likely to get an Audi S3 next time, and i'm sure it'll be a lease. If you rotate your tyres and you're on a 20k/2 year deal you will probably be paying for your punctures and nothing else as my 170TDIs of the past have gone at least 13k on the fronts without rotation. Even on my £600 a year assumption, if someone told me I could run car x for 8 years by buying upfront and having no warranty coverage for the latter 5 years or I could pay £50 a month more , have a new car 3 times in my 8 year term, and see about 1/3 of that cost back in tyre savings for car 2 and 3, there's no way i'd be running the one car for 8 years and crossing my fingers for 5 years of the term.

I sometimes wonder if modern car reliability is engineered to be a bit on the low side, so that you daren't own one out of warranty if you're used to buying new and have had a few small things fixed under warranty..
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58Expired

Audi A6 Ultra Black Edition - £272.22 inc VAT @ appliedleasing

19
Audi A6 Ultra Black Edition on a 9 + 23 lease @ 8K / year, £360 admin fee. Thats a steal for a very nice well equipped car. Works out at £4535.52 a year, thats really good if your in the market for th…
SteveMoose Avatar2y, 6m agoFound 2 years, 6 months ago19 Comments
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merkin51
This is a stunning deal, simple as. I found an A6 Ultra S Line auto in stock for £350inc VAT p/m on a 6 + 23 deal which I thought was good and was about to order, until I saw this! Do I want the car next week, or can I wait 3 months....

Where did you see that deal?
This is a stunning deal, simple as. I found an A6 Ultra S Line auto in stock for £350inc VAT p/m on a 6 + 23 deal which I thought was good and was about to order, until I saw this! Do I want the car next week, or can I wait 3 months....
androoski
verysleepy
8k miles a year not much cop
Not like it's the type of car you'd get for going to the shops once a week and a little drive out on Sunday


You can do 150 miles per week every week of the year inside 8000 mile limit.
Which would work well for me, as my wife has her own car, and I commute by motorbike.

Not that I would ever want an Audi, but this deal is very hot, because this car will lose at least £16K in value over the first 2 years, but a leaser will only pay £9K.

If you're only doing 150 miles a week why bother with a decent car, not that I think any Audi is decent.......
abucd4
gchild
is this for business users only or can joe public go for this?

as it specifies inc vat I should imagine anyone

Just got a call back from them - you have to be a company director of claim mileage or company car allowance to qualify for this
read the details...
85Expired

Leasing Deal - MB E Class Diesel Saloon E220 CDI BlueEFF SE 4dr - £212.60 + VAT a Month @ Applied Leasing £255.00

24
This is more a deal for those looking for a company car or to run through their business (as I'm not sure you could do this a non-business customer). The deal is 6 payments up front (total £1275+VAT)
lamptonpie Avatar3y, 10m agoFound 3 years, 10 months ago24 Comments
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Again, the argument is not which is the better car. If you can show me an equivalent Beemer or Audi for the same or better price then I'll take your point. However, they appear to be a minimim of 20% more expensive, which over the course of 3 years is quite a big difference.
pauldh
Tyranicus66
Its not a stange comment and no "massive" price difference exsists. Granted this may be the cheapest way of owning an E-Class, but if i posted a dog poo on here for free would it be a good deal? If the item in question is poor, its very hard to gauge value on the price paid.
If I was so well off that I thought such a car as this Merc was dog poo would I be spending my time on this site looking for a couple of quid saving here and there.........no. How come I know people with E Class Mercs and they don't think they are dog poo. What is your experience with them and the 2 other cars you mention, please tell.


Owned a W210 E320cdi, sold it. Slushy auto box, dodgey suspension. Nice fit and finish but terrible in-car switching / sat nav. Just sold an A6 3.0TDI quattro - excellent car all around, steering a little light and alot of tyre wear. Prior to that had an E60 530d, best car of the bunch.

Looking to buy either the new A6 177 2.0tdi Sline or A 520d M-sport as we speak. Both float around £25k for a nearly new. Current E-class is hopelessly lagging behind both in terms of MPG, fit, finish and tech. MB are not literally doo poo btw (that was just an extreme example) they are a well respected brand but they are resting on their laurals and are not worth the money, thats why this deal is poor.
If you can find an A6 or 5 Series BMW for this price, please share as they're probably better... looking around though, they seem to be much more expensive...

Edited By: lamptonpie on Jan 14, 2013 13:30
Tyranicus66
Its not a stange comment and no "massive" price difference exsists. Granted this may be the cheapest way of owning an E-Class, but if i posted a dog poo on here for free would it be a good deal? If the item in question is poor, its very hard to gauge value on the price paid.

If I was so well off that I thought such a car as this Merc was dog poo would I be spending my time on this site looking for a couple of quid saving here and there.........no. How come I know people with E Class Mercs and they don't think they are dog poo. What is your experience with them and the 2 other cars you mention, please tell.
Its not a stange comment and no "massive" price difference exsists. Granted this may be the cheapest way of owning an E-Class, but if i posted a dog poo on here for free would it be a good deal? If the item in question is poor, its very hard to gauge value on the price paid.
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