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check your state Pension

£0.00 @ GOV.UK
See what you will get for working all your days (or not) from the Government. Read More
Trevisparky Avatar
5m, 4w agoFound 5 months, 4 weeks ago
See what you will get for working all your days (or not) from the Government.
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Trevisparky Avatar
5m, 4w agoFound 5 months, 4 weeks ago
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Top Comments

(5)
110 Likes
I'll end up having to work till lunchtime on the day of my funeral
19 Likes
It's been around for a couple of years and it's still in Beta form - more like a permanent state for the website.
Bit like our government still being beta - it's never quite developed into a proper working government...
16 Likes
Easier said than done planning for your retirement. Had fairly lower paid jobs when i was younger. In a better position now in my late forties but still have years on my mortgage and a teenager to pay for.

Would love to put more into a pension or something equivalent to fund my retirement but can't see it happening. Will hopefully have paid off the mortgage by then to see the state want it back for elderly care costs and inheritance tax it if left to my daughter.

Does make you think why bother.
14 Likes
Locknloadharry
pitbullmern
I'll end up having to work till lunchtime on the day of my funeral
and due to council cut backs, have to dig your own hole.
But obviously not be allowed to adorn it with any trinkets or keepsakes, because that would incur a fixed penalty notice from the council for not keeping your little patch of earth tidy. The little patch of earth that you bought from the council at an exorbitant rate and you now OWN.
However, they are allowed to repossess this little patch of earth (you OWN) from your surviving relatives if they do not BUY IT AGAIN from the council within 50 years.Happy days, enjoy your retirement.

I'm being cremated so I can be put in an hour glass. No point in letting death prevent you from working :p
11 Likes
This is incredibly useful information, but is this really a deal?

My work has recently started the auto enrollment for pensions and this site came up as a way of checking where you stand already. Made us all realise we really need to top up!!

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11 Likes #1
This is incredibly useful information, but is this really a deal?

My work has recently started the auto enrollment for pensions and this site came up as a way of checking where you stand already. Made us all realise we really need to top up!!
4 Likes #2
Might be better in freebies but it is a useful reminder about the state pension and how you should be planning for your retirement. I wish I had done more planning when I was younger but retirement is the last thing on your mind when you are young!
1 Like #3
Thank you, I never knew this existed.
3 Likes #4
Just hope you will get your pensions as you might need to be 120 years old at the rate things are going.
16 Likes #5
Easier said than done planning for your retirement. Had fairly lower paid jobs when i was younger. In a better position now in my late forties but still have years on my mortgage and a teenager to pay for.

Would love to put more into a pension or something equivalent to fund my retirement but can't see it happening. Will hopefully have paid off the mortgage by then to see the state want it back for elderly care costs and inheritance tax it if left to my daughter.

Does make you think why bother.
1 Like #6
I think Labour spent most of it while they resided... and Osborne spent the rest giving handbacks to his rich chums
so expect very little and then you won't be disappointed... besides what they say you'll get and when... is all bs ;)
2 Likes #7
At the moment, my State Pension forecast is 0.05p a week more than what Pension Credit would be. That was worth 33 years of full contributions (and 15 more to go!) oO

Edited By: robertr on Oct 25, 2016 13:54
110 Likes #8
I'll end up having to work till lunchtime on the day of my funeral
banned 1 Like #9
you may become the next prime minister of the UK. ! you sound cool.

what else is on offer?
3 Likes #10
Better to invest in something else rather than paying into the pension pot which You may never receive
#11
Important for woman or men who have stayed at home to look after kids or parents. You no longer get a state pension based on what your partner has paid, you have to pay in yourself, If your rich enough you can pay in some back years, also if you have been contracted out into a works pension, they take that into account and know some off, though now you can pay back in.
1 Like #12
Trevisparky

See what you will get for working all your days (or not) from the Government.
#13
zebz001
Better invest Your money in something else rather than paying in pension pot which You may never receive

Or invest and pay in
#14
Is this legit, or a scam site??

HM Revenue and Customs site portal is based on a US server, this shows as Netherlands.

You may have just given a lot of personal information to the wrong people.
1 Like #15
Anyone had any problems with this? Entering passport details as validation, but it states the details are incorrect which they aren't!!
#16
Gentle_Giant
Is this legit, or a scam site??
HM Revenue and Customs site portal is based on a US server, this shows as Netherlands.
You may have just given a lot of personal information to the wrong people.

I just googled gov.uk then navigated the site and found the same URL so it's legit
#17
Its not the url i come up with,this is the correct one https://www.gov.uk/check-state-pension
2 Likes #18
zebz001
Better to invest in something else rather than paying into the pension pot which You may never receive

Agreed, pay in for all those years.... Wait until the government decides you can officially meet pension age..... grab 25%... Then hope you squeeze out a least another 10+ years of payments to make it worth while before it's all over.

How many people seriously believe they will get back anywhere near the contributions they've made?


Edited By: steve123uk on Oct 25, 2016 15:52
#19
jansim
Important for woman or men who have stayed at home to look after kids or parents. You no longer get a state pension based on what your partner has paid, you have to pay in yourself, If your rich enough you can pay in some back years, also if you have been contracted out into a works pension, they take that into account and know some off, though now you can pay back in.
You used to get home responsible protection up to 20 years pension credits if you stayed at home to look after children and got child benefit.


Edited By: peterstyles75 on Oct 25, 2016 15:49
1 Like #20
SilverBlack
Its not the url i come up with,this is the correct one https://www.gov.uk/check-state-pension


There is a slight difference, the posted link shows as a "Beta" site. I wouldnt trust it as being genuine, no matter what Google says.
Following the genuine government portal gets you the page on the US server, but the original link with the "Beta" shows as Netherlands.

Not worth the risk of an identity theft.

EDIT.

If you go to verify your identity, you get directed to the Netherlands server, so it looks like a simple cock-up; why expect anything else from the UK governments IT department!!



Edited By: Gentle_Giant on Oct 25, 2016 16:01
#21
I`m happy with that.....2 separate private pots on top,gonna be worth about a tenner by the time I retire! best get that funeral plan sorted! :D
#22
The maximum pension is £155 a week after 35 years contributions now anyway.
19 Likes #23
It's been around for a couple of years and it's still in Beta form - more like a permanent state for the website.
Bit like our government still being beta - it's never quite developed into a proper working government...
#24
Thanks for the link O.P..less than expected for me, £125 a week unless i pay in about £700 a yr for next 4 yrs then it is £140.
#25
155.65 a week providing I pay national insurance between now and 2056. How am I going to live..haha
3 Likes #26
£155 per week?! that's jack ****
#27
They keep moving the goalposts, so don't expect this to be what it is by the time you get there.
#28
Trevisparky

See what you will get for working all your days (or not) from the Government.
There was a similar thread on here about 5 weeks ago which also told you if you had overpaid tax,I got £150 back - now that was HOT!! :)
#29
If you want to do it old school, follow the link, print and send off.

https://www.gov.uk/government/publications/application-for-a-state-pension-statement
2 Likes #30
pitbullmern
I'll end up having to work till lunchtime on the day of my funeral


and due to council cut backs, have to dig your own hole.
But obviously not be allowed to adorn it with any trinkets or keepsakes, because that would incur a fixed penalty notice from the council for not keeping your little patch of earth tidy. The little patch of earth that you bought from the council at an exorbitant rate and you now OWN.
However, they are allowed to repossess this little patch of earth (you OWN) from your surviving relatives if they do not BUY IT AGAIN from the council within 50 years.Happy days, enjoy your retirement.
#31
great, will check this when i find my passport
#32
wow I remember when these were thosands now just pennies!!
1 Like #33
The state pension won't exist by the time I retire, we have banks to bail out!
1 Like #34
i checked mine only been paying in for 11 years (only 28) says im entitled to £70 a week now so basically i get to 155£ a week within 15 years. then 43? then i get nothing out for the next 25 years retirement age 68 now
2 Likes #35
monty9120
i checked mine only been paying in for 11 years (only 28) says im entitled to £70 a week now so basically i get to 155£ a week within 15 years. then 43? then i get nothing out for the next 25 years retirement age 68 now


Your NI payments are not for your future pension. They are to pay for current pensioners. This is why you continue to pay NI after the 35 qualifying years are met.
1 Like #36
I've just checked mine and I have 3 more years to go to qualify for the full pension. I also am self-employed but don't earn enough to pay tax and national insurance. My youngest child is 9 and his birthday is in February - I have read that if you get child benefit you qualify for national insurance credits for a child under 12. As the national insurance credits are done every April, for my final qualifying year (to get the full pension), my son will be 12 two months before the full year is up. Would I be credited with national insurance contributions (for getting child benefit for him) for the 10 months that he was still 11? For my final qualifying year, my son would be 12 for two months of it. Would I be able to pay extra national insurance contributions just for those 2 months to get my full qualifying years in, or, can you only pay out for a full year (not just 2 months of it)? Any advice would be appreciated. Thank you.
#37
Sophiasky
I've just checked mine and I have 3 more years to go to qualify for the full pension. I also am self-employed but don't earn enough to pay tax and national insurance. My youngest child is 9 and his birthday is in February - I have read that if you get child benefit you qualify for national insurance credits for a child under 12. As the national insurance credits are done every April, for my final qualifying year (to get the full pension), my son will be 12 two months before the full year is up. Would I be credited with national insurance contributions (for getting child benefit for him) for the 10 months that he was still 11? For my final qualifying year, my son would be 12 for two months of it. Would I be able to pay extra national insurance contributions just for those 2 months to get my full qualifying years in, or, can you only pay out for a full year (not just 2 months of it)? Any advice would be appreciated. Thank you.

Sorry, I would like to add that I did work full-time (after leaving education) up until the time that I had my first child at 30.
#38
candyman86
£155 per week?! that's jack ****


It is. That's why we all need our own schemes or alternative plans.
2 Likes #39
But not really a deal in anyway.
#40
nice little podcast from the bbc money box now .....that helps explain the new state pension.

http://www.bbc.co.uk/programmes/b07c2sww

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