This is my first post so please go easy on me.....
Capital One have got a 4% Cashback offer on their credit card.
If a direct debit is setup to pay the balance in full each month it is possible to use the card as a current account.
It is also possible to get an additional card for other members of the family to use and, if used wisely, it is possible to receive £££££'s in cashback.
Basically this is money for nothing!!
This is not a post to promote credit, however if used wisely this can be very lucrative !!