Cheap Car Hire Insurance (for those 'FREE CAR HIRE' holidays) @ icarhireinsurance - now with added links!!!!! - HotUKDeals
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See http://www.moneysavingexpert.com/travel/cheap-car-hire THE INSURANCE THE COMPANY TRIES TO SELL YOU IS NOT ESSENTIAL, DO NOT BE FOOLED

After stumbling across this on quidco (yes there is quidco available too), my mind jumped back to a post I had previously seen on this very website...

Complaints were flowing in on a holiday offering free car hire, people said it would still cost them upwards of £200, to insure the car for the time period... but now, I think, I may have, potentially found a solution!

This website claims to insure ANY car hire for all insurance, from £4.99 per day, to me that sounds an absolute bargain; especially given in the USA its upwards of $30 a day
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6y, 7m agoFound 6 years, 7 months ago
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#1
Also, whilst giving out advice, I found through GSK, for who I was working at the time, I could rent at the basic rental rate for personal use, but with the terms and conditions of a company rental... this included free insurance with it

Maybe another place to look before booking that summer holiday car rental
#2
I think you may find many foreign car hire firms INSIST you take their insurance,because they are on a huge commission for every one they sell.
#3
The problem can also be that this insurance is not recognised outside the UK/EU.So you have to take some of the legally mandatory insurance elements the hirer sells.even for optional items like CDW the hirer will probably demand a massive deposit if you maintain you have your own cover,the deposit can as much as the full value of the car.

The best bet is often to look for an all inclusive rate.This applies in particular in the US where the exchange rate tends to favour prepayment in sterling(pounds) for most holiday expenses,at at the moment.

In a nutshell car insurance around the world is a minefield and rental companies exploit this to the hilt.
#4
Im also not sure if you can do this , as i had free car hire with my Holiday but when ive asked if i can take my own insurance nobody is anwering the question so wouldnt it be a risk taking it out if the car hire people refuse for you to have youre own?

Travel agents are useless as asked them numerous times its like its never been asked before as i just cant get a straight answer.
#5
I think that this is only car hire excess insurance. That is, it covers the excesses which remain after taking out the main insurance, CDW etc.
#6
This site never fails to amaze me!

One click off the link too me to a page confirming that with the USA and Canada package, LDW and CDW are both covered

It is a insurance policy, the only time you would be required to take a companies own is if they sold it as an all inclusive package

I don't know the legislation but I think that in the UK they're pretty strict about companies not being allowed to quote one price, then add on essential extras (unlike in the US)

If a company will allow you to rent the car insurance free, I am 99% sure this covers you...

You could always phone them if you wanted to, it seems to save you over £140 taking into account some of the 2 week car insurance prices I've heard talked about on here...

IT COVERS EVERYTHING, I honestly can't see how this isn't a deal, unless you're forced to take insurance with the travel agency
#7
I'm sorry to keep coming back to this post, but I think it really is a better deal than -1

Companies get lots of commission for selling insurance, they're going to attempt to make it seem like an essential extra if they can, I'm sure, probably just stopping short of explicitly saying it is compulsary that you take it

If you can not take the insurace, then don't... look elsewhere (here) for a better deal
#8
94th minute
I'm sorry to keep coming back to this post, but I think it really is a better deal than -1

Companies get lots of commission for selling insurance, they're going to attempt to make it seem like an essential extra if they can, I'm sure, probably just stopping short of explicitly saying it is compulsary that you take it

If you can not take the insurance, then don't... look elsewhere (here) for a better deal


IMHO the product mentioned does not cover the basic insurance only the excesses and in the case of U.S.A. and Canada full cover for CDW/LDW and SLI.

I am quite happy to be proved wrong - I am just offering a word of caution.

I have previously used the company for excess cover for car hire in Ireland.
#9
Trouble is my travel agent cant even tell me if i can take this out or not , i got free car hire but she says i need CDW she says she does not know if i can take my own insurance out and ill have to wait until i get to Florida before i know or not :x
#10
If you go to the site it explains the difference in cover. In many countries you get cover included but are still liable for the first, for example, £500. You could be charged for tyre damage, chipped windscreen and minor body work damage. By using this site for excess cover your £500 liability is covered AND the hire company picks up any extra costs.

In the US you need CDW/LDW which covers the full cost of any claim. Again this site offers this. So it is not a partial cover. It works to fill in the gaps from the hire firm depending on where you are hiring. I have used [url]www.insurance4carhire.com[/url] (on Quidco) many times but I think they removed the daily cover policy and it is monthly or annual only so this site is handy for daily cover.

I now have an American Express Platinum Chargecard which includes car hire insurance as well as many other benefits like travel insurance, lounge access at airports etc. All for £300 a year for 2 card holders.

Note that in the event of a claim with the hire car company they will charge you and then you claim back from the above company as opposed to hire companies dealing with it all in house if you paid their (more expensive) premium. In 10 years of driving in the US 2/3 times a year I have never had an incident so I would be happy to get cover from this company just to be safe. For those who are not sure if they can use this due to it being a package deal just book with another company at the same airport for the same dates and if the first company give you grief just insist on a refund and go to the other hire company.
#11
After the 9/10 hour flight/early morning and arriving in 90 degree heat I really wouldn't recommend gettting into a 'debate' at car hire counter. They hold all the cards and know it.If push comes to shove they always demand a crazy deposit.

If anyone can show me where a hire company shows they will accept this cover as valid please put the link up.It is a great idea and for sure the hire industries practises are pretty shocking but honestly they have you over a barrel.

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