Marks & Spencer Bank Deals & Sales for April 2017 - HotUKDeals
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Marks & Spencer Bank Deals & Discounts

6
59

M&S Credit Card Shopping PLUS £30 cashback!! Plus extra bonus points

1
£0.00 @ Marks & Spencer Bank
M&S CREDIT CARD SHOPPING PLUS OFFER Exclusive offer – £30 cashback £30 cashback if you complete a balance transfer of over £100 or spend over £100 on your card by 30 June 2017 (apply by 31 May 2… Read More
M&S CREDIT CARD SHOPPING PLUS OFFER Exclusive offer – £30 cashback £30 cashback if you complete a balance transfer of over £100 or spend over £100 on your card by 30 June 2017 (apply by 31 May 2…
Anon32 Avatar11h, 37m agoFound 11 hours, 37 minutes ago1 Comment
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The m&s credit card is a decent MasterCard, easy online account access and they are quick to answer calls too. Been using it fur years, only downside is they slashed how the points scheme works so gotta spend a lot now to ever see enough vouchers stack up
337

M&S Credit Card 32 months BT 0.99% fee but £25 cashback

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£0.00 @ Marks & Spencer Bank
The M&S credit card* offers Accepted cardholders will definitely get the full 32 months 0%, unlike some of the other cards which could accept you then offer fewer interest-free months. Those wh… Read More
The M&S credit card* offers Accepted cardholders will definitely get the full 32 months 0%, unlike some of the other cards which could accept you then offer fewer interest-free months. Those wh…
Anon32 Avatar1w, 4d agoFound 1 week, 4 days ago17 Comments
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they needed more info about me and today received an email. :) cool. thanks OP for posting the deal. [img]{{/storage/emulated/0/Android/data/com.tippingcanoe.hukd/files/Pictures/thread2666420/1492623727560_transformed.png}}[/img]
thermomonkey
slipd
Nice one! Cheers OP.
Used M&S before but a few years ago so I should be golden, right?
I would also like to know after how long you become a 'new' customer?
Eligibility criteria for the cashback
5. To be eligible for the cashback, the following requirements must be met:-
a) you are not an existing M&S Credit Card holder and have not held a credit card with M&S within the past 12 months...
Never done this before. Can u transfer balance to more then 1 card?
[img]{{/storage/emulated/0/Android/data/com.tippingcanoe.hukd/files/Pictures/thread2666420/1492360147696_transformed.png}}[/img] applied cheers. thought it was quicker…
slipd
Nice one! Cheers OP.
Used M&S before but a few years ago so I should be golden, right?

I would also like to know after how long you become a 'new' customer?
79Expired

M & S Home insurance £40 voucher with a valid new buildings and contents policy (also £25.25 TCB cashback)

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£0.00 @ Marks & Spencer Bank
M & S are offering £40 vouchers for a new valid building and contents policy taken out before 28 March. Unusually, the option to pay monthly does not incur any additional fees. There is also £25.25 TC… Read More
M & S are offering £40 vouchers for a new valid building and contents policy taken out before 28 March. Unusually, the option to pay monthly does not incur any additional fees. There is also £25.25 TC…
sarkymark1 Avatar1m, 2w agoFound 1 month, 2 weeks ago3 Comments
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ozodimal
Doubt that TCB will be payable if M&S offering £40 voucher themselves. That's usually against TCB's T&Cs.
You maybe right there. A closer look at the T&C shows this. TCB has tracked. I will keep my fingers crossed!
Doubt that TCB will be payable if M&S offering £40 voucher themselves. That's usually against TCB's T&Cs.
they are asking for double than my current provider ..
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93

M&S Credit Card 0% on shopping for 25 months

1
£0.00 @ Marks & Spencer Bank
0% on shopping for 25 months 0% on balance transfers for 25 months, available for 90 days from account opening (2.9% fee applies, minimum £5) Representative 18.9% APR variable Read More
0% on shopping for 25 months 0% on balance transfers for 25 months, available for 90 days from account opening (2.9% fee applies, minimum £5) Representative 18.9% APR variable
drdreidel Avatar5m, 2w agoFound 5 months, 2 weeks ago1 Comment
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Have had this card a month or so good for 25 months of 0% purchases, heat added :)
393

M&S Current Account - £100 gift card for switch and up to £120 GC [£10 a month with £1000 paying in]

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£0.00 @ Marks & Spencer Bank
Was looking to switch my current account and this looked like a decent deal.. £100 gift card to switch an existing current account. Switching needs to be done from a current account that has 2 act… Read More
Was looking to switch my current account and this looked like a decent deal.. £100 gift card to switch an existing current account. Switching needs to be done from a current account that has 2 act…
danby22 Avatar9m, 1w agoFound 9 months, 1 week ago50 Comments
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tomdavidrichards
rdbradshaw
tomdavidrichards
rdbradshaw
karlie88
woldranger
What do people regard as the best switching account at the mo, either purely for the incentive or including other bonuses?
I'm going to switch my Nationwide as soon as I get the £100 credit for a referral and recently switched another account to Halifax for their rewards account.
All of them are worthwhile - free money after all.
Also, be careful with Nationwide, there's a clause that says you need to remain with them for 3 months after having received the £100 via their recommend a friend incentive.
With the m&s switch by paying in £1000 a month can I simply take it back out strait away or do you need to have £12,000 in the account after a year in order to get the extra £120 gift vouchers ?
You can withdraw straight away
Just a thought , you know the £1000 pay in , I'm fairly sure it can't be internal and I would class my 1st direct account as internal as its same company as M&s . If I can't do it that way I would have to physically take out £1000 and put into M&s via post office I hop I don't have to do that it's a bit of a faff
Its not internal,HSBC,first direct and m&s are classed as separate. Just means from a m&s savings account etc to current account and back.
Ok great thanks for that :D
rdbradshaw
tomdavidrichards
rdbradshaw
karlie88
woldranger
What do people regard as the best switching account at the mo, either purely for the incentive or including other bonuses?
I'm going to switch my Nationwide as soon as I get the £100 credit for a referral and recently switched another account to Halifax for their rewards account.
All of them are worthwhile - free money after all.
Also, be careful with Nationwide, there's a clause that says you need to remain with them for 3 months after having received the £100 via their recommend a friend incentive.
With the m&s switch by paying in £1000 a month can I simply take it back out strait away or do you need to have £12,000 in the account after a year in order to get the extra £120 gift vouchers ?
You can withdraw straight away
Just a thought , you know the £1000 pay in , I'm fairly sure it can't be internal and I would class my 1st direct account as internal as its same company as M&s . If I can't do it that way I would have to physically take out £1000 and put into M&s via post office I hop I don't have to do that it's a bit of a faff


Its not internal,HSBC,first direct and m&s are classed as separate. Just means from a m&s savings account etc to current account and back.
tomdavidrichards
rdbradshaw
karlie88
woldranger
What do people regard as the best switching account at the mo, either purely for the incentive or including other bonuses?
I'm going to switch my Nationwide as soon as I get the £100 credit for a referral and recently switched another account to Halifax for their rewards account.
All of them are worthwhile - free money after all.
Also, be careful with Nationwide, there's a clause that says you need to remain with them for 3 months after having received the £100 via their recommend a friend incentive.
With the m&s switch by paying in £1000 a month can I simply take it back out strait away or do you need to have £12,000 in the account after a year in order to get the extra £120 gift vouchers ?
You can withdraw straight away
Just a thought , you know the £1000 pay in , I'm fairly sure it can't be internal and I would class my 1st direct account as internal as its same company as M&s . If I can't do it that way I would have to physically take out £1000 and put into M&s via post office I hop I don't have to do that it's a bit of a faff
cliosport65
can you switch from HSBC ?

Yes
can you switch from HSBC ?
502Expired

M&S Bank, new switch incentive, £100 gift card, plus £10 gift card top up each month equals £220 gift card in a year, plus potentially even more.

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£0.00 @ Marks & Spencer Bank
Its that time of year again when banks want our cash, first out of the blocks was the co-op topcashback deal from yesterday, today M&S have increased their incentives to offer £10 gift card per month.… Read More
Its that time of year again when banks want our cash, first out of the blocks was the co-op topcashback deal from yesterday, today M&S have increased their incentives to offer £10 gift card per month.…
eslick Avatar1y, 3m agoFound 1 year, 3 months ago37 Comments
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Grapey
Worth it for the £100 gift card but honestly, if I was eligible, I would find it hard to stick with them for a year to get the other £120. I switched to them at the end of last year and switched again as soon as possible - hated all the messing about with the 'pass' whenever you logged on or made a payment etc and not having a decent app is unforgivable, app is balance check only. Urgh!
How quickly did you get the gift card?
WillPS
neilied
Said they were concerned that I wouldn't be able to keep payments against the compulsory £100 overdraft. Even though I told them that there would be pay,wants to the account of double that and gave salary details. So even though it says no income payments or direct debits needed if you don't then it's a big no
Is the £100 overdraft compulsory? When I applied last March-ish it wasnt, and I applied without.
Unless you actually need an overdraft, it's always best not to get one when switching I find - certainly has less of an impact on your credit record.
Yes, was told the application includes a minimum £100 overdraft on all accounts and i couldn't apply for one without.
ajavaid92
mumofthree53
I switched to them and it was such a bother I switched again. The £120 isn't worth the hassle you will get trying to access your own money. They had a weird little gadget to log the password each time you logged in . It looked like a little calculator for a doll - I think I went through 3 or 4 or more of these before I gave up and changed to the Bank of Scotland

A lot of the big banks have this "weird little gadget" including HSBC, Natwest, Barclays, etc.


HSBC has moved on to mobile app so you don't need secure key /token device to log in.
Youngy
kiish
Lloyds etc all now have authentication through SMS/App
Do they? I'm with Lloyds but still have to login with password. 2FA would be better, how do you setup SMS/App for authentication?

All the sites need a user/password but Natwest for example to send payments to a new payee you need to use a physical device where you put your card in and then the PIN. With Lloyds for example they call you with a code to enter on the phone.

This thing:
https://supportcentre.natwest.com/app/answers/detail/a_id/1233/~/what-is-a-card-reader-and-why-do-i-need-one%3F


Edited By: kiish on Jan 06, 2016 17:05
kiish
Lloyds etc all now have authentication through SMS/App

Do they? I'm with Lloyds but still have to login with password. 2FA would be better, how do you setup SMS/App for authentication?
345Expired

M&S Current Account - £100 gift card + Dine in for two £10 voucher

7
£0.00 @ Marks & Spencer Bank
Found on MoneySavingExpert: Exclusive offer - apply for an M&S Current Account through MoneySupermarket or Money Saving Expert between 11 August and 30 September 2015 and receive a £100 M&S gift ca… Read More
Found on MoneySavingExpert: Exclusive offer - apply for an M&S Current Account through MoneySupermarket or Money Saving Expert between 11 August and 30 September 2015 and receive a £100 M&S gift ca…
dybydx Avatar1y, 8m agoFound 1 year, 8 months ago7 Comments
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Great
howbord
The key point to remember here is that to qualify you must switch an existing account using the account switching service - you cant just open an account and get the gift cards.
Not saying its not a good offer, just that you have to read the t&c's carefully

It's very easy to do. Just open more credit card accounts and Bob's your uncle! However, £100 M&S voucher does not go very far! I'd rather have £100 cash!
heat! the limit on the saving is £250
Also there is a limit of like £300 quid/ month on the 6% saving account. Can't remember the exact figure but yeah, check it out.

This is a good deal, I'll be using it soon to switch.
The key point to remember here is that to qualify you must switch an existing account using the account switching service - you cant just open an account and get the gift cards.
Not saying its not a good offer, just that you have to read the t&c's carefully
81Expired

M&S Annual Europe Travel Insurance with £50 excess, £24.66 with £8.40 Topcashback

1
£24.66 @ Marks & Spencer Bank
Price for 36 year old. Quotes will vary depending on your age and options etc. but I found this to be very good value compared with competitors, plus it is an M&S policy underwritten by Axa so not a l… Read More
Price for 36 year old. Quotes will vary depending on your age and options etc. but I found this to be very good value compared with competitors, plus it is an M&S policy underwritten by Axa so not a l…
MarkShopper Avatar2y, 1m agoFound 2 years, 1 month ago1 Comment
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No free movie tickets?
487

19 months 0% +£30 to spend in M&S food+ they will beat your renewal car insurance quote by at least £50

53
£0.00 @ Marks & Spencer Bank
Exclusive offer - £30 voucher to spend in M&S £30 voucher to spend in M&S on food, wine and flowers if you spend using your card by 31 March 2015 (apply by 28 February). You will be emailed the vouch… Read More
Exclusive offer - £30 voucher to spend in M&S £30 voucher to spend in M&S on food, wine and flowers if you spend using your card by 31 March 2015 (apply by 28 February). You will be emailed the vouch…
littel helper Avatar2y, 1m agoFound 2 years, 1 month ago53 Comments
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Thanks I will email them now ;)
I received mine this week after emailing them twice..
how long until you get a voucher?
Damn it - my car insurance due on Saturday. Would have been ideal but too late to apply as wont have card in time :(
Got mine last week