Equifax Deals & Sales for 2016 - HotUKDeals
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Equifax Deals & Discounts

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-83Expired

£15.15 cashback on signing up to Equifax credit scoring (free for the first month) @ Topcashback

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If you sign up to Equifax's 30 day free trial through Topcashback, they are offering £15.15 cashback, plus you can download your credit report as a pdf which you get to keep. You have to enter cred…
JGav Avatar1y, 2m agoFound 1 year, 2 months ago11 Comments
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don't get why voted so cold, know it been available for ages as free cash back but that a great rate, I did my trial while ago so no good to be but still voted hot
Steamy Wee
manicmidlander
You have to call them to cancel which is a bit if a pain. Would be nice if you could cancel online but that would be far too easy.

If someone was paying me £15 to have a 5 min phone conversation I'd do it all day long. I agree it's a pain, but they have to try and sell you something in return for the free info ;)


​Agreed. I took this deal a couple of years ago for the cashback. I had no issues cancelling and the person I spoke to was polite and didn't try to pressure me into staying. So long as you remember to cancel in the free period it's easy money.
Good for the cashback, it's pretty useless to have though. I got a mortgage during my free trial, took about a fortnight for them to alert me someone had took it out in my name, this was after I'd got the money. So it's hardly much use.
I did this a few months ago and got about 8.50 I cancelled it online and never had to speak to anyone. I believe that you had to keep it for 20 days. Voted hot
Nice.
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-166Expired

Free Equifax credit rating FOREVER

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Totally free credit referencing from Equifax No marketing. They'll never charge See full file rather than being charged to see rating on Noddle! Instant access and really slick design!
seancharles Avatar1y, 2m agoFound 1 year, 2 months ago9 Comments
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30 day free trial. So it's not free forever as stated in the title, it is in fact as others have pointed out £14.95 per month after the free trail ends unless you cancel.
Cold for no working link and no correction 9.5 hours after OP
drharishgarg
whole credit rating system is a joke
The whole monetary system is a joke :D
Slick design? The site is horrific!
whole credit rating system is a joke
576Expired

Equifax Free Statutory Credit Report NEW & EXISTING CUSTOMERS

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From 15 - 31 March 2014 (7/1/14 STILL ACTIVE), Equifax is offering all visitors to the Money Advice Service website access to their statutory credit report online free of charge – normally available f…
antsgame Avatar2y, 8m agoFound 2 years, 8 months ago63 Comments
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Expired now.
invalid. expired.
antsgame
4cx250f
code invalid?

Enter your payment details Completed
Payment by promotion code accepted

CODE is working No CC Required.

code invalid when entering card details too.

Edited By: 4cx250f on Apr 08, 2014 09:42
great thanks
4cx250f
code invalid?

Enter your payment details Completed
Payment by promotion code accepted

CODE is working No CC Required.
55Expired

equifax FREE credit report AND FREE credit score + £8.92 cashback

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Go via Topcashback to get this. Exchange to tesco clubcard point can worth as much as £36. http://www.topcashback.co.uk/equifax/ Not as good as it was 4 months ago with £20.20 but this comes wi…
jacques Avatar3y, 5m agoFound 3 years, 5 months ago7 Comments
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Do not under any circumstances approach this can of worms,Check out reviews first do not walk away drive.
anyone having trouble getting through to cancel?
dealfella
You'll need to call a premium number to answer some questions to complete the transaction
Not necessarily. They'll ask for more if they can't automatically match your card to your profile. In my case I did everything online.

TUSSFC is right. The important bit your credit history. These credit reference agencies have invented their credit scores in order to flog you more products, which are entirely useless to you. The CRAs don't lend you money, they don't give you credit cards, HP you cars or give mortgages, so their "opinion" is entirely irrelevant. Lenders do, and each one has different criteria for their products. What matters is the information they hold about you (if you had CCJs, wrongly reported defaults, etc). You can get this information by asking for a statutory report that costs £2. 8)

With the cashback sites though, you can sign up for the free trials, get your free reports (and "scores") and cancel within the first month. That way you get a free report and pocket some money too (which is good enough for a few years of statutory reports if you get them once or twice a year.). (_;)

BTW, there are 3 CRAs: Equifax, Experian and Callcredit. Noddle is the brand name of Callcredit, the smallest and least used of them. So, while it is useful, it doesn't always give you the full picture.

BTW2: I have already done this, but Topcashback didn't track so I had to raise a missing cashback claim. :( Experian tracked ok.

Edited By: diktiomenos on Jun 18, 2013 11:28
I have been using Noodle.co.uk they are free for life which is good.

Great stuff thanks for share though.
You'll need to call a premium number to answer some questions to complete the transaction
24Expired

Free credit report + £10 Quidco (through Equifax)

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Free credit report + £10 cashback Expires in 7 days Earn £10 cashback by signing up and completing the free credit report with Equifax http://www.quidco.com/equifax/ :)
mugglesquop Avatar4y, 8m agoFound 4 years, 8 months ago11 Comments
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i just cancelled my Experian membership, I was dreading the call, but it was simple and easy and no sales pitch :)
took about 6 weeks to confirmed cashback still waiting for payable
I did this last year and I did cancel on time but they said they have to keep my details for a year and they send me an email every month to tell me that someone or nobody checked my credit report (of course I need to pay just to see who did). I am not sure when they will stop.
As said pain to cancel.
balls i did this last week but without using quidco :(
-24Expired

Free 30 day credit check trial plus £10 cashback with quidco

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Right another one I could get stick for! £10 quidco cashback for next few days only when you sign up for free online 30 day trial with Equifax. This online report will show you all your credit and pay…
sussexguy Avatar5y, 4m agoFound 5 years, 4 months ago6 Comments
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You dont have to send anything
thanks
****, ive done this for £22 in the past and you dont have to send them anything. Ring up to cancel and just say no thanks. Free money, voted hot!
mccririck
This is a pain in the ass you have to send them documents for proof of identity/address before you can access your credit info which imo should be free anyway.


Whilst it may be a pain in the ass, I am happy knowing that not just any old joe blogs can find out my info. Just think how easy it is to find some information on anyone, DOB, Addresses etc, then use that to gain access to services like this. All this info tends to be dotted over the internet somewhere in one forum or social network site. Social engineering springs to mind here.
This is a pain in the ass you have to send them documents for proof of identity/address before you can access your credit info which imo should be free anyway.

Edited By: mccririck on Jul 11, 2011 21:52
-112Expired

Free 30 day Credit Reports @Equifax

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Currently you can sign up to get free credit reports from the leading three credit reference agencies for 30 days: Equifax - http://www.equifax.co.uk/Products/credit/credit-report.html Experian…
sakhtolo Avatar5y, 11m agoFound 5 years, 11 months ago3 Comments
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beware the quidco £5 - mine didn't track and they don't allow you to query so i'd assume you won't get the money and be surprised if you do (they def got my order they took money out my account but wouldn't let me query the quidco cashback - cheeky beggars!)
jase.2
Nothing new here as they always do 30 day trials!

It's rare that all 3 companies are offering them at the same time and with Experian and Equifax you can get the free trial again even if you have taken the offer previously.

You also get £10 free through Quidco!
Nothing new here as they always do 30 day trials!
-79Expired

Equifax 30 day free trial credit report - no obligation - + Topcashback

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I signed up this afternoon for the Equifax 30 day free trial credit report. It's completely free for 30 days as long as you remember to cancel before the 30 days are up (otherwise it's £6.99 a m…
Taksim_Red Avatar6y, 2m agoFound 6 years, 2 months ago28 Comments
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Taksim_Red
Got to laugh at the idiots voting cold on this. What easier way could there be to earn yourself a quick £20........?
Ahh...I get it you vote cold because you're too scared to check yours and see how bad it is right!?


softpurple

Got to laugh at people who are emotionally tied to there deals then proceed to call other members "idiots" "morons" and all other means of abuse in there threads and wonder why it gets voted cold (_;)


deasyb

Lot of very bitter people on Hot Deals. Doesn't matter how good the deal, these trolls come on and vote it cold and then complain if the poster says anything back.


Whose bitter the people who vote cold or the OP who resorts to abusing other members? Heh.

Pretty similar strategy when you have nothing constructive to add is to resort to branding people trolls as well. Oh Snap.

There really is no excuse for abusing other people in RL or online so instead of justifying it because someone disagrees with you or heaven forbid votes your deal cold. Just deal with it and learn to conduct yourself better. ;)

Maybe in your mind the deal is good (I checked your history and last 2 deals you posted went freezing) you seem a bit delusional there's no arguing with -214 votes.
Taksim_Red
Yes you can cancel straight away. Mine's tracked so I'll be canceling it in the morning.

Number(s) to cancel are: 0800 0665825 or 0800 1214752 or 020 7298 3000.


0800 number worked fine for canceling, thanks :)
Due to no-one else seemingly having the same issue as me I am just going to block any payment going to them. I have email proof that I am "almost" completed so I should not be charged anyway due to not being a customer yet.

No chance of me paying 5p a minute. No email to even query them about this.
Gone down to a fiver now..
had to ring them, didn't mention (5p per minuite) *mobile rates may vary like they usually do.
women in philipines somewhere took ages on phone & didn't believe i am who i say i am and therefore asked for paperwork.
long story short cost me over £3 and i'm terribly piS*ed off overall.

I know where their office is (round the corner) but don't want a criminal record over it.
softpurple
Got to laugh at the idiots voting cold on this. What easier way could there be to earn yourself a quick £20........?

Ahh...I get it you vote cold because you're too scared to check yours and see how bad it is right!?


Lot of very bitter people on Hot Deals. Doesn't matter how good the deal, these trolls come on and vote it cold and then complain if the poster says anything back.

Got to laugh at people who are emotionally tied to there deals then proceed to call other members "idiots" "morons" and all other means of abuse in there threads and wonder why it gets voted cold (_;)
412Expired

Statutory Credit Check - £2.00 with Equifax, Experian & Call Credit

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Think this deserves a repost as last posted close to 3 years ago. Just in the process of buying a new house and wanting to check my credit reference files. Equifax and Experian are asking £6.99pm f…
damnstudents Avatar6y, 9m agoFound 6 years, 9 months ago77 Comments
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robo989;8224809
[SIZE=7]Yes there is.

Don't make stuff up it's naughty[/SIZE]


(I've worked at a couple of call centres that sold contracts for services and they always do a credit check after being given consent by customer and an actual score is given back. This was years ago but I distinctly remember scores ranging from 300-1500 from actual checks I did and this was NOT a proprietory check it was an actual score bounced back by experian in real time).


But not as naughty as using idiotically large text to get attention. :p
NobbyB;7811378
It will make very little difference to your ability to get credit. There is no such thing as a credit score, different lenders will look for different things and score you in different ways. Have a read of the article I linked to on MSE in post #2.


[SIZE="7"]Yes there is.

Don't make stuff up it's naughty[/SIZE]


(I've worked at a couple of call centres that sold contracts for services and they always do a credit check after being given consent by customer and an actual score is given back. This was years ago but I distinctly remember scores ranging from 300-1500 from actual checks I did and this was NOT a proprietory check it was an actual score bounced back by experian in real time).
I think people are voting this cold because you can get a free report + cashback from TCB or Quidco, but you can only do each one once, they won't let you have a second free trial, so this is a very good deal. IMO this info should be supplied for free but £2 is better than signing up £6.99 for a month if you have used up your free trials.

@the person that said they have a credit card but never use it, this could have a negative impact on your ability to get credit because lenders might see that you have a line of credit which you never use/used, so if you don't even use any of the credit available you can't be a profitable customer to them. Like others have said, lenders look at your data differently to make their decision, so there is no one rule for all.

Why not use the card for everyday purchases like fuel, food shopping and just pay it off in full each month so you won't pay any interest. Also a credit card gives you protection should anything go wrong like in the event of fraud or a dispute. Do double check with the lender that it's setup to pay off in full though or you will end up getting stung with interest.
Newbold;7823861
Still looks like a good bet for £2.50, unless it's a scam (which it doesn't appear to be at first glance). There don't look to be any major drawbacks - anyone any actual experience of them?


oh there wasn't any one off fee when I joined, have had two or three reports now!
I think they hope you will upgrade to a monthly account but the free yearly ones are fine for me.
rebelspawn;7829848
Because Government intervention in the form of regulation, (in this case a legal obligation) has resulted in a price that is far below the equilibrium price that would have resulted from the interaction of demand and supply, should they be left to their own devices. Therefore its a bargain partly because of the legal obligation.

Learn some economics before going off on emotionally charged, uninformed rants.


Nicely and succinctly put. :thumbsup:
-5Expired

Equifax Free Credit Report (30 day trial) - £8 Quidco / TopCashBack (Card Details Required)

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Free Equifax Credit Report as stated but card details required which is why it's in the deals and not the freebies section. NOTE: this is a 30 day trial and if it is not cancelled before the 30 day…
Suraj187 Avatar6y, 10m agoFound 6 years, 10 months ago8 Comments
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got my cashback paid! made sure i cancelled my trial before the 30 days
Heat from me, I have used the free trial and cancelled no problems. I now check once a year and pay the monthly fee for 1 month and again have had no problem cancelling or hard sell. The good thing is you don't need to re-register.
I did this yesterday but it wouldn't recognise my card details. I haven't seen if quidco have attempted to track it. I'd suggest anyone who has signed up for it to check their bank statements to see if equifax have already charged you for it despite offering a month's free trial.
i did this the other day when it was posted i also did it via quidco what a scam and a joke they are .. was meant to be 8 quid but they put it through as 5 quid whats that all about.....plus i have never received any cashback from them since joining... and yes i have used them all my purchases say tracked and have done for 4 months now no one gets back to you .......
TO MODERATORS - I posted this on the deals section as it requires you to submit card details which i thought made it a deal rather than a freebie. Am i right as this has now been moved to freebies section.
-36Expired

Equifax Free Credit Report (30 day trial) and £5 Quidco

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Equifax Free Credit Report cashback It's important to understand your credit report and how it can help you get credit. Your Equifax Credit Report gives you clear, easy-to-understand advice for each
pinkmelonsmr2 Avatar7y, 3m agoFound 7 years, 3 months ago2 Comments
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Not a freebie, need credit card details... moved to deals :)
Why is this so cold?
-58Expired

Free Credit Report from Equifax (valid for 30 days, more than enough time to print out)

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Equifaxs Credit Watch Gold. Credit Watch Gold* has two options, one at £7.50 a month, but the one you need to choose is the Free for 30 days and then £69.99 for the year'. When you sign up, a paymen…
saxo_appeal Avatar7y, 6m agoFound 7 years, 6 months ago3 Comments
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Did mine 30 days ago , just reminded me to cancel as i forgot :thumbsup:

£7.70 tracked in my quidco also.

freephone number to cancel is 08007839421

Just as i cancelled the next day my quidco got declined :(
Don't forget quidco ;)
Remember, You need to choose the ‘Free for 30 days and then £69.99 for the year" option

and

If your already a customer....log in first !!
193Expired

Full Credit check with Equifax / Experian - JUST £2.00

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Equifax and Experian both sell expensive credit checks online which cost £6.99 / £9.99 / £14.99. These are all a rip off and are often by monthly subscription. Spotted this hidden on the Equifax sit…
coalfield Avatar9y, 5m agoFound 9 years, 5 months ago55 Comments
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I got mine through. Pretty full report. Now I have proof if i fail a phones4u credit check that they are talking from their rear end. :thumbsup:
You should have received your report fairly quickly, as it usually takes around a week.

Give Equifax a call on 0870 010 0583. It may be that they need further ID, or it may simply be because the request has been mislaid. Good Luck.
Just for the hell of it I signed up for the free Experian trial. What it was, for some unknown reason I can't get a credit card issued by GE Capital, nobody else has a problem with me. GE always send the standard "We check credit history with Experian and can't discuss reasons for refusal blah blah, to obtain a copy of your credit report send £2 blah blah".

Well.....

Having checked my Experian report its completely clean EXCEPT for GE Capital. Apparently I had an account with them in 2001 that I settled (and its CLEARLY marked on the report as settled) BUT, and here it gets interesting, i've defaulted on FIVE payments on that account in the last 36 months! Assuming i'm reading the report correctly.

Seriously NOT happy with GE Capital at this point in time and i'm going to pursue this:x
My reports from both Experian and Equifax arrived within 3 days of me filling out the online request.
I actually only sent mine off last week, not cashed my cheque yet and nothing arrived. I think for the £2 service they will take as long as possible to deter you from doing again.... hope it arrives soon :thumbsup:
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