Finding a Bargain Credit Card Deal at Barclaycard Today
In a sense, Barclaycard dates back to the founding of Barclay’s Bank in 1736, but its history really begins in 1966, when the first Barclay’s credit card was introduced. In 1977, Barclaycard joined the group of banks that pioneered the VISA system, adding MasterCard facilities in 1990. The UK’s first online banking service followed in 1997, then contactless travel payments in 2006 and contactless mobile payments in 2011. At every stage in its history, Barclaycard has been at the forefront of technological developments, providing customers with new ways to pay for their items and new banking methods. If you take advantage of Barclaycard’s discount deals, you can expect more of the same in the future.
Where to Buy Barclaycard Products
If you want to start using a Barclaycard, you’ll need to set up an account at Barclays Bank. To do so, you can either visit one of their local branches or set up an account online.
Finding your nearest branch of Barclays is easy. Just head to the AskBarclays website and use their Branch Finder tool to locate a bank within easy reach of your home or workplace. Enter your postcode and the system will call up a list of branches within a few miles, along with their opening hours throughout the week. If you pop in at some stage, staff will be happy to lead you through the process of opening a bank account and applying for a Barclaycard.
Alternatively, you can apply for a Barclaycard online. Head to www.barclaycard.co.uk, click on the “Credit cards” tab and then “Choose a Barclaycard”. Choose the right card for you and then press “Apply now”.
Product Categories at Barclaycard
Barclaycard offers a range of financial products for its customers, and it’s worth checking all their categories to find the right card for your personal needs. Everyone’s financial situation is different, and Barclaycard have come up with a variety of packages to suit everyone. Categories at their website include:
- Purchase credit cards – Cards that provide 0% interest on purchases for set amounts of time. Providing you remain within your allotted credit limit, these cards are ideal for shoppers who regularly make online and in-store purchases. Options include the Platinum Barclaycard, which provides 0% interest for 25 months, and the Platinum Travel Credit Card, which limits non-sterling transaction fees on purchases abroad.
- Rewards credit cards – Cards that allow the user to earn points when they shop. These points can then be spent at a later date on anything from days out at theme parks to coffees, theatre tickets and holidays. Includes the Freedom Rewards Card (which also comes with 12 months 0% interest on purchases) and the Hilton HHonors Platinum Visa which hooks up to the Hilton Hotels points scheme and will suit regular travellers.
- Credit building credit cards – Cards that are suited to first time credit card holders or those with a chequered credit history. They allow customers to gradually build up a credit rating before graduating to other packages. Includes the Initial Credit Card, with three months 0% interest on purchases, and the 18-month Balance Transfer Platinum Card which provides interest savings on balance transfers made soon after opening an account.
- Balance transfer credit cards – Cards designed to allow customers to move money from store credit cards or other credit card providers to take advantage of Barclaycard’s 0% interest offers. Includes 37, 32 and 24-month interest free Balance Transfer Platinum cards (with varying balance transfer fees).
Barclaycard also offers a range of other services via their customer website. For example, the balance transfer calculator allows customers to plan any alterations in their accounts.
There’s also a credit card comparison tool, which is a handy way to compare all of the properties of the various cards on offer from Barclaycard.
Brands Available on the Freedom Rewards Scheme
The following major UK brands allow Barclaycard customers to spend their Freedom Rewards points on their products:
Starting an Account at Barclaycard.co.uk
If you qualify for the various credit cards offered by Barclaycard, starting an account is simple. Head to barclaycard.co.uk and choose the right kind of credit card for you. Click “Find out more”, then “Apply now”.
You’ll then be taken to a separate application page for the card you are interested in applying for. Just fill in the information required (including basic details like your name, address and employment details) and specify why you’d like to apply for the card. Then press “Continue” and continue to add the information required.
The whole process generally takes around 10 minutes, but the approval process can take a week or more.
Barclaycard’s Loyalty Scheme
The Freedom Rewards loyalty program is a key part of Barclaycard’s operations and it provides a wide range of benefits for members. Barclaycard members accumulate Freedom Rewards points whenever they use their card to shop, whether that’s online or in-store, as well as on transport networks like the London Underground. They can then redeem those points at more than 70 of Barclaycard’s partners, including major brands like Nandos, House of Fraser, Legoland, Currys and Amazon. To sign up, you’ll need to be a Freedom Rewards card holder, so it’s worth considering choosing one when you decide which Barclaycard to go for.
In addition to Freedom Rewards, Barclaycard also offers a loyalty scheme for businesses. Their Business Credit Cards allow firms to make their payment systems more efficient and manage expense accounts easily. They also feature Cashflow Support Cards with special features to help small businesses manage fluctuating cashflows.
Sales at Barclaycard.co.uk
Being a Barclaycard member entitles you to a range of discounts negotiated with the card provider’s partners. For example, at the “Entertainment” section of their website you’ll find cut price tickets to gigs, events and films, including special packages for any events at the Barclaycard Arena in Birmingham.
The company also offers discount offers on Barclaycards themselves. You can find their introductory offers listed as they are announced at the Barclaycard HotUKDeals listings.
Using Your Barclaycard Account
Barclaycards operate just like normal credit cards. You can use them to make contactless or conventional payments in shops or on transport networks, and they can be used to buy items online as well.
If you do choose to use your card for contactless payments, be aware that Barclaycard maintains a £30 daily limit for contactless payments.
You can also link your Barclaycard to a new service known as bPay. This innovative feature entails transferring cash into a bPay account that can be used with wearable devices and mobile phones to pay anywhere. Barclaycard Visas can also be used with Apple Pay (although MasterCard’s currently cannot).
Barclaycard also enables users to service their account via online banking. In fact, they were one of the first banks in the world to make this service available. Nowadays, logging on is simple. When you’ve registered with Barclays’ Online Baking system, you can log on via their website.
Cancelling a Barclaycard Account
If you find that Barclaycard isn’t for you or you encounter service problems, closing your account shouldn’t be a problem.
To close your account, the first thing to do is to call Barclaycard’s customer service department on 0800 1510900.
Staff will then lead you through the closure process. They may also offer you special incentives to keep your account open, and it’s worth asking them whether this is a possibility as these incentives can be significant.
Barclaycard’s Social Media Presence
Barclaycard are active across most major social media platforms and their accounts are a handy way to check their most recent packages and any special offers for Freedom Rewards customers. You can find them on:
Barclays also runs a series of blogs, which can also be useful information sources about how to spend your Freedom Rewards points and any upcoming promotions. Check out the Barclaycard Travel Blog, the website of the Barclaycard Arena and the Barclays Wealth Blog for regular updates.
Using the Barclaycard App
As you’d expect from one of the first adopters of online banking, Barclaycard has been innovators in using smartphones to help customers manage their money. With the Barclaycard app, customers can check their balances, pay bills, check promotions and contact their bank, so it’s a very handy tool to have on your phone. You can download it for Android devices from Google Play and for iOS devices from the iTunes Store.
If you want to know more about the various accounts on offer, how to use Freedom Rewards, online banking or how to cancel your account, contacting Barclaycard is easy. You can get in touch using the following methods:
- Phone: 0800 1510900 or 0333 2009090 (24 hours a day, 7 days a week)
- There’s also a special number for anyone applying for a new Barclaycard at 0800 7310200 (8:00-23:00 7 days a week) and a number for Freedom Rewards queries at 0800 1615303 (Monday to Friday, 9:00-18:00, Saturdays 9:00-16:00).
- E-mail: An e-mail contact form can be found on their website as well.
- Customer Services
1234 Pavilion Drive
Northampton, NN4 7SG
Most general questions can probably be fielded by the Barclaycard FAQ that can be found on the company’s website.
Find the Perfect Credit Card Deal with Barclaycard Discounts
Credit cards are a huge part of modern life and if you regularly need to pay for goods and services with a credit card, it could be time to switch to Barclaycard. Barclaycard offers a variety of packages for different types of customer as well as special offers for Freedom Rewards account holders. You’ll find the best introductory deals and special offers at the HotUKDeals Barclaycard listings.