Hope I got this right - just waiting on my card.https://www.fairfx.com/wizard/start/card
Already posted for currency but have noticed that the FairFX currency card is actually a PREPAID MASTERCARD and you can put sterling on it and not foreign currency.
The Prepaid Mastercard is the only card which you can pay your ryanair flights for and avoid credit card charges.
Usually its £9.95 but its free at the moment - you do need to but £10 on it but it can be used anywhere else too.
Quidco gives you £7.50 so if it tracks and you spend the £10 you put on the card anyway its a nice £7.50 for free :)