Britannia BS 3 Year Fixed Rate Bond 5% Gross - HotUKDeals
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Britannia BS 3 Year Fixed Rate Bond 5% Gross £5,000.00

£5000.00 @ Testing
Account Name 3 Year Fixed Rate Bond - Issue 29 Interest Rates (AER's) The minimum balance for this account is £5,000. The interest rate is fixed for the term of the Bond. Annual Interest 5.00% gr… Read More
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7y, 5m agoFound 7 years, 5 months ago
Account Name 3 Year Fixed Rate Bond - Issue 29
Interest Rates (AER's) The minimum balance for this account is £5,000.
The interest rate is fixed for the term of the Bond.
Annual Interest 5.00% gross*/AER* or 4.00% net*.
Tax Status Interest is paid net* of basic rate tax
Condition for bonus payment No bonus payments exist for this Account
Withdrawal arrangements It is not possible to make partial withdrawals from the Account once opened, before the end of the
term. The account can be closed during a Closure Period. If the account is closed then a charge will be made for this by reducing the gross* rate at which interest is paid for that Account Year by 2%.
Access Branch or by post
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7y, 5m agoFound 7 years, 5 months ago
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Comments/page:
#1
Better off with an ISA with this kind of balance I would think? (Assuming you can get an ISA above 4% of course!)
#2
Helicon
Better off with an ISA with this kind of balance I would think? (Assuming you can get an ISA above 4% of course!)


only if you don't have above the threshold to play with, otherwise it'll take you x years to get it in anyway, so might as well do something productive with it in the interim.

plus yes I think cash ISA rates are pretty shocking at the mo. I wonder if they adjust the rates to allow roughly for basic rate tax anyway, as there always seem to be better rates available with non-ISA savings accounts. If you're a basic rate tax payer I wonder how much value there is in a cash ISA TBH (given the rate spread against some 'normal' savings accounts, especially if you're happy to juggle as needed)
#3
Helicon;7001515
Better off with an ISA with this kind of balance I would think? (Assuming you can get an ISA above 4% of course!)

Current maximum for Cash ISA is only £3,600 (unless over age 50) so you couldn't put £5,000 (the minimum for this investment) in an ISA anyway.

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