Barclaycard LONGEST EVER 0% Balance Transfer Card 33 MONTHS (2 Years 9 Months)!! (2.79% Fee)(New July 2014 Offer) - HotUKDeals
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Almost 3 years on a 0% credit card deal.

Go via http://www.topcashback.co.uk/barclaycard-platinum-33-month-balance-transfer/
for cash back too!

To take advantage of the promo offer here, you need to transfer your existing debt to this card within the first 60 days.
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herby247 Avatar
2y, 4m agoFound 2 years, 4 months ago
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(1)
17 Likes
Barclays could save a small fortune by not sending me letters every week to ten days offering me balance transfers :p

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#1
I applied and got accepted today

Fantastic deal.
#2
I'm away from a computer. Any topcashback on this?
#3
i did this one last year thru moneysupermarket and they were giving 25 credit... have a look.
#4
£26.26 Topcash
#5
its not 0%
3 Likes #6
Interesting
#7
Hate credit cards, but hot for those 'tarting'!
#8
Is it just me, or are there more and more exclamation marks in deal titles? :{
#9
Doesn't this in theory work out at 1% apr, paid upfront?
#10
Anyone know after how long away from them you'll be classed as a new customer??
#11
Think it's a year
#12
Just got accepted, heat.
#13
Who cares! If you dont like credit cards then keep out of the threads .
P.s pay the fee off or pay interest, also think min payment is 2.25% each month so double many cards
SalfordCityRed
Doesn't this in theory work out at 1% apr, paid upfront?
1 Like #14
God deal But won t vote on in it simply because within the last 3years, I have been twice accepted for Barclaycard "deals" received the card ,activated it & two days later got letters from Barclaycard to say due to my account being reviewed that it has been cancelled ,letter was dated before the card was even activated, I have an excellent credit rating, so don't know what they were on about , once is OK but twice??? will never touch Barclaycard again

Edited By: atulwassen on Jul 29, 2014 07:49: {
#15
sparx1981
I'm away from a computer. Any topcashback on this?

Yes - £27.30
#16
I have one of the 28 month ones currently. Excellent card, any issues fixed very quickly, decent credit limits and of course... Free (or incredibly cheap) credit. Great for stoozing. The fee over that amount of time will work out less than inflation, so in theory you will be better off with this card! Heat!
#17
Does the BT include cash in bank?
#18
Does this include existing cardholders?
#19
Just got one as my Tesco interest free period was about to end. Cheers OP.
#20
themachine2004
Does this include existing cardholders?

I can't answer for certain but I know people with multiple barcalycard accounts. In any case, if it does include existing customers, you won't be able to balance transfer from one barclaycard to another.
17 Likes #21
Barclays could save a small fortune by not sending me letters every week to ten days offering me balance transfers :p
1 Like #22
Guys, can someone help me please as I am still a bit dumb on these credit cards!
Essentially I am getting married and trying to buy a house in the next year. Now, would a card like this be a good idea to help cope with these expenses allowing me to buy things on 0% credit for the 33 months OR is it just 6 months 0% and then in which case how could I get access to 0% for the 33 months? would it be a case of putting everything on another card and then transferring across to this one?
In addition, is the 2.79%, a one off sum added to the total debt OR is it accrued and then am hit with it IF i haven't cleared the debt by the end of the term?

Big thanks in advance if you can help me!
#23
Stiz2theMiz
Guys, can someone help me please as I am still a bit dumb on these credit cards!
Essentially I am getting married and trying to buy a house in the next year. Now, would a card like this be a good idea to help cope with these expenses allowing me to buy things on 0% credit for the 33 months OR is it just 6 months 0% and then in which case how could I get access to 0% for the 33 months? would it be a case of putting everything on another card and then transferring across to this one?
In addition, is the 2.79%, a one off sum added to the total debt OR is it accrued and then am hit with it IF i haven't cleared the debt by the end of the term?

Big thanks in advance if you can help me!

No, this is 0% on balance transfers only, not purchases, i.e. you transfer an outstanding balance from a creditcard you already have to this new Barclay card.
The fee is applied to the total amount you've transferred, so if you've transferred £1000, your debt will be £1027.90

Edited By: Neanderthal on Jul 29, 2014 09:59: more detail
#24
Can you transfer one barclaycard balance to another?

Possibility to save £600 a year if you can!
1 Like #25
Stiz2theMiz


Douchebag...it was a simple question that didn't warrant such a conceited, ridiculous and frankly rude response. Who are you to judge people or make snide comments like this? Chances are you are probably one of these arrogant internet trolls who has to come on these forums for social interaction and take some weird pleasure in being a d!ck. Chances are you probably didn't even write that piece but copied from elsewhere.
At least Neanderthal answered in a reasonable way.
Anyway...if one never borrows money (puts themselves into debt) how can one get a mortgage? get a car? I earn very well actually, probably more than you but have never needed to have a credit card...however the point of my first post was to ask a very simple question to like minded money saving people....why do you choose to ruin this site with your self-righteous drivel?

Chill bro X)

You need something like this - 19 months interest free on purchases from Tesco credit cards
I have just transferred my Tesco balance on to this Barclaycard one as I was about 16 moths into mine. Had no issues with the Tesco one though, and had a few meals out with my Clubcard points in the bargain X)

Edit: Yes, I suppose you could do what you suggested and load another card with your purchases and then transfer it onto this one. I hadn't thought about that scenario tbh. And yes, the 2.9% transfer fee is a one-off. If you haven't paid it off by the 33 months then you just start paying interest on the remaining balance.


Edited By: deeky on Jul 29, 2014 11:07
1 Like #26
DDMoH203
When the human universe, oka The Universe of Energy Transformation, is about The Round Robin Robbing of Robbing Peter To Pay Paul, “wastage” is a relative term. A more accurate description is Waste N Want, the universe of Humanity being The Numbers Game within The Zero Sum Game. This is inspite of The Sun remitting free energy to The Earth at the rate of one day’s worth being more than the consumability of Humanity in one year. Near enough Infinity for you? Not when the problem with Humanity is our inability to benevolently parcel-out energy other than The Need vs Waste N Want tussel which, by all accounting, should last forever and a day. That of artificially constructing Infinitising to counter Infinity.

Stiz2theMiz, unless and until your “income” has the fat/plunderous-excess to cover for the plundering that is “credit”[which includes “credit card”], credit is merely another form of taxation, or what the “Rich & Powerful” within Materialism call, “Beecuz Ah Kan”, power being another word for The Flow of Accumulation, oka Liquidity. In short, should you be limited in income because yours is The Honesty of Exchange, unless and until you are able to deny your wanton/frivolous desires and live within your means, you will be forever enslaved to those whose speciality is Disagreement. You might claim that you are simple-minded but that is the best for only the Innocent are able to see through The Emperor’s New Clothes – right through to that Little ‘Un, which the joker always claims is the one whom once tasted, you’ll nevah, evah, go back. Just like “Credit”, which in reality is “Taxation & Credit”. Charity is when you decide whom and what to give to but when Taxation is maquerading as Charity, you know your money will ALWAYS be used for the worst of all causes if only because the beancounters managing their lootings will ALWAYS do their worst, facilitated by leaving a small amount to seeming do the best in order to fool the Unwary/Mesmerised/Wilfully Ignorant.

If all else eludes, just think of Credit as being another word for Frivolous Spending and that you are not the one who is addicted to Self-Damage. Remember, once [a]credited, you’ll never go back. The Needful human requires very little to exist because existence then is about Joy, which when properly nurtured, leads to Bliss, whereas the Wateful & Wanton human exists to be mired in Multiplicity of Choices, oka Gambling, whom the numpty ‘finks, is about the joy who is actually the twin addicts of Euphoria & Ecstasy. There is no such thing as hogging the future via the present if only because Deeath always follows Birth, the favourite banner of jokers like paedophiles being “To Save The Children”, Children being one’s Progeny whom you cannot exchange with your presently foibles. More so when one is able to realise [and not merely/parottingly know] that when Death cycles back to re-Birth, who then is Progeny?

I'm sure you must have enjoyed writing that but in all honesty who do you think was going to read through that waffle!? I can't tell if you are being serious or your post is a joke.

Why do posts about borrowing invariably draw attention from self righteous small minded puritans? We all have our own moral code and the freedom (within the law) to follow it. This deal is not for me but if anyone needs (or indeed just wants) to borrow money then this is a great deal.

Now get off my internet!
#27
HarpoonJoe

I'm sure you must have enjoyed writing that but in all honesty who do you think was going to read through that waffle!? I can't tell if you are being serious or your post is a joke.

Now get off my internet!

If you just look at his previous posts they're all pretty odd. Probably best to just ignore any future posts from him.

Here's a random one for your perusal.

Taxation & Credit is The Perpetual Income Tentacle of The Bookie, The Bookie being the One who profits off Disagreement. The Spawn of Stupidity is Egotism and The Abortion of Dumbness is Conditioning. People are made either Stupid or Dumb by mindless Frivolity & Nonsense [F&N] like “Low Income” and “High Income”. Meaning O Spit of the Gob?

When a joker is on the stage spouting F&N, he is not trying to convert other than to keep count on those who are Frivolous & Nonsensical. Hnads up those who would like to debate as to whether “The Rich” are Beggars & Thieves or merely “successful taxationists”. For those who see everything “fruitful” as being “successful”, they need to realise that they need to be an “established” membar of Ali Baba’s Den. In any case, if Da Rich are mostly Beggars & Thieves, how come no “media” that you have seen mentions this fact? Eh? Perhaps it is because self is of the “High Income” Klub? Which conveniently brings us on topic [Whatdoyamean eet ist too late and I’ve had alredy been expelled .. OK “banned” then. Sob …]

The likes of BT are not so much of Malice & Success other than being the reflection of those who are able to stop Malevolence but prefer instead to fence-sit and wait for that knock on their door which they hope will never arrive. You know, I’m alright Jack so long as I can bargain hunt, are freed to spend frivolously & nonsensically and to pub-speak when in good company. After all, waiting for Truth could take more than lifetimes, so why waste. Eh? Unless you are one of the “Low Income” which is where “bargains” like this BT F&N come in. Yes, long live The King too – not as long as the Queen is ongoing.

Why is there such a thing as Pro & Con? Because humans are relative/judgemental/of-duality in nature. In this here modern era, Low Incomers like this BT F&N is called competition, Competition being The Flow of Economies of Scale. Not when Monopoly has kontrol over its freakism.

Fo the mesmerised of stupidity & dumbness, the reality has zero to do with, “Proof of Misery”, “Having the personna of a sewer rat”, “Living in a shoebox in the middle of a busy highway”, and so forth …. unless one believes in toothfairytales like “Royalty”, “Da Governmented Kollections Agencies”, “High Klass”, “Stars and their daily exposé in Da Daily Page 1,2,3 and more”. For the belief-system of the mesmerised, this “Low Incomer” from BT is for you. Now, how lucky you are, eh? Better sign up on behalf of the entire neighbourhood too for then, you might make enuff of the lollies/commissions to move up to the next class.

The fact that Infinitisers the likes of BT is able to pull such a stunt tells not of what and who BT is but that who and what those buying into such junk from BT are. Mindless Stupido/Egotists & Dumbos/Conditionals. The mesmerised who think that they are free, Freedom being another word for Unconditional[ity] and has zero expectation or demand. After all, when freedom is “giftable” it is also retrieveable. When someone sears their stamp onto your forehead, it is not a mark of recognition [like those Explosive Prizers imagine] but rather a mark of ownership. Now, RU Low or High Income or merely competitive, competitive for the sake of fairness and not for the sake trust/mesmerism. And that is what the problem with humanity is all about, to compete constantly on the basis of expectation & demand, aka being Conditioned-Conditional, whereas absolute love is the being Unconditional whereby the deed is the point and not the manipulation via deeds.



Edited By: deeky on Jul 29, 2014 11:26
#28
deeky
Stiz2theMiz


Douchebag...it was a simple question that didn't warrant such a conceited, ridiculous and frankly rude response. Who are you to judge people or make snide comments like this? Chances are you are probably one of these arrogant internet trolls who has to come on these forums for social interaction and take some weird pleasure in being a d!ck. Chances are you probably didn't even write that piece but copied from elsewhere.
At least Neanderthal answered in a reasonable way.
Anyway...if one never borrows money (puts themselves into debt) how can one get a mortgage? get a car? I earn very well actually, probably more than you but have never needed to have a credit card...however the point of my first post was to ask a very simple question to like minded money saving people....why do you choose to ruin this site with your self-righteous drivel?

Chill bro X)

You need something like this - 19 months interest free on purchases from Tesco credit cards
I have just transferred my Tesco balance on to this Barclaycard one as I was about 16 moths into mine. Had no issues with the Tesco one though, and had a few meals out with my Clubcard points in the bargain X)

Edit: Yes, I suppose you could do what you suggested and load another card with your purchases and then transfer it onto this one. I hadn't thought about that scenario tbh. And yes, the 2.9% transfer fee is a one-off. If you haven't paid it off by the 33 months then you just start paying interest on the remaining balance.


Thank you Deeky.
Shame the max credit is £1200. Essentially. I want to be able to put our honeymoon (circa £7k) on it and pay it off over whatever term I can get. No point if eating into my savings if I can get 0%. I may take out the Amex platinum one and pay off in chunks and then flip to this barclaycard.
Thanks again
#29
Stiz2theMiz
deeky
Stiz2theMiz


Douchebag...it was a simple question that didn't warrant such a conceited, ridiculous and frankly rude response. Who are you to judge people or make snide comments like this? Chances are you are probably one of these arrogant internet trolls who has to come on these forums for social interaction and take some weird pleasure in being a d!ck. Chances are you probably didn't even write that piece but copied from elsewhere.
At least Neanderthal answered in a reasonable way.
Anyway...if one never borrows money (puts themselves into debt) how can one get a mortgage? get a car? I earn very well actually, probably more than you but have never needed to have a credit card...however the point of my first post was to ask a very simple question to like minded money saving people....why do you choose to ruin this site with your self-righteous drivel?

Chill bro X)

You need something like this - 19 months interest free on purchases from Tesco credit cards
I have just transferred my Tesco balance on to this Barclaycard one as I was about 16 moths into mine. Had no issues with the Tesco one though, and had a few meals out with my Clubcard points in the bargain X)

Edit: Yes, I suppose you could do what you suggested and load another card with your purchases and then transfer it onto this one. I hadn't thought about that scenario tbh. And yes, the 2.9% transfer fee is a one-off. If you haven't paid it off by the 33 months then you just start paying interest on the remaining balance.


Thank you Deeky.
Shame the max credit is £1200. Essentially. I want to be able to put our honeymoon (circa £7k) on it and pay it off over whatever term I can get. No point if eating into my savings if I can get 0%. I may take out the Amex platinum one and pay off in chunks and then flip to this barclaycard.
Thanks again

£1200? My credit limit was £4.5k. Call and ask?

I see what you saw - that's just a 'Representative example', not a maximum credit limit.

Edited By: deeky on Jul 29, 2014 11:39
#30
Im not sure how these work, but can you shift a loan to this card say i have a £3000 loan. Can i move it to this and pay 0% APR ?
#31
skgwho
Does the BT include cash in bank?


Yes you can do a Money Transfer and the fee is 4%.

You cannot do a balance transfer from Barclaycard to Barclaycard.
#32
What I would say to anyone already with Barclaycard who has had 0% that has just expired, if you are now back on Barclaycard's normal rate, call and say you are thinking about doing a balance transfer away from Barclaycard, and they will lower the APR to 9.99% for 12 months.

(No I do not work for Barclaycard but this has just happened to us).
#33
Guys I'm still on a promo deal with a Tesco credit card, would there be any negative impact in terms of credit rating if I balance transfer to this card?
#34
bargainhunter666
Who cares! If you dont like credit cards then keep out of the threads .
P.s pay the fee off or pay interest, also think min payment is 2.25% each month so double many cards
SalfordCityRed
Doesn't this in theory work out at 1% apr, paid upfront?

Sorry, was that arsey comment meant for me, in response to a simple comment? You total Dumb Cluck!
#35
This may sound silly but I have a couple of things from very and a ps4 on 0% finance from sony, I have a aquacard with £250 credit limit, do you think I would be able to do several balance transfers from 1 card? Like pay £250 off the finance in a few chunks with the aquacard and then move the balance onto this barclaycard to get the 33 months 0% ?
#36
hmmmm, have a friend with around £7K loan on a silly interest rate..... Are there any mule cards still around so I can BT to cash so they can pay off the loan and have it on 0% instead?

(Last time I stoozed, the Egg Money card was still around! ..... Still have it too, albeit under its new name of Barclaycard Cashback :( )
#37
aires
skgwho
Does the BT include cash in bank?

Yes you can do a Money Transfer and the fee is 4%.

You cannot do a balance transfer from Barclaycard to Barclaycard.
I guess I missed it but where does it say you can do that?
#38
aires
What I would say to anyone already with Barclaycard who has had 0% that has just expired, if you are now back on Barclaycard's normal rate, call and say you are thinking about doing a balance transfer away from Barclaycard, and they will lower the APR to 9.99% for 12 months.

(No I do not work for Barclaycard but this has just happened to us).


Mine was a 0% a few years ago, now it's gone to a 6% quote cheap in know but I would prefer a 0% again, do you think they would lower it?
#39
Stiz2theMiz
Guys, can someone help me please as I am still a bit dumb on these credit cards!
Essentially I am getting married and trying to buy a house in the next year. Now, would a card like this be a good idea to help cope with these expenses allowing me to buy things on 0% credit for the 33 months OR is it just 6 months 0% and then in which case how could I get access to 0% for the 33 months? would it be a case of putting everything on another card and then transferring across to this one?
In addition, is the 2.79%, a one off sum added to the total debt OR is it accrued and then am hit with it IF i haven't cleared the debt by the end of the term?

Big thanks in advance if you can help me!

The best way would be to apply and get accepted.( They are pretty liberal with credit limit. I got 14500!!! even I was surprised!!. ). Then do all the shopping with other credit cards to a total of about 10% below your barclaycard credit limit. Then transfer all the balance to your new credit card. Finally, remember to set up direct debit at the same time as you do balance transfer and still be very careful to make first payment ( minimum amount) on time ( in some deals you can forfeit the 0% deal if you miss a payment). cheers
#40
For everyone's information:
Balance Transfer Terms and Conditions

1.The amount transferred must not exceed 90% of the available credit on your account. If your credit limit is not enough to cover the balance transfer amount in full, we will ask you to confirm whether you would like to transfer a lower amount.
2.We reserve the right to refuse a credit card balance transfer or to limit the amount that you can transfer. We may need to ask you to provide further information before confirming your balance transfer.
3.A handling fee will apply to each balance transfer that you make. Please refer to the summary box or your Barclaycard Terms and Conditions for details.
4.Unless we tell you otherwise, we cannot accept transfers from other credit card or loan accounts held with Barclays Bank PLC or any other Barclays Group company. This includes our Partnership cards – CSMA, Caravan Club, Hilton HHonors™ & Intercontinental Hotels Group.
5.If you choose to close your account with other lenders, please let them know in writing.
6.You should continue to make payments to your other lenders until it has been confirmed that the balance has been transferred.
7.If you do not make at least the minimum payment by the payment due date, or you exceed your credit limit at any time we will remove any promotional rate on your balance transfer and charge you interest at your standard rate instead.
8.If you make your balance transfer request during your application for a new Barclaycard, then you will commit to making your balance transfer when you sign up to your agreement.
9.You have up to 60 days from account opening to transfer your balance.
10.We will process your balance transfer on the first working day after your request has been received and payment will be received by the bank or card issuer that holds your other account on the next working day.

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